Classic Car Insurance
Thread Starter
Instructor
Joined: Jul 2003
Posts: 240
Likes: 4
From: Mendon MA
Classic Car Insurance
Does anybody in the Massachusetts area have a good recommendation for classic car insurance? I currently have my 1969 convertible insured for about $700 per year. I would assume that there are more reasonable rates out there for these classic cars in Mass. Any advice would be greatly appreciated,
Jim
Jim
Drifting
Joined: Jun 2001
Posts: 1,934
Likes: 5
From: Mount Vernon Arkansas
St. Jude Donor '12-'13
Re: Classic Car Insurance (JAMES69)
Try AON, less restrictions and a decent price. Don't know if it's available in MA.
http://www.aoncollectorcar.com/
http://www.aoncollectorcar.com/
Team Owner
Joined: Dec 1999
Posts: 26,555
Likes: 257
From: Florida
2021 C2 of the Year Finalist - Modified
C2 of the Year Finalist - Modified 2020
C2 of Year Finalist (performance mods) 2019
St. Jude Donor '03 thru '26
Instructor
Joined: Jan 2004
Posts: 116
Likes: 1
From: Milwaukee WI
Re: Classic Car Insurance (JAMES69)
Just did my '69 Vert with AON Collector Car Insurance.
Did $30K agreed upon value with max'd out coverages for $153 / year. No milage limits, no use limits (other than racing), and no pictures or appraisals needed.
:thumbs:
Did $30K agreed upon value with max'd out coverages for $153 / year. No milage limits, no use limits (other than racing), and no pictures or appraisals needed.
:thumbs:
Team Owner
Joined: Dec 1999
Posts: 26,555
Likes: 257
From: Florida
2021 C2 of the Year Finalist - Modified
C2 of the Year Finalist - Modified 2020
C2 of Year Finalist (performance mods) 2019
St. Jude Donor '03 thru '26
Re: Classic Car Insurance (Skipple)
Just did their Instant Quote. Wonder why they want $430 for my car? :confused:
Racer
Joined: Dec 2003
Posts: 411
Likes: 0
From: Arvada CO
Re: Classic Car Insurance (OHSIXX)
I just put in my 69 vert for an online quote and it came back $25. less than what I pay now with Hagerty.
$130... Anyone ever had a claim with hese guys? For $20, I'm not sure I want to test the waters of uncertainty..
$130... Anyone ever had a claim with hese guys? For $20, I'm not sure I want to test the waters of uncertainty..
Melting Slicks
Joined: Jul 2000
Posts: 2,107
Likes: 14
From: Lancaster PA
Re: Classic Car Insurance (CruisinCO)
I have not heard of AON before but their rates sure look good. How many of you guys are using them and are there any stories, good or bad. Thanks, Craig :cheers:
Racer
Joined: Mar 2004
Posts: 484
Likes: 0
From: Guston KY
Re: Classic Car Insurance (CF6873)
Just got AON myself.
They just approved me and said I would get my policy and paperwork in 7-10 days.
188 a year.
15K value and maxed the coverages.
I think the values vary depending on your state and the associated laws.
:skep:
They just approved me and said I would get my policy and paperwork in 7-10 days.
188 a year.
15K value and maxed the coverages.
I think the values vary depending on your state and the associated laws.
:skep:
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Drifting
Joined: Jun 2000
Posts: 1,955
Likes: 2
Re: Classic Car Insurance (CruisinCO)
Hagerty. I had a claim with them 1-1/2 years ago, they mailed a check the same day I faxed the estimate. Only one estimate required. I have also used their Protection Network twice in 1-1/2 years, most recently today when I threw a rod through the block and oil pan. $15 per year for up to 3 free tows. Paid for itself two years in a row, I'll never be without it again.
Jeff
Jeff
Melting Slicks
Joined: May 2001
Posts: 2,131
Likes: 4
From: May help you? You can sure as hell try!
Re: Classic Car Insurance (CruisinCO)
Check with your state's insurance regulator. If they've had problems with a particular company before they'll be able to tell you. If they have too many complaints they can yank the company's rights to do business in your state.
You pay these people with your tax dollars so you might as well take advantage of their services. I've had good luck with Michigan's insurance regulators. :thumbs:
You pay these people with your tax dollars so you might as well take advantage of their services. I've had good luck with Michigan's insurance regulators. :thumbs:
Le Mans Master
Joined: Aug 2003
Posts: 7,720
Likes: 12
From: Chattanooga TN
Re: Classic Car Insurance (LemansBlue68)
http://www.condonskelly.net
My regular insurance agent recommended them. Never had a claim, but they are very reasonable and DO NOT have an attendence policy so you can leave it in a parking lot.
