Modified or Stock
Thread Starter
Team Owner
Joined: Dec 1999
Posts: 26,555
Likes: 257
From: Florida
2021 C2 of the Year Finalist - Modified
C2 of the Year Finalist - Modified 2020
C2 of Year Finalist (performance mods) 2019
St. Jude Donor '03 thru '26
Modified or Stock
See Sig. The only other thing I am planning is headers. How would you list it for insurance purposes; modified or stock? :confused:
Le Mans Master
Joined: Jun 2002
Posts: 8,339
Likes: 24
From: I can walk to MA
Re: Modified or Stock (OHSIXX)
That's a tough call.
The text in the sig doesn't indicate a radical motor - so I'd go 'stock' there.
The picture, however, seems to indicate some customization - i.e. the rims
and the (apparently) astro roof. I gotta get me one of those.
I would say stock - since you probably have the stock roofs and wheels somewhere. Plus - in most people's eyes, the stock vettes are worth more.
That's the real, question - right ? What's it worth ?
:seeya
The text in the sig doesn't indicate a radical motor - so I'd go 'stock' there.
The picture, however, seems to indicate some customization - i.e. the rims
and the (apparently) astro roof. I gotta get me one of those.
I would say stock - since you probably have the stock roofs and wheels somewhere. Plus - in most people's eyes, the stock vettes are worth more.
That's the real, question - right ? What's it worth ?
:seeya
Melting Slicks
Joined: Mar 2000
Posts: 2,975
Likes: 1
From: Northwest Iowa
Re: Modified or Stock (OHSIXX)
How would you list it for insurance purposes; modified or stock?
Premium may be a little higher for Modified, but I would have to go with that.
Team Owner
Joined: Jul 1999
Posts: 26,545
Likes: 46
From: Huntersville NC
You guys are kidding! For insurance purposes I would definitely stick with stock. Changing the wheels is not a significant deviation from stock. The car still looks basically stock. The engine is still 350 ci, you still have a Qjet... it is more or less the stock configuration. If you had a blower sticking thru the hood you might have to call it modified, but I think you are close enuf to stock to call it stock. MJ
Race Director
Joined: Dec 1999
Posts: 19,610
Likes: 778
From: Forked River NJ
Re: (MNJack)
:withstupid: I list mine as stock. You can see the mods in my signature. I think they mean if a blower or major body mods are done. Some ins. companies are a little more picky than others
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Team Owner
Joined: Jul 1999
Posts: 65,492
Likes: 230
From: Orange Park Florida
Re: (Gordonm)
Guaranteeeeed....there is not an insurance agent claims examiner who knows jack about old cars still in the field...you can lie your axx off and NO one knows about it.....only thing they can tell is if the engine is original or not....SOME of them MAY be able to tell the HP rating of the original engine, and even the replacement engine...according to numbers and apparent configuration.....
NOW, I have been there done that....decades ago...and insured an old '61 Catalina super duty for less than my '60 vette...now the Cat had about twice the hp...and only ~500?? lbs more weight.....plus posi and a whole bunch more mods....of which the serial numbers did not reveal.....
OH yeh...I had the cast iron super duty headers too....looked stock, and in fact on CERTAIN cars were 'stock'.....;-)))
in the insurance industry, things have not changed much....computer be damned...you just have to get 'creative'.....
GENE
NOW, I have been there done that....decades ago...and insured an old '61 Catalina super duty for less than my '60 vette...now the Cat had about twice the hp...and only ~500?? lbs more weight.....plus posi and a whole bunch more mods....of which the serial numbers did not reveal.....
OH yeh...I had the cast iron super duty headers too....looked stock, and in fact on CERTAIN cars were 'stock'.....;-)))
in the insurance industry, things have not changed much....computer be damned...you just have to get 'creative'.....
GENE