car insurance
Team Owner
Joined: Sep 2006
Posts: 31,278
Likes: 4,372
From: Westminster Maryland
Hi t82,
I've had my coverage with J.C. Taylor.
I'd think the cost for the 'basic' insurance is quite similar from company to company and you really can't make a price comparison without knowing the agreed value $ amount the policy includes.
Regards,
Alan
I've had my coverage with J.C. Taylor.
I'd think the cost for the 'basic' insurance is quite similar from company to company and you really can't make a price comparison without knowing the agreed value $ amount the policy includes.
Regards,
Alan
Melting Slicks
Joined: Aug 2004
Posts: 3,151
Likes: 294
From: Opelousas, Lousiana
CI 6-7 & 9 Veteran
You may want to do a search, there were 2 threads in the past week that talked about insurance. I have my insurance through the National Corvette Museum and I have agreed value coverage for 30K on my 72. It cost me 210.00 a year, but that does not really tell you anything because insurance rates are based on your personal data, like where you live, age, driving record, etc. Hagerty, American, NCM, etc will probably be pretty similar in their rates. Just to give you an idea, you can get a free no obligation quote from the NCM to compare to the Hagerty. That would give you an idea if your rate is fair. Some of the people on the other thread suggested regular insurance carriers like State Farm. I guess these carriers now recognize that they are losing business to the classic guys and now have agreed value low mileage coverage.
Thread Starter
Le Mans Master
Joined: Jul 2000
Posts: 6,664
Likes: 162
From: columbia city in
You may want to do a search, there were 2 threads in the past week that talked about insurance. I have my insurance through the National Corvette Museum and I have agreed value coverage for 30K on my 72. It cost me 210.00 a year, but that does not really tell you anything because insurance rates are based on your personal data, like where you live, age, driving record, etc. Hagerty, American, NCM, etc will probably be pretty similar in their rates. Just to give you an idea, you can get a free no obligation quote from the NCM to compare to the Hagerty. That would give you an idea if your rate is fair. Some of the people on the other thread suggested regular insurance carriers like State Farm. I guess these carriers now recognize that they are losing business to the classic guys and now have agreed value low mileage coverage.
Race Director
Joined: Oct 1999
Posts: 14,109
Likes: 127
From: www.ncminsurance.com Bowling Green KY Home of the Corvette!
CI 1-2-3-4-5-6-7-8-9-10-11-12 Vet
St. Jude Donor '07-'08
NCM Sinkhole Donor
Terry, give us a jingle. Would love to chat! I don't see we have done a quote......yet! 877.678.7626
Adam
Adam
Safety Car
Joined: Sep 2011
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From: Madeira Beach, FL
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Terry,
+1 for J.C. Taylor.
I have an agreed value of 25k on my 68 BB.
I believe I could find this car again same condition for about the same $.
$200.00 annually.
I good with that.
Marshal
+1 for J.C. Taylor.
I have an agreed value of 25k on my 68 BB.
I believe I could find this car again same condition for about the same $.
$200.00 annually.
I good with that.
Marshal
Safety Car
Joined: Sep 1999
Posts: 4,910
Likes: 698
From: grand rapids, lowell mi. area
72 and a 84 ,it was $477 at hagerty ,and hecock is $266 for the same, $8000, for the 84 ,and $15000 for the 72 replacement !
Last edited by Bills17n72; Mar 22, 2017 at 07:39 PM.
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Racer
Joined: Nov 2015
Posts: 434
Likes: 240
From: TINLEY PARK, IL
State Farm for 42 years for all my cars, bikes, and home. Right now my 1982 CE, 9,760 miles, never an auto claim, $500.00 ded, comp & coll, towing, trip interruption, uninsured motorist, agreed value of $27,000.00, no real mileage limits other than they don't want me to drive it to work, (I am retired anyway), and not as a daily driver, $15.68 a month. We took it to Tulsa and Colorado last year from Chicago, they have no problem with those kind of trips. I put 6,000 miles on it in one year, they are fine with that too. 63 years old, married, homeowner, no kids in the house. I am listed as the only driver, except in an emergency.
Hope that helps!
-Ray
Hope that helps!
-Ray
Melting Slicks
Joined: May 2006
Posts: 2,369
Likes: 103
From: Centerville Louisiana
Just asked this same question. I went to Vette Expo in Texas NCM gave me a good quote at the show. 1 K yearly mileage. Last year I got a quote from Heacock which was 1/2 my current. I tried doing a Google search reviews are almost always a hit or miss. The Million dollar question is what really happens if the unthinkable happens? I've been with my current for 11 years.
Race Director
Joined: Oct 1999
Posts: 14,109
Likes: 127
From: www.ncminsurance.com Bowling Green KY Home of the Corvette!
