Warrantee Direct or GM Extended ?
Thread Starter
Le Mans Master
Joined: Feb 2003
Posts: 6,683
Likes: 144
From: Memphis Tennessee
Warrantee Direct or GM Extended ?
Trying to make the final decision. The AE is nearing the end of the warrantee period and I feel that additional converage is necessary.
Based on cost and claim reports which is best....
In advance: THANKS
Based on cost and claim reports which is best....
In advance: THANKS
Pro
Joined: Mar 2005
Posts: 539
Likes: 25
From: Pittsburgh PA
My 03 AE is also out of warranty in about 30 days. As a result, I checked both of the options you mentioned. I am going with WD because I believe it has better coverage, a few of the FM gave me locations on the Internet to check them out, and last not but least, with their coverage I can go to any shop that will honor their policy. Living in a small town, I checked with the folks that do repairs and everyone has delt with Warranty Direct and have no problems with them.
Racer
Joined: Aug 2000
Posts: 460
Likes: 12
From: Gulf Shores AL
I bought GMPP from Fichtner and have been happy with it. bought the 7/100 and its paid for itself twice by 60k miles. Only slight issue I had was a GMPP adjuster wanted to inspect the car before approving a $5000 claim, but they signed off on all of the work.
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Both are good policies. I went with Warranty Direct because my car was out of warranty at the time.
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Racer
Joined: Apr 2005
Posts: 475
Likes: 1
All Perils is best
Make sure it is an All Perils policy which only excludes certain items versus a Name Perils policy. Usuall you get broader coverage with the All Perils policy/contract.
A "peril" is defined as a cause of damage or loss. To be covered for damage or loss under a "basic " contract, the damage or loss must be caused by a peril that is "named" or listed in the contract. Consequently, if damage or loss is caused by a peril that is not named, there is no coverage. In addition, the contract's exclusions must also be considered in determining coverage. In a "special " contract, it is not necessary to name or list the insured perils since the intent is to cover all risk of damage or loss. Here, too, the contact's exclusions must be considered; however, the "special " form of coverage provides a much greater coverage quality.
A "peril" is defined as a cause of damage or loss. To be covered for damage or loss under a "basic " contract, the damage or loss must be caused by a peril that is "named" or listed in the contract. Consequently, if damage or loss is caused by a peril that is not named, there is no coverage. In addition, the contract's exclusions must also be considered in determining coverage. In a "special " contract, it is not necessary to name or list the insured perils since the intent is to cover all risk of damage or loss. Here, too, the contact's exclusions must be considered; however, the "special " form of coverage provides a much greater coverage quality.
Last edited by 1badc5GoStrong; Aug 9, 2005 at 02:21 PM.
Safety Car
Joined: Mar 2005
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From: The Surgeon General has warned that it's ok to smoke mustangs!
St. Jude Donor '06-'07
Originally Posted by Paras
Will warranty direct cover your car if it has mods?
Racer
Joined: Jan 2003
Posts: 426
Likes: 0
From: Annapolis MD
Re the "Mods" question, my WD contract has this paragraph under exclusions:
G. IF ANY ALTERATIONS HAVE BEEN MADE TO YOUR VEHICLE OR YOU ARE USING, OR HAVE USED, YOUR VEHICLE IN
A MANNER NOT RECOMMENDED BY THE MANUFACTURER. THIS WILL INCLUDE, BUT NOT BE LIMITED TO, THE
FAILURE OF ANY CUSTOM OR ADD-ON PART; ANY FRAME OR SUSPENSION MODIFICATIONS; LIFT KITS;
OVERSIZED/UNDERSIZED TIRES OR WHEELS; TRAILER HITCHES; AND OR MODIFICATIONS TO THE ENGINE,
EMISSIONS OR EXHAUST SYSTEMS.
How this is interpreted by the WD claims advisor and the service shop is an area that I wouldn't speculate on.
G. IF ANY ALTERATIONS HAVE BEEN MADE TO YOUR VEHICLE OR YOU ARE USING, OR HAVE USED, YOUR VEHICLE IN
A MANNER NOT RECOMMENDED BY THE MANUFACTURER. THIS WILL INCLUDE, BUT NOT BE LIMITED TO, THE
FAILURE OF ANY CUSTOM OR ADD-ON PART; ANY FRAME OR SUSPENSION MODIFICATIONS; LIFT KITS;
OVERSIZED/UNDERSIZED TIRES OR WHEELS; TRAILER HITCHES; AND OR MODIFICATIONS TO THE ENGINE,
EMISSIONS OR EXHAUST SYSTEMS.
How this is interpreted by the WD claims advisor and the service shop is an area that I wouldn't speculate on.