Insurance
Instructor
Joined: Jul 2005
Posts: 122
Likes: 0
From: GERMANTOWN TN
Originally Posted by Mr. Peabody
It depends on at least the following:
How old you are.
How many drivers on your policy & their ages
How many vehicles you own
How many other policies do you carry from that company
Where you live
How much of a bad boy you've been in the past 36 months.
Check with 3 or 4 major companies to obtain competitive quotes.
No one can answer the question of whats the best & who's the least expensive because everyone's situation is different.
How old you are.
How many drivers on your policy & their ages
How many vehicles you own
How many other policies do you carry from that company
Where you live
How much of a bad boy you've been in the past 36 months.
Check with 3 or 4 major companies to obtain competitive quotes.
No one can answer the question of whats the best & who's the least expensive because everyone's situation is different.
Race Director
Joined: Feb 2003
Posts: 18,484
Likes: 1
From: Everyday you must choose between the pain of discipline and the pain of regret. Fredericktown, OH
Originally Posted by lt4dogman
"In many states, your credit rating is an important factor with assessing your rates."
Some states have outlawed that bull$hit practice, I guess not all of the politicians are in their (insurance companies) pockets.
Some states have outlawed that bull$hit practice, I guess not all of the politicians are in their (insurance companies) pockets.
I know someone will post that they have crappy credit and never had a loss or that they know someone with flawless credit who can't keep a car on the road. Law of large numbers. We all know kids who turn 16 and make it 25 without an accident, but the world is used to youthfuls paying 2 - 3 times more for insurance. Credit in insurance will continue to be a factor and get refined. If the government takes it away from the companies, ALL of our insurance will go up.
Back to the statistics. If I recall, 66%+ of people get no impact or earn an insurance discount from their credit.
Say what you want, but the numbers do not lie. I am in the idustry and bucked the use of credit, but have seen far too many studies by both companies and independent groups. It does work. We may not like it as consumers, but it works.
Race Director
Joined: Apr 2004
Posts: 17,066
Likes: 3
From: Milpitas ca
Originally Posted by BKLYN_VETTE
im looking for some cheap insurance to. i hear all the esurance comercials but is it any good? did anyone ever get in an accedent with esurance and they had to pay? did it work out good?