CI 1-2-3-4-5-6-7-8-9-10-11-12 Vet
St. Jude Donor '07-'08
NCM Sinkhole Donor
Just asked this same question. I went to Vette Expo in Texas NCM gave me a good quote at the show. 1 K yearly mileage. Last year I got a quote from Heacock which was 1/2 my current. I tried doing a Google search reviews are almost always a hit or miss. The Million dollar question is what really happens if the unthinkable happens? I've been with my current for 11 years.
https://www.corvetteforum.com/forums...adam-boca.html
Does anyone else do this?
https://www.corvetteforum.com/forums...eimbursem.html
Claim: https://www.corvetteforum.com/forums...-stingray.html
https://www.corvetteforum.com/forums...post1587309942
https://www.corvetteforum.com/forums...y-blew-up.html
Nobody would survive in the Collector Vehicle world if they weren't there for their customers. Our fiduciary responsibility is with our customers.
Thread Starter
Le Mans Master
Joined: Jul 2000
Posts: 6,664
Likes: 162
From: columbia city in
State Farm for 42 years for all my cars, bikes, and home. Right now my 1982 CE, 9,760 miles, never an auto claim, $500.00 ded, comp & coll, towing, trip interruption, uninsured motorist, agreed value of $27,000.00, no real mileage limits other than they don't want me to drive it to work, (I am retired anyway), and not as a daily driver, $15.68 a month. We took it to Tulsa and Colorado last year from Chicago, they have no problem with those kind of trips. I put 6,000 miles on it in one year, they are fine with that too. 63 years old, married, homeowner, no kids in the house. I am listed as the only driver, except in an emergency.
Hope that helps!
-Ray
Hope that helps!
-Ray
Team Owner
Joined: Mar 2002
Posts: 44,679
Likes: 1,830
From: Huntsville AL
For what its worth I wouldn't drive any of those cars to work and park in the parking lot I have to deal with so no big deal. If you need more miles just pick up the phone and buy more.
Very pleased with the customer service I get from NCM.
Thread Starter
Le Mans Master
Joined: Jul 2000
Posts: 6,664
Likes: 162
From: columbia city in
I'm with NCM for my 65 & 71 with limited mileage and no driving to work. Other than work I can drive it when and where I want up to the mileage limit.
For what its worth I wouldn't drive any of those cars to work and park in the parking lot I have to deal with so no big deal. If you need more miles just pick up the phone and buy more.
Very pleased with the customer service I get from NCM.
For what its worth I wouldn't drive any of those cars to work and park in the parking lot I have to deal with so no big deal. If you need more miles just pick up the phone and buy more.
Very pleased with the customer service I get from NCM.
Racer
Joined: Nov 2015
Posts: 434
Likes: 240
From: TINLEY PARK, IL
QUOTE terry82;nice looking 82.when you took those trips , was that just using the car for a trip or was that to go to a car show .most insurance seem to limit use.
Hey terry82, thank you for the compliment!
I was just going on vacation on both of those trips, not to any car show.
My State Farm does not have any real limit on mileage, other than as I mentioned above they would not want me taking it work every day (I'm retired), nor for everyday driver use.
They ARE completely okay for long vacations, and really, any other driving I want to do with it.
-Ray
Hey terry82, thank you for the compliment!
I was just going on vacation on both of those trips, not to any car show.
My State Farm does not have any real limit on mileage, other than as I mentioned above they would not want me taking it work every day (I'm retired), nor for everyday driver use.
They ARE completely okay for long vacations, and really, any other driving I want to do with it.
-Ray
Race Director
Joined: Oct 1999
Posts: 14,109
Likes: 127
From: www.ncminsurance.com Bowling Green KY Home of the Corvette!
CI 1-2-3-4-5-6-7-8-9-10-11-12 Vet
St. Jude Donor '07-'08
NCM Sinkhole Donor
Thanks for the opportunity!!
Adam
Last edited by Adam Boca; Mar 22, 2017 at 09:46 PM.
Melting Slicks
Joined: Aug 2004
Posts: 3,151
Likes: 294
From: Opelousas, Lousiana
CI 6-7 & 9 Veteran
One question Adam, I have a 3000 mile policy with the NCM on my 72. About how much would my policy increase if I drive it to work maybe once a month? (or is this even possible)
BTW, so far I have had the car for 7 months and have put like 200 miles on it.
BTW, so far I have had the car for 7 months and have put like 200 miles on it.
Reply to the email we sent and we will gladly send over a 3,000 mile or 6,000 mile option. I don't have your name or I would fire it off real quick. Info@ncminsurance.com
Thanks for the opportunity!!
Adam
Thanks for the opportunity!!
Adam
Last edited by crawfish333; Mar 23, 2017 at 04:46 PM.
Le Mans Master
Joined: Jun 2013
Posts: 7,056
Likes: 942
From: Colorado
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I have both of my Corvettes insured through the National Corvette Museum. Best deal I could find based upon my needs. 