Insurance quote !!!
Le Mans Master
Joined: Aug 2004
Posts: 9,420
Likes: 8
From: Southern New Jersey, The wet part at the bottom
St. Jude Donor '08-'09-'10
Advanced
Joined: May 2006
Posts: 50
Likes: 0
From: Redondo Beach CA
I pay $104 a month for full coverage which I think is excellent being 22 and having $200 deductibles. I use wawanesa and have my policy set to the max with full towing and rental reimbursement too.
Racer
Joined: May 2006
Posts: 332
Likes: 0
From: Lexington Mass
When I bought my second car and was under 20 I was paying allmost 300/mo...
Safety Car
Joined: Jan 2007
Posts: 4,735
Likes: 14
From: Visalia CA
Insurance Cost
I'm 59, live in Visalia, CA, clean record, and just recently added my 97 C5 to my policy with Allstate. It only cost me an additional $350 a year. That comes to about $30 a month to put full coverage, no milage limitation on my car. I should mention I also have a 90 Harley FXR and a 96 Ford Ranger insured with them also. Haven't read all the posts, but didn't see anyone that beat that. 
Team Owner
Joined: Mar 2006
Posts: 27,567
Likes: 99
From: San Diego
Can't check right now
The corvette is the daily, 500 deductible on everything, get multi-car discount, 8k annual miles(hahaha who'm i kidding more like 12k+!!), came out to around 300 a year with USAA. 27 years old, single, no points on my license.
The corvette is the daily, 500 deductible on everything, get multi-car discount, 8k annual miles(hahaha who'm i kidding more like 12k+!!), came out to around 300 a year with USAA. 27 years old, single, no points on my license.
Last edited by JustinStrife; Apr 7, 2007 at 03:14 AM.
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Racer
Joined: Feb 2006
Posts: 324
Likes: 0
From: Dacula Georgia
Who is your coverage with? Is it agreed value coverage? How much stated value?
Team Owner
Joined: Mar 2003
Posts: 96,496
Likes: 82
St. Jude Donor '03 through '17
Pro
Joined: Sep 2003
Posts: 722
Likes: 8
From: N.Canton Ohio
generally most auto policies have standardized wording for Physical Damage.
Key phrases being;
"Actual Cash Value" aka ACV
"We will pay the Lesser of the Cost to Repair or Replace with Like Kind and Quality" aka LKQ
Determining ACV on a vehicle can be done by numerous methods,,ie. books,guides,market surveys,dealer quotes etc.
ACV on a part being replaced may be prorated/depreciated based on wear or condition of the item such as a worn tire or a part with prior damage/deteriorated condition.
LKQ parts could be interpreted as New OEM,Used/Recycled,Aftermarket,Rebuilt or Reconditioned
Key phrases being;
"Actual Cash Value" aka ACV
"We will pay the Lesser of the Cost to Repair or Replace with Like Kind and Quality" aka LKQ
Determining ACV on a vehicle can be done by numerous methods,,ie. books,guides,market surveys,dealer quotes etc.
ACV on a part being replaced may be prorated/depreciated based on wear or condition of the item such as a worn tire or a part with prior damage/deteriorated condition.
LKQ parts could be interpreted as New OEM,Used/Recycled,Aftermarket,Rebuilt or Reconditioned
Burning Brakes
Joined: Jun 2005
Posts: 1,189
Likes: 1
From: South of Indy
St. Jude Donor '07-'08
Apples to oranges?
This is an interesting thread but it would be nice if everyone could post the vitals of their policies. If you only have the minimum coverage versus the 250,000/500,000 or better coverage it would make a huge difference in the price. These days a Vette wreck with a Cadillac pulling a nice boat could go way over the minimum limits and leave a lot of bills to pay, your car, their car, boat, medical, other property damages. Anyone can get a lower rate by buying lesser coverage, so to really see who has the best deal, we need to post several of the coverages within the quoted policies. Failing that, the prices in the posts don't really mean much. Full coverage only tells a bit of the story. 
Le Mans Master
Joined: Mar 2006
Posts: 6,072
Likes: 196
From: Arizona
Le Mans Master
Joined: Aug 2004
Posts: 9,420
Likes: 8
From: Southern New Jersey, The wet part at the bottom
St. Jude Donor '08-'09-'10
This is an interesting thread but it would be nice if everyone could post the vitals of their policies. If you only have the minimum coverage versus the 250,000/500,000 or better coverage it would make a huge difference in the price. These days a Vette wreck with a Cadillac pulling a nice boat could go way over the minimum limits and leave a lot of bills to pay, your car, their car, boat, medical, other property damages. Anyone can get a lower rate by buying lesser coverage, so to really see who has the best deal, we need to post several of the coverages within the quoted policies. Failing that, the prices in the posts don't really mean much. Full coverage only tells a bit of the story.
Burning Brakes
Joined: Oct 2004
Posts: 924
Likes: 0
From: Calgary
Wow you guys have unbelievable insurance rates.
Last year I paid 315$/month Canadian (~275$/month USD) for full coverage on the C5Z alone.
But I was 23, have 1 at-fault accident (not with the Vette) and 1 minor infraction (failure to produce proof of insurance... what a bs charge!).
I have yet to get my new premium for 2007 but am hoping it will go down a bit!
Last year I paid 315$/month Canadian (~275$/month USD) for full coverage on the C5Z alone.
But I was 23, have 1 at-fault accident (not with the Vette) and 1 minor infraction (failure to produce proof of insurance... what a bs charge!).
I have yet to get my new premium for 2007 but am hoping it will go down a bit!
Racer
Joined: Feb 2004
Posts: 464
Likes: 4
From: Westland MI
WOW!! Some of you guys have cheap rates. I'm 26 have a perfect record, have multiple car discount and paid $140/month for my '99 vert... The payoff was pretty good when it got totalled, but I can't believe some of the rates I'm seeing in this thread.
-Rick
-Rick
