Insurance quote !!!
Thread Starter
Instructor
Joined: Mar 2007
Posts: 133
Likes: 0
Insurance quote !!!
i was delightfully surprised today when i got an insurance quote back from state farm whom i am currently with of 80$ a month for a vette !!! im really surprised i thought it would be alot more!! guess it really is vette time now 
im 23, married, have a son, safe drivers discount, full coverage
what are u guys paying?
im 23, married, have a son, safe drivers discount, full coverage
what are u guys paying?
Safety Car
Joined: Jun 2006
Posts: 3,605
Likes: 2
From: Latrobe PA
i was delightfully surprised today when i got an insurance quote back from state farm whom i am currently with of 80$ a month for a vette !!! im really surprised i thought it would be alot more!! guess it really is vette time now
im 23, married, have a son, safe drivers discount, full coverage
what are u guys paying?
im 23, married, have a son, safe drivers discount, full coverage
what are u guys paying?
Administrator
Joined: Mar 2001
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From: In a parallel universe. Currently own 2014 Stingray Coupe.
C7 of the Year - Modified Finalist 2021
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I'm paying about $38 a month with USAA - full coverage, 500 ded for collision, $100 ded for comp.
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Melting Slicks
Joined: Mar 2005
Posts: 3,335
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From: Buckeye Country OH
CI 6-7-8-9-10 Veteran
St. Jude Donor '05-'06-'07-'08
$49/mo. Geico, $500 ded, I'm 36. I found the largest cost factor being the zip code. My cost to insure was reduced by nearly 45% when I moved.
Melting Slicks
Joined: May 2000
Posts: 2,498
Likes: 4
From: Brentwood TN
$55 a month, $250 deductible collision, $500K/$1000K liability with safe driver and multi product discount. Insurance on my '98 coupe is less than on our '06 Quest. I asked agent why since the values are roughly the same and it is all about loss experience and driver record. 'Vette owners care for cars and maintain them so safety equipment is in better condition, and our toys are more theft resistant even if more desirable. The cost of the car also tends to mean the owner drives more responsibly to protect their investment. These factors are balanced against driving record. Get a lot of moving violation citations and have a couple of at-fault collisions and it won't matter if you drive a pedal car, your insurance is going to cost more.
Charlie
Charlie
Racer
Joined: Dec 2006
Posts: 302
Likes: 0
From: Birmingham AL
i was delightfully surprised today when i got an insurance quote back from state farm whom i am currently with of 80$ a month for a vette !!! im really surprised i thought it would be alot more!! guess it really is vette time now
im 23, married, have a son, safe drivers discount, full coverage
what are u guys paying?
im 23, married, have a son, safe drivers discount, full coverage
what are u guys paying?
Drifting
Joined: Oct 2005
Posts: 1,435
Likes: 0
From: Saint Louis MO
I have Geico. Damn I'm paying toooooo much, 300 per month, 2 C5's one 06' Jeep one 06' Toyota. 49 no accidents in 28 years and no tickets since I was a young punk. I live in a good neighborhood. Make sure you have ALL of your mods listed. Wheels, clear bra's, etc. David
Racer
Joined: Feb 2007
Posts: 317
Likes: 0
From: Austin TX
How do you guys get these rates? 
I was quoted $101 a month from Geico, full coverage (comprehensive, collision, uninsured/under insured, Bodily Injury at 100,000/300,000, PIP at 5,000 -no dedcut and rental reimbursement) and $122 a month from State Farm where I have my 2 other vehicles, my home and life insurance. Both of these are with a $500 dedcut. I am 43 with a clean record for the last 5 years. Are all of these previous quotes for full coverage?
What gives?
I was quoted $101 a month from Geico, full coverage (comprehensive, collision, uninsured/under insured, Bodily Injury at 100,000/300,000, PIP at 5,000 -no dedcut and rental reimbursement) and $122 a month from State Farm where I have my 2 other vehicles, my home and life insurance. Both of these are with a $500 dedcut. I am 43 with a clean record for the last 5 years. Are all of these previous quotes for full coverage?
What gives?
Advanced
Joined: Dec 2006
Posts: 89
Likes: 0
From: Sacramento California
WHERE you live is as important as how you drive, age, etc. Your credit rating can also pay a role, believe it or not.
If car theft is a big issue in your area, you pay more. If you've filed bankruptcy, you pay more. There are a lot of variables.
I use the same company for auto and home insurance and get a great rate of about $50 per month. I'm 39 married, kids, etc.
If car theft is a big issue in your area, you pay more. If you've filed bankruptcy, you pay more. There are a lot of variables.
I use the same company for auto and home insurance and get a great rate of about $50 per month. I'm 39 married, kids, etc.
Instructor
Joined: Dec 2001
Posts: 128
Likes: 1
From: Austin TX
Monthly rate works out to be $26. Car is classified as an 'exotic' w/mileage limitation of 7,500 a year (no problem there, just 7,600 miles in 3 yrs now). Of course being older than dirt helps as well.
Burning Brakes
Joined: Oct 2006
Posts: 1,002
Likes: 0
From: Lawrenceville Georgia
I am 52, clean record. Moved from State Farm to Geico. Full coverage w/$500.00 deductible. Significant savings
Insured: 2004 Coupe, 2004 Z06, 2005 F150 4x4 and 2005 Chevy Colorado $1,350.00 annual= $112.50 mo.
Insured: 2004 Coupe, 2004 Z06, 2005 F150 4x4 and 2005 Chevy Colorado $1,350.00 annual= $112.50 mo.
