hagerty insurance
Thread Starter
Le Mans Master
Joined: Jul 2000
Posts: 6,664
Likes: 162
From: columbia city in
Melting Slicks
Joined: Apr 1999
Posts: 2,010
Likes: 3
From: Moon Twp. PA USA
Hagerty, Grundy, all the other classic car insurance houses.. this forum will almost always have an open thread regardng this subject... It really seems like this type of insuance is the way to go unless you are really young or you use your vette as a daily driver...
I have never read a negative post regarding this type of insurance.. does anybody have a horror story to tell regarding this type of classic car insurance?
also regarding umbrella coverage.... my main insurance with my DD and house is thru allstate where I have a umbrella rider.... I asked Hagerty to insure me to the max and they did go to their max, but their max is less than my max at allstate... I need to research this as I may not be covered by my umbrella while driving my vette...
insurance is like that great big cloud in the sky... hard to know and understand fully what you have bought... sort of like medical benefits and title insurance.... don't get me going on these!
I have never read a negative post regarding this type of insurance.. does anybody have a horror story to tell regarding this type of classic car insurance?
also regarding umbrella coverage.... my main insurance with my DD and house is thru allstate where I have a umbrella rider.... I asked Hagerty to insure me to the max and they did go to their max, but their max is less than my max at allstate... I need to research this as I may not be covered by my umbrella while driving my vette...
insurance is like that great big cloud in the sky... hard to know and understand fully what you have bought... sort of like medical benefits and title insurance.... don't get me going on these!
Erie called me yesterday, all is well. Corvette is now insured under the $1,000,000 umbrella.
Insurance double talk is as bad as government double talk!
Melting Slicks
Joined: Mar 2009
Posts: 2,885
Likes: 1
When I filed a claim at Hagerty for a broken passenger window they asked me how it broke - I told them the truth that it broke on its own overnight in the garage. Claim process was quick and painless.
Racer
Joined: Jun 2006
Posts: 289
Likes: 40
From: Duxbury MA
I had a stone hit the windshield of a '61 I had. They paid the replacement even when the glass installer asked for extra labor. It did take a little explaining to get the extra labor because the install on a C1 windshield is a roaring PITA. I thought they were quite reasonable.
Last edited by 70GHH; May 6, 2009 at 07:45 AM.
Racer
Joined: Nov 2008
Posts: 364
Likes: 0
From: Anaheim California
Based on what I have heard in the past and the feedback on this forum I have concluded that Hagerdy is real easy to work with when you have a loss and with that kind of service it requires a little more preium to provide it. Ed
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Race Director
Joined: Dec 2003
Posts: 14,144
Likes: 936
From: Fremont Ca
2022 C4 of the Year Finalist - Modified
Not really,Ive talked to a few people in the past that have basically the same coverage I have and are paying half of my premium put in all honestly Ive not got anything to complain about with Hagerty.When I started this policy I threw every question I could think of and pretty much got the same responce,no problem.American Automobile Insurance Company on the other hand,total opposite.When the question of insurance comes up Ive never heard a single negative thing about Hagerty.
Melting Slicks
Joined: Mar 2009
Posts: 2,885
Likes: 1
There's something else I noticed in the Hagerty policy while thumbing through it the other night. If you have one of those super high watt stereos and speakers and enter your car in a thumping contest - or one of those bouncing car contests - your insurance will not cover damages from these events. Logic would say they're afraid you'll shatter or rattle something which will then need replacement.
