Well.. that happened..
Melting Slicks
Joined: Oct 2003
Posts: 2,190
Likes: 830
From: Chapel Hill NC
2025 c3 ('68-'73) of the Year Finalist - Unmodified
2025 C4 of the Year Finalist - Unmodified
2025 C8 Stingray of the Year Finalist - Unmodified
Id take many pictures of the damage then begin to investigate if the car is salvable. Id also appeal your ins company opinion.
My son had a claim denied by his homeowners insurer. He used AI to write an appeal letter and I was throughly impressed with the letter. They still denied the claim and he gave up but too soon in my opinion.
My son had a claim denied by his homeowners insurer. He used AI to write an appeal letter and I was throughly impressed with the letter. They still denied the claim and he gave up but too soon in my opinion.
Drifting
Joined: Nov 2007
Posts: 1,716
Likes: 281
From: New York
Hello
Sorry for your lost. But I am at a loss for why the insurnace company would not pay. Because the car wasn't insured? But if the house has a fire, aren't the contents, including the garage covered?
What am I missing? I guess it might be in your policy.
Sorry for your lost. But I am at a loss for why the insurnace company would not pay. Because the car wasn't insured? But if the house has a fire, aren't the contents, including the garage covered?
What am I missing? I guess it might be in your policy.
Melting Slicks
Joined: Oct 2003
Posts: 2,077
Likes: 334
From: Dallas TX
St. Jude Donor '06-'09,'22,'25
In this case, the OP didn't have the car insured unfortunately. It's the risk we take - I have an uninsured antique car parked in a storage unit; if it's hit by a tornado, is stolen, or burned down, even though I have the contents insured, I get nothing for the car.
Now car parts... you'd have to read the policy. I'd argue that they are covered under the home policy as someone else mentioned. They aren't on any vehicle and they are your belongings.
Definitely something to think about.
