New Guy Question
Thread Starter
7th Gear
Joined: Jan 2008
Posts: 7
Likes: 0
Ok, got out the camera and here are some shots of the damage. Unfortunatly they are kind of hard to see, but the basic idea is there. Also I went to a corvette specialist today. He is going to look up all the parts and get me an estimate tomorrow. He also sid he has alot of experienc dealing with the insurance companies and can usually talk them out of totaling the car. I hope so, turns out my car was made in Aug of '81, which is also when I was born, so whoot to that. Anywho, the pics
http://s252.photobucket.com/albums/h...Picture003.jpg
The last pic is the passnger side, small stress fracture and it shows he hood out of alignment.
I have to call back Farmer's tomorrow and tell them I have an estimate from my bodyshop of choice and see how that goes. Thanks again for all the help from the people on th forum.
http://s252.photobucket.com/albums/h...Picture003.jpg
The last pic is the passnger side, small stress fracture and it shows he hood out of alignment.
I have to call back Farmer's tomorrow and tell them I have an estimate from my bodyshop of choice and see how that goes. Thanks again for all the help from the people on th forum.
Team Owner
Joined: Oct 2004
Posts: 23,831
Likes: 10
From: Springfield MO
St. Jude Donor '07
Right. They give $4K and total it out. Then they part your "totaled" car out for about $10K in parts. That sure makes sense to me.? 
Tell them "it's a deal", if YOU get the salvage title on the car "free and clear", after they total it. Then just take the car to get it fixed and put the car back in operation.
Tell them "it's a deal", if YOU get the salvage title on the car "free and clear", after they total it. Then just take the car to get it fixed and put the car back in operation.Ok, got out the camera and here are some shots of the damage. Unfortunatly they are kind of hard to see, but the basic idea is there. Also I went to a corvette specialist today. He is going to look up all the parts and get me an estimate tomorrow. He also sid he has alot of experienc dealing with the insurance companies and can usually talk them out of totaling the car. I hope so, turns out my car was made in Aug of '81, which is also when I was born, so whoot to that. Anywho, the pics
http://s252.photobucket.com/albums/h...Picture003.jpg
The last pic is the passnger side, small stress fracture and it shows he hood out of alignment.
I have to call back Farmer's tomorrow and tell them I have an estimate from my bodyshop of choice and see how that goes. Thanks again for all the help from the people on th forum.
http://s252.photobucket.com/albums/h...Picture003.jpg
The last pic is the passnger side, small stress fracture and it shows he hood out of alignment.
I have to call back Farmer's tomorrow and tell them I have an estimate from my bodyshop of choice and see how that goes. Thanks again for all the help from the people on th forum.
Burning Brakes
Joined: Oct 2007
Posts: 946
Likes: 0
From: Lake Geneva WI
Why bother with that? When I wrecked my '91 Talon, I told the insurance company that I wanted to keep the car and transfer my upgrades to a new one. They took $500 off of the payout for totaling the car and cut me a check. The title never left my hands, so it never had a salvage title.
They want to total the car for that?
They want to total the car for that?
Thread Starter
7th Gear
Joined: Jan 2008
Posts: 7
Likes: 0
They haven't said for sure yet on totaling the car. I am disputing it and got an estimate done by a corvette body shop. There estimate came out to 4,300. It's hard to tell in the picture but the fiberglass is cracked open. That's why they are saying they might total it, because the fender is one piece, and is discontinued through GM. The guy at the corvette shop though says they are just bull****ting to get me to accept the patch. So now I am waiting to hear back from the insurance company.
Burning Brakes
Joined: Oct 2007
Posts: 946
Likes: 0
From: Lake Geneva WI
They haven't said for sure yet on totaling the car. I am disputing it and got an estimate done by a corvette body shop. There estimate came out to 4,300. It's hard to tell in the picture but the fiberglass is cracked open. That's why they are saying they might total it, because the fender is one piece, and is discontinued through GM. The guy at the corvette shop though says they are just bull****ting to get me to accept the patch. So now I am waiting to hear back from the insurance company.
You should get your car back to the condition it was in. Expect no less. Again, did you ever have it appraised? Did you ever have a set recovery/replacement value set by your insurer?
I did, and as such, if someone decides to total it, they can give me that exact dollar amount...
I remember you said GEICO would do like $4k.. ? Take the $4k, get it fixed, and have GEICO go after Farmers...
That car looks like it is worth a whole hell of a lot more than $4k, even with the damage...
Anyway, that is what I would do.
Drifting
Joined: Sep 2007
Posts: 1,572
Likes: 51
From: Wichita Kansas
That can be repaired in a day or two; then send it out for paint.They haven't said for sure yet on totaling the car. I am disputing it and got an estimate done by a corvette body shop. There estimate came out to 4,300. It's hard to tell in the picture but the fiberglass is cracked open. That's why they are saying they might total it, because the fender is one piece, and is discontinued through GM. The guy at the corvette shop though says they are just bull****ting to get me to accept the patch. So now I am waiting to hear back from the insurance company.
I don't understand them saying it may be totaled because the fender is one piece and no longer available from GM. Sounds like someone is trying to feed a little bull. In most claims on cars more than just a few years old the insurance company would prefer to go with aftermarket parts as they are lower in cost. The common standard for a total is if the repairs meet or exceed 75% of the cars value.
Also you need to understand that sometimes a panel is going to be repaired rather it be fiberglass or metal. A metal fender if determined that it can be repaired will be repaired before replacement. Then you have a metal fender that has been hammered out and bondo'd and painted. That is no different that repairing fiberglass and finishing it.
You may have to accept the repair is what I'm trying to get at.
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