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Tie rods wear out before they break, but anything is possible.
A worn tie will cause a shimmy.
Depending on your insurance carrier you can submit 3 car adds for a fair compensation.
Find a car with the same mods as yours and submit it. Worked for me.
I got full value on two totals.
You have the right to a car as close to yours as possible.
Read the fine print.
A buy back will not be in your favor.