Another GMPP Discussion
Thread Starter
Drifting
Joined: Jan 2007
Posts: 1,758
Likes: 4
From: Wesley Chapel FL
Another GMPP Discussion
OK so I've searched and read a lot of the discussion from folks who saved a bunch by having the GMPP. It would seem like there might be a bias to those chiming in who have saved. Just curious to hear from folks who bought and haven't needed yet or expired w/o use. I realize it would be likely be an older C5 to have one expired already.
I'm 95% certain I'm going to buy one by month end since my eligibility expires Oct 8 anyway. Just wondering how many people bought it and didn't use it, course there is no guarantee either way.
I'm 95% certain I'm going to buy one by month end since my eligibility expires Oct 8 anyway. Just wondering how many people bought it and didn't use it, course there is no guarantee either way.
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Well, I don't have the GMPP - have a Warranty Direct policy instead. I have about 15 months left on my 4 year warranty and have only turned in a claim for a replacement key fob so far. However, even if I don't have another claim, I still feel the warranty was a good purchase. Just like any extended warranty, it is unknown whether it will pay off in the long run or not. But having the peace of mind that I am covered should something happen has been very nice.
Race Director
Joined: Jan 2006
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From: Not on either liberal coast.
..."It would seem like there might be a bias to those chiming in who have saved."(?)... 
I've never heard anyone express that concern before.
IMHO, it would be more beneficial to hear from people who have it, used it and their experience with GMPP and/or the dealership service department, than hearing from those who have it and never used it and probably complain they wasted their money.
It's like any other insurance...you hope you never have to use it (trusting your car to the dealership), but damn glad you have it if you do need it.
We've had a GMPP extended plan on every GM vehicle we've owned. They've always cost us less for the plan than what it cost to do the repairs.
Case in point, our Trailblazer lost a transfer case about six months ago...the cost to repair was over $1,600 but we paid only a $50 deductible and had a new rental car for two days. Then last week, the Trailblazer went in for an actuator and clutch fan, cost was $1,256 and we paid only a $50 deductible. The total cost of just those two items was twice what we paid for the plan when we bought the vehicle.
I've never heard anyone express that concern before.IMHO, it would be more beneficial to hear from people who have it, used it and their experience with GMPP and/or the dealership service department, than hearing from those who have it and never used it and probably complain they wasted their money.
It's like any other insurance...you hope you never have to use it (trusting your car to the dealership), but damn glad you have it if you do need it.
We've had a GMPP extended plan on every GM vehicle we've owned. They've always cost us less for the plan than what it cost to do the repairs.
Case in point, our Trailblazer lost a transfer case about six months ago...the cost to repair was over $1,600 but we paid only a $50 deductible and had a new rental car for two days. Then last week, the Trailblazer went in for an actuator and clutch fan, cost was $1,256 and we paid only a $50 deductible. The total cost of just those two items was twice what we paid for the plan when we bought the vehicle.
Last edited by hotwheels57; Sep 17, 2007 at 04:53 PM.
Thread Starter
Drifting
Joined: Jan 2007
Posts: 1,758
Likes: 4
From: Wesley Chapel FL
..."It would seem like there might be a bias to those chiming in who have saved."(?)... I've never heard anyone express that concern before.
IMHO, it would be more beneficial to hear from people who have it, used it and their experience with GMPP and/or the dealership service department, than hearing from those who have it and never used it and probably complain they wasted their money.
It's like any other insurance...you hope you never have to use it (trusting your car to the dealership), but damn glad you have it if you do need it.
We've had a GMPP extended plan on every GM vehicle we've owned. They've always cost us less for the plan than what it cost to do the repairs.
Case in point, our Trailblazer lost a transfer case about six months ago...the cost to repair was over $1,600 but we paid only a $50 deductible and had a new rental car for two days. Then last week, the Trailblazer went in for an actuator and clutch fan, cost was $1,256 and we paid only a $50 deductible. The total cost of just those two items was twice what we paid for the plan when we bought the vehicle.
I've never heard anyone express that concern before.IMHO, it would be more beneficial to hear from people who have it, used it and their experience with GMPP and/or the dealership service department, than hearing from those who have it and never used it and probably complain they wasted their money.
It's like any other insurance...you hope you never have to use it (trusting your car to the dealership), but damn glad you have it if you do need it.
We've had a GMPP extended plan on every GM vehicle we've owned. They've always cost us less for the plan than what it cost to do the repairs.
Case in point, our Trailblazer lost a transfer case about six months ago...the cost to repair was over $1,600 but we paid only a $50 deductible and had a new rental car for two days. Then last week, the Trailblazer went in for an actuator and clutch fan, cost was $1,256 and we paid only a $50 deductible. The total cost of just those two items was twice what we paid for the plan when we bought the vehicle.
Thread Starter
Drifting
Joined: Jan 2007
Posts: 1,758
Likes: 4
From: Wesley Chapel FL
Well, I don't have the GMPP - have a Warranty Direct policy instead. I have about 15 months left on my 4 year warranty and have only turned in a claim for a replacement key fob so far. However, even if I don't have another claim, I still feel the warranty was a good purchase. Just like any extended warranty, it is unknown whether it will pay off in the long run or not. But having the peace of mind that I am covered should something happen has been very nice.
