Corvette Insurance
Instructor
Joined: Feb 2013
Posts: 192
Likes: 54
State Farm on my '72.
$292.00 a year in Nevada. $250.00 deductible
No limit on mileage, where or when I drive it and a pre-agreed replacement value of $28K
I do have my two daily drivers and homeowners with State Farm so that contributes to the discount.
$292.00 a year in Nevada. $250.00 deductible
No limit on mileage, where or when I drive it and a pre-agreed replacement value of $28K
I do have my two daily drivers and homeowners with State Farm so that contributes to the discount.
Le Mans Master
Joined: May 2008
Posts: 9,063
Likes: 2,736
2022 C3 of the Year Finalist - Modified
Eye Roll
*** insert eye roll here***
I had a claim on Hagerty. They were great. Best of all they never even bothered to ask what I was doing, why I was driving, where I was going, or if I had a gallon of milk in the back. If fact the only thing they asked was if I was happy with the service I received.
I had a claim on Hagerty. They were great. Best of all they never even bothered to ask what I was doing, why I was driving, where I was going, or if I had a gallon of milk in the back. If fact the only thing they asked was if I was happy with the service I received.
For any of you that want to roll the dice with your money, good for you. I think this whole thing is B.S.
Le Mans Master
Joined: May 2008
Posts: 9,063
Likes: 2,736
2022 C3 of the Year Finalist - Modified
Agreed
I agree, so the insurance policies need written without restriction............bait. Please respond.
Last edited by Shovels and Vettes; May 18, 2016 at 12:48 PM.
Le Mans Master
Joined: May 2008
Posts: 9,063
Likes: 2,736
2022 C3 of the Year Finalist - Modified
No insurance policy can be judged by the payment,.....all that really matters is what happens when you have a claim. Saying an insurance company is great, when you never have had a claim, is worthless.
Melting Slicks
Joined: Nov 2000
Posts: 2,507
Likes: 114
From: St. Louis Mo
I agree 100%, that's why I try to steer folks away from the State Farms out there. They sometimes say " Well I had a claim and they paid it right away' That's like going to downtown St. Louis at night and they say "well I go down all the time and never been shot, raped or robbed". JUST A MATTER OF TIME.,
Instructor
Joined: Feb 2013
Posts: 192
Likes: 54
I agree 100%, that's why I try to steer folks away from the State Farms out there. They sometimes say " Well I had a claim and they paid it right away' That's like going to downtown St. Louis at night and they say "well I go down all the time and never been shot, raped or robbed". JUST A MATTER OF TIME.,
That being said, all insurance companies are in it to make money. You'll have good experiences and bad! They're all the same!
Last edited by rmgny44; May 19, 2016 at 08:53 AM.
Instructor
Joined: Nov 2015
Posts: 195
Likes: 22
From: Ellenton, Florida
Insurance
I have had State Farm insurance for over 40 years and have had several claims made on different vehicles in this time frame. Never have had a problem with them stepping up and taking care of business in a timely fashion. No accidents were chargeable to me but there were circumstances in a few claims where another persons insurance did not cover all the damage but State Farm picked up the excess charges. No problem. I have only owned muscle cars and sports cars, including 8 Corvettes over the years and presently have a 1978 Indy Pace Car. My rates have never gone up due to the claims that I have made. As far as I am concerned, State Farm is the best insurance company out there. I have checked with the other so called collector car insurance companies and I do not like the restrictions that are placed on you to get their coverage. I will stay with State Farm. JMO.
Advanced
Joined: Oct 2015
Posts: 71
Likes: 4
From: San Francisco CA
Are these policies ( Hagarty, NCM, etc) just cover the replacement/compensation for the Vette? Are these policies no fault? Covers partial repairs or just replacement? Does one carry separate liability/comprehension (theft), etc.?
Corvette Stories
The Best of Corvette for Corvette Enthusiasts
150 hp to 1,250 hp: Every Corvette Generation Compared by the Specs That Matter
Joe Kucinski
8 Coolest Corvette Pace Cars (and Replicas) of All Time
Verdad Gallardo
Top 10 Corvette Engines RANKED by Peak Torque (70+ Years of Muscle!)
Joe Kucinski
Corvette ZR1X Will Be Pacing the Indy 500, And Could Probably Race, Too!
Verdad Gallardo
Top 10 Corvettes Coming to Mecum Indy 2026!
Brett Foote
Top 10 C9 Corvette MUST-HAVES to Fix These C8 Generation Flaws!
Michael S. Palmer
10 Revolutionary 'Corvette Firsts' Most People Don't Know
Joe Kucinski
5 Reasons to Upgrade to an LS6-Powered Corvette; 5 Reasons to Stay LT2
Michael S. Palmer
2027 Corvette vs The World: Every C8 vs Its Closest Competitor
Joe Kucinski
Racer
Joined: Feb 2001
Posts: 365
Likes: 77
From: Gold Canyon, Arizona
You can "eye roll" all you want, and pretend that fine print and legal documents make no difference until you get bit by it. I certainly HOPE that any of these insurance companies will always pay up, but my question is why imply there are restrictions if you don't make it available to use when its in their interest. And remember, the only reason you are making a claim is you had the accident....its done, and now you want the money. If they pull out that restriction that is WRITTEN into the policy, its too late for you. I don't like being in that position, cause I don't make enough money to throw all that I have invested away.
For any of you that want to roll the dice with your money, good for you. I think this whole thing is B.S.
For any of you that want to roll the dice with your money, good for you. I think this whole thing is B.S.
I've found that none of these companies that insure classic cars will let you use your Corvette as a "daily driver", which is exactly what I do, so they're not used by me. The worst case is one you don't even want to think about...you're being sued for an accident in a store parking lot for extreme medical bills and your company decides it was while on an errand, and refuses to pay.
________________________________________ _______
"Back to the wall goes Berra, it is...over the fence, homerun, the Pirates win!!"
Intermediate
Joined: Feb 2016
Posts: 25
Likes: 1
From: Minneapolis Minnesota
I've had my VW Scirocco insured with Hagerty for the past 5 years. Got quotes from both Hagerty and NCM for the Corvette. Ended up going with NCM as the rate was a lot better. Hagerty has been great too, no complaints there. Just ended up going with the cheaper of the two.
Racer
Joined: Mar 2011
Posts: 490
Likes: 99
From: The South
I recently insured with Hagerty. I called most of the other vendors listed here, some just had a damn answering machine, some responded a couple of days later, etc. I spoke to two people at Hagerty, they were both very courteous and professional. The rates were very competitive.
Intermediate
Joined: Aug 2012
Posts: 32
Likes: 4
I just insured with Hagerty last week. The lady I dealt with was very helpful and professional in setting up my coverage. I was going to go with State Farm, I have my home, and 3 daily drivers with them, but they would not agree to the value of the car.