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8 years ago I had my 94 totaled by USAA. It was in the garage when a tornado cam thru. The damage was the rear glass, targa top, hood and abrasions in several spots from the bricks and other items falling onto the body. They totaled it due to $$ to fix the damage. I told the adjuster I wanted to buy it back and it didn't go to an insurance auction. I concur, you need another estimate from Dub or another vette shop. Get that carpet outta the car and get it dried out. That adjuster has so many stops it's probably easier to "total" things out rather than delve a bit deeper.
Ocean rainwater!,, Hmmm. Lived on the West coast most of my tenure. That’s something I have never heard of. This deal sounds good for the insurance company, but not so good for you. I would cancel the claim and keep the car. Dry it out and move on.
Ocean rainwater!,, Hmmm. Lived on the West coast most of my tenure. That’s something I have never heard of. This deal sounds good for the insurance company, but not so good for you. I would cancel the claim and keep the car. Dry it out and move on.
Ive never heard of ocean rain water either but i have been at the beach during storms no where near hurricane force i know salt spray gets mixed in as it rains and blows,
In this case flush it good with clear water and move on
Boy, talk about things "getting mixed in" when Katrina hit N.O. in '05, my wife and I went down to visit friends a few months after. My buddy's car had been written off due to water damage. Out of curiosity I asked if it was salt water or fresh. He said "Worse, it was sewage water!" Apparently when these big floods hit, the sewers can flood over just like everything else. I never thought of that. What a ****-mobile.
Boy, talk about things "getting mixed in" when Katrina hit N.O. in '05, my wife and I went down to visit friends a few months after. My buddy's car had been written off due to water damage. Out of curiosity I asked if it was salt water or fresh. He said "Worse, it was sewage water!" Apparently when these big floods hit, the sewers can flood over just like everything else. I never thought of that. What a ****-mobile.
Yeah, in this Carolina storm i read some kind of waste ash was mixing with pig ****, etc etc,
A little salt spray could be the least of ones worries.
Insurance company see an "opportunity" to make some bucks!! They have totaled your car and will pay you a smidgen of what it's worth, so they can sell it to a rebuilder for more.
Dry it out! Buy it back for the amount they are willing to pay you. If you had collector car insurance, they would have fixed your car or given you a check for it's Agreed Value and you would have been out ZERO dollars.
So, NC won’t insure it? Since when does a state decide what’s insurable? There’s a law prohibiting cars with a title brand to be insured? Or is it just NC companies can’t insure it? What if you went to an out of state insurance group?
I know the car has sentimental value, but a lot of us over the years thought we would never, ever sell a car... then sold it and bought a parade more. If you take the total and pay off the car, you are completely free to buy whatever you want and start over, and have no threat of future electrical problems. And yes, water damaged cars that don’t look so bad do show electrical problems later.
Also, if you do decide you want to sell down the road, the car would be tough to sell, branded title or not, with its history.
Why not go shopping for one of the zillion other 80-82 Corvettes out there that are similar that are not selling these days? It’s a buyers market.
Last edited by vettebuyer6369; Sep 26, 2018 at 02:25 PM.
The insurance Co is not trying to get their hands on this car for a profit. The adjuster is swamped and totalling everything cuz it is quicker and easier and usually everybody wants it totalled and bitches and argues if he writes an estimate for rugs, seats and throws in a wiring harness. Nadaguides sez 13,100 low retail. 19000 average 32,800 high retail. So I think they will happily tear up that total write-up and pay you 2 or3k for water remediation.
Yeah, ive had cars i didnt think i would ever sell and did,
Ive never had a car that while i owned it was sentimental but i sure do wish i had went a different way with my modded 66,
I did well at the time i made $$$ but in hind site it was a stupid move for stupid reasons,
I believe that is one reason why every few months when tina suggests i buy a running driver i get all busy on the 69 i now have, i really like this car so many cars dont have heart and soul to me this one does,
Its really a hard one, should the op start over or fix this one,
Im glad i dont have to decide on this one
Insurance company see an "opportunity" to make some bucks!! They have totaled your car and will pay you a smidgen of what it's worth, so they can sell it to a rebuilder for more.
How will they make money on it while paying out $7,500? I doubt anyone would pay more than that for an '81 with a salvage title (plus cost of new carpet) when there are countless beautiful examples with clear titles in the $7K to $8K range.
If you feel that is all your car is worth, then they have been fair to you. From your original post, you seemed to be saying that you weren't going to receive "fair" equity for your car from them.
If I read your comments incorrectly, you have corrected my understanding of your concern.
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