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Old Sep 23, 2005 | 05:11 PM
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I just got a 2002 corvette. I am having trouble getting insurance on it. I have had two wrecks in 3 years. I am only 21. Any Ideas on where to go? Last quote that I got was $425 a month.

I am in Kansas City.
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Old Sep 23, 2005 | 05:24 PM
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Hi Silver,

Well, you will have quite a lot of insurance carrier shopping to do to compare rates. Suffice it to say that your age, gender, zip code, and, unfortunate recent driving history will weigh upon you heavily. However, despite the typically higher rates that most younger drivers are beset with, keep researching for the best deal. Lastly, have you tried Century 21?. Good luck to you in your search.
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Old Sep 23, 2005 | 05:34 PM
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wow thats a tough one i use shelter but i've been with them for 25 years and i'm 53 . keep looking 425.00 sounds way to high .
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Old Sep 23, 2005 | 05:37 PM
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Old Sep 23, 2005 | 05:47 PM
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Perhaps you should consider public transportation.
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Old Sep 23, 2005 | 05:53 PM
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Originally Posted by SilverGabe
I just got a 2002 corvette. I am having trouble getting insurance on it. I have had two wrecks in 3 years. I am only 21. Any Ideas on where to go? Last quote that I got was $425 a month.

I am in Kansas City.
I really mean no offense, so don't take it that way. What you describe IS EXACTLY WHY your rate quote is high. 21 with 3 "wrecks" under your belt. Add a Corvette to the equation and be prepared to pay the consequences.
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Old Sep 23, 2005 | 05:56 PM
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Reread it. 2 wrecks....same answer.
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Old Sep 23, 2005 | 05:59 PM
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Old Sep 23, 2005 | 06:06 PM
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Originally Posted by c3andc5
Perhaps you should consider public transportation.

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Old Sep 23, 2005 | 06:09 PM
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You might just have to go to an agent and sit down while they go through the list. With your driving history and age, don't expect any bargans.

Good luck ...
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Old Sep 23, 2005 | 06:15 PM
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Originally Posted by SilverGabe
I just got a 2002 corvette. I am having trouble getting insurance on it. I have had two wrecks in 3 years. I am only 21. Any Ideas on where to go? Last quote that I got was $425 a month.

I am in Kansas City.

Buy a POS DD. If the Vette is a "2nd Car", it should be much cheaper.
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Old Sep 23, 2005 | 06:16 PM
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congrats on getting a vette---but good luck on getting affordable insurance. at least in pa you must have proof of insurance @ time of purchase. as the others said, shop around; however your age & bad luck are ostentibly coming due. best of luck. bub
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Old Sep 23, 2005 | 06:28 PM
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good luck
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Old Sep 23, 2005 | 06:39 PM
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Try going through an independent insurance agent. They can check with multiple companies and see who can give you the best rates. Being in Kansas City certainly doesn't help - you can expect high rates in the big cities.
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Old Sep 23, 2005 | 06:54 PM
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good luck, Im 22 and i found something cheaper than everyone else. Try www.esurance.com. They gave me the cheapest rate out of everybody. but other than that our age and the car we drive is enough to give us high insurance rates. And with those acidents. Buy a beater, put the vette away and drive for 3 yrs accident free. Sorry cant tell ya any good news on this.
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Old Sep 23, 2005 | 07:14 PM
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get a $500 dollar car as your "primary" driver. will lower the quote A TON!
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Old Sep 23, 2005 | 07:36 PM
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Originally Posted by JLA
I really mean no offense, so don't take it that way. What you describe IS EXACTLY WHY your rate quote is high. 21 with 3 "wrecks" under your belt. Add a Corvette to the equation and be prepared to pay the consequences.
You mean you went out and bought a car, not knowing whether you could afford the insurance or not? Awesome! Hey, put some spinners on that car and blast some more 50cent.. I love the MTV generation! Ooooh the country's future is looking bright!
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Old Sep 23, 2005 | 07:45 PM
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Originally Posted by vectorz
You mean you went out and bought a car, not knowing whether you could afford the insurance or not? Awesome! Hey, put some spinners on that car and blast some more 50cent.. I love the MTV generation! Ooooh the country's future is looking bright!
I grew up with MTV.
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Old Sep 23, 2005 | 08:12 PM
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Hope your new baby isn't pick me up red
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Old Sep 23, 2005 | 08:18 PM
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Go get married and then you'll get a discount!
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