My regular insurance agent recommended them. Never had a claim, but they are very reasonable and DO NOT have an attendence policy so you can leave it in a parking lot.
Intermediate
Joined: Nov 2003
Posts: 35
Likes: 0
From: La Mesa CA
Re: Classic Car Insurance (markdtn)
Tell your agent I said THANK YOU! Just got a quote on my 72 LT-1 convertible, Full body off restored.... agreed value of 70,000.00 (have receipts) and it came in at half the price of others... $483.40 a year!
Thanks again!! Anthony LT1 :party: :steering:
Thanks again!! Anthony LT1 :party: :steering:
Safety Car
Joined: Sep 1999
Posts: 4,930
Likes: 11
From: AnyTown NJ
St. Jude Donor '08-'09-'10-'11-'12-'13-'14-'15
Re: Classic Car Insurance (AnthonyLT1)
Tell your agent I said THANK YOU! Just got a quote on my 72 LT-1 convertible, Full body off restored.... agreed value of 70,000.00 (have receipts) and it came in at half the price of others... $483.40 a year!
Thanks again!! Anthony LT1 :party: :steering:
Thanks again!! Anthony LT1 :party: :steering:
Did a quick on line quote for your car ($300,000 liability, comp & collision, med coverage, and $500 ded) and it came to $419. :chevy
[Modified by gq82, 2:48 PM 4/19/2004]
Drifting
Joined: Mar 2001
Posts: 1,600
Likes: 0
From: Valencia (near LA) CA
Re: Classic Car Insurance (AnthonyLT1)
EDIT: The underwriters didn't approve of that agreed value. They also think I drive the car too much and plan to drop me next year.
I just called Aon. I am thrilled! They offer agreed value AND I can still drive the car :)
They quoted over the phone $396 per year for $35,000 agreed value. I think I will sign up ASAP.
Thanks,
~Jay
[Modified by Jay M, 7:53 PM 5/5/2004]
I just called Aon. I am thrilled! They offer agreed value AND I can still drive the car :)
They quoted over the phone $396 per year for $35,000 agreed value. I think I will sign up ASAP.
Thanks,
~Jay
[Modified by Jay M, 7:53 PM 5/5/2004]
Heel & Toe
Joined: Jan 2003
Posts: 22
Likes: 0
From: Richmond Hill Ont
Re: Classic Car Insurance (JAMES69)
Up here in Canada we use a Silver wheels policy from Lant insurance, Pay only $225. canadian for 1 year based on $23000 value google Lant to se if it is available in US :cheers:
Instructor
Joined: Aug 2002
Posts: 197
Likes: 22
From: Upstate SC
Re: Classic Car Insurance (mcmac73)
I've got American Collectors for $168/yr with max coverage and $25K agreed value. No restrictions on mileage, etc. I may call them and increase the value soon. Prices on C3s seem to be increasing lately.
Drifting
Joined: Jan 2002
Posts: 1,663
Likes: 139
From: Vail AZ
Re: Classic Car Insurance (70L46Conv4Sp)
I was denied coverage today by AON. We go back & forth between CA & KS. Our primary residence is in CA, so our driver's licenses are in CA. But my cars are mostly in KS. They won't write insurance unless the DL's and car registrations are from the same state. DOH!
BUT, they DID have great rates. Once we finish the back & forth stuff and land in the Midwest full-time, I'm calling them back.
BUT, they DID have great rates. Once we finish the back & forth stuff and land in the Midwest full-time, I'm calling them back.
Drifting
Joined: Feb 2002
Posts: 1,987
Likes: 3
From: Manchester, Dead Center in the Middle of TN 25 miles to Jack Daniels,10 miles to Geo Dickle, and .8 mile from the Liquor Store at I-24 Exit 114
St. Jude Donor '05
Re: Classic Car Insurance (tpiini)
I have just recieved my package from American Collectors. I got 10K on the restored '78 El Camino and 15K on the Modified '80 Vette, 300K coverage for $274 per year.
I'm very happy with this new coverage and I get 3K miles per vehicle per year. More than I usually use. Jim
:cheers:
I'm very happy with this new coverage and I get 3K miles per vehicle per year. More than I usually use. Jim
:cheers:
Drifting
Joined: Jan 2002
Posts: 1,663
Likes: 139
From: Vail AZ
Re: Classic Car Insurance (PROSOUTH)
Well, it turns out that being denied by AON wasn't such a bad thing after all. I TOTALLY forgot that I had State Farm insure another "Classic" for me a few years back. I called my agent and insured the Corvette with a $22k value, 500/500 deductables and no mileage restrictions other than being specified as an "occasional driver" for $70.00 every 6-mos. :party: