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Insurance recommendations?

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Old Nov 16, 2011 | 11:06 PM
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Default Insurance recommendations?

After years of being parked and covered in the garage, Ive decided to take my 82 out to the road and be able to drive it "legally".

I estimate/expect to drive the car maybe 100 miles a month, or around 1200 miles a year. I would appreciate any recommendations for basic insurance. Thanks guys!

RON
in Houston


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Old Nov 17, 2011 | 06:45 AM
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I have nothing to offer, I am subscribing to the thread. I use American Family insurance, so it would be nice to see what others suggest.
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Old Nov 17, 2011 | 07:25 AM
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national corvette musuem. it is based on declared value. I pay 225ish a year for my 78 vette for 5k miles (only used 250 though) and a 0 dollar deductible and I am only 23 years old.
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Old Nov 17, 2011 | 08:11 AM
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Ron, contact Adam Boca @ National Corvette Museum - a supporting sponsor. I had used a different carrier last year for my 73, however when I bought my 68 that spring, I found that NCM offered the coverage I desired. Now my 21 and 20 year old sons are covered and can drive the 73 to local events, which my previous carrier would not permit on their policy. NCM is more in tune with car enthusiasts needs. Call Adam @ 877-678-7626, or Adam@corvette museum.org for a quote.
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Old Nov 17, 2011 | 09:41 AM
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If you want FULL coverage then a specialty shop, like the NCM, is what you need to look for.

But for just liability most will cover that. I have just liability on my 73 right now. Not really driving it and have other vehicles to drive. May look into other options in the future.

How many miles per year and also if you have any tickets/accidents in the last 3 years will weigh heavy on your options.
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Old Nov 17, 2011 | 01:52 PM
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I believe I have good insurance through Hagerty. Just check and see if they fit your needs. It was a lot cheaper than putting my '78 on my regular car insurance.
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Old Nov 17, 2011 | 02:47 PM
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NCM for me...after Haggerty raised my rates last year.
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Old Nov 17, 2011 | 04:08 PM
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USAA is able to provide full coverage to me on my 77 along with all my other cars. Corverage is based on appraisal value by a approved 3rd party. $500 deductible 15000 miles a year. I pay around ~$450 (a little high) a year for this coverage but my vette is my DD and it has no driving limitations.
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Old Nov 17, 2011 | 04:25 PM
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I just bailed on Grundy after getting a bad vibe here and learning that there were more situations that weren't covered than were.

I signed up with American Modern. 1000 miles a year (plenty for me), virtually no restrictions and a premium of $200 instead of $276 with Grundy.
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Old Nov 17, 2011 | 05:46 PM
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Originally Posted by Lupigiato73
Ron, contact Adam Boca @ National Corvette Museum - a supporting sponsor. I had used a different carrier last year for my 73, however when I bought my 68 that spring, I found that NCM offered the coverage I desired. Now my 21 and 20 year old sons are covered and can drive the 73 to local events, which my previous carrier would not permit on their policy. NCM is more in tune with car enthusiasts needs. Call Adam @ 877-678-7626, or Adam@corvette museum.org for a quote.
i was insured elsewhere for many years and decided to check out the NCM program. i got in touch with adam and was able to double my stated value coverage for not much more than i was originally paying elsewhere. he is excellent to deal with and the product is an excellent product.
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Old Nov 17, 2011 | 06:49 PM
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Went with Grundy for two reasons. My 2001 Silverado was too old as a daily driver for most of the other companies I called, and Grundy has unlimited mileage....about $230/mo.
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