Le Mans Master
Joined: Oct 2005
Posts: 6,503
Likes: 2
From: Oklahoma City OK
GMPP has saved my butt a few times and paid for itself several times over...
on the other hand I have heard from some members that their unused GMPP was able to be cashed in as it expired, for near payment price.
either way you are safe...
on the other hand I have heard from some members that their unused GMPP was able to be cashed in as it expired, for near payment price.
either way you are safe...
Thread Starter
Drifting
Joined: Jan 2007
Posts: 1,758
Likes: 4
From: Wesley Chapel FL
Tell me more on "unused GMPP was able to be cashed in as it expired, for near payment price".
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Le Mans Master
Joined: Oct 2005
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From: Oklahoma City OK
Safety Car
Joined: Nov 2003
Posts: 4,108
Likes: 0
From: San Jose CA
I just bought a warranty, non GMPP, for my 03 Denali w/ 45k miles, that I just bought a month ago. It's a 5yr/75k miles New Car Coverage Plan. I'm pretty sure I would end up doing some sort of repair in 5 years, so it was a no brainer.
I had a warranty on the 96 Vette I had before I bought the Z06. It fixed my power window switch & motor. And when I sold it the guy that bought it said because the car had a warranty, it was his 1st choice compared to others for sale. I know he used the warranty, cause he called me to ask where he should take it to have it fixed. The water pump went out and took the coil with it! Not a cheap fix.
I would've had to pay $3k to fix my Z06 when the EBCM & ABS computer went out 3 weeks after I bought the GMPP Warranty. It paid for everything, exluding the gas for the rental I had.
Race Director
Joined: Jan 2006
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From: Not on either liberal coast.
Anything you want to know about the GMPP plans is here...or...call them for any questions not answered on their site...
http://www.gmprotectionplan.com/
http://www.gmprotectionplan.com/
Race Director
Joined: Jun 2005
Posts: 17,640
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From: Lenoir City TN
St. Jude Donor '08-'09-'10-'11
Well I have it and I believe I just let it expire by not renewing it within the three months prior to expiration. I have allot of experience with the process. I have a $100 ded so here goes:
1st visit $100 for me:
GM replaced rear deck lift supports, front end links, rear end links and front left bearing GM cost = $695.37
2nd visit still had the same problem half was resolved no deductible paid since recurring problem:
GM replaced the front spring and the column locked up on them so they rolled that into the warranty total on that $1275.12
Spring alone was $716.46
3rd visit $100 paid by me:
Replaced MAF, left headlight motor, AC climate control head, cost $1210.87 and they need to replace the HUD because it went dim so that will be next week they had to order it.
So I paid $200 for $3181.36 in repairs. I feel bad but these guys acted like it was no big deal, the spring was outrageous because all it needed was the adjusters replaced and you can only get them with the spring. GM made a mistake on that one.
1st visit $100 for me:
GM replaced rear deck lift supports, front end links, rear end links and front left bearing GM cost = $695.37
2nd visit still had the same problem half was resolved no deductible paid since recurring problem:
GM replaced the front spring and the column locked up on them so they rolled that into the warranty total on that $1275.12
Spring alone was $716.463rd visit $100 paid by me:
Replaced MAF, left headlight motor, AC climate control head, cost $1210.87 and they need to replace the HUD because it went dim so that will be next week they had to order it.
So I paid $200 for $3181.36 in repairs. I feel bad but these guys acted like it was no big deal, the spring was outrageous because all it needed was the adjusters replaced and you can only get them with the spring. GM made a mistake on that one.
Thread Starter
Drifting
Joined: Jan 2007
Posts: 1,758
Likes: 4
From: Wesley Chapel FL
Yeah I got a quote already, since my 3 yr ends Oct. 8 I figured before the end of the month if I get it (no reason to wait with prices going up and mine expiring anyway). I think I'll put in a purchase order this week or early next. Thanks guys
3 yr 36K was $1015 with 0 deductible, or $830 with 100 deductible.
3 yr 36K was $1015 with 0 deductible, or $830 with 100 deductible.
Last edited by lockmart; Sep 17, 2007 at 09:34 PM.
Le Mans Master
Joined: Oct 2005
Posts: 6,503
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From: Oklahoma City OK
Yeah I got a quote already, since my 3 yr ends Oct. 8 I figured before the end of the month if I get it (no reason to wait with prices going up and mine expiring anyway). I think I'll put in a purchase order this week or early next. Thanks guys
3 yr 36K was $1015 with 0 deductible, or $830 with 100 deductible.
3 yr 36K was $1015 with 0 deductible, or $830 with 100 deductible.
So that sounds like a good price.
Race Director
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From: Marlton. Increasing performance one speeding ticket at a time! NJ
It's like life insurance, you hope you never need it but just in case. I'm sure there are many who have purchased an extended warranty and never needed it. But one major thing can go wrong and you've already covered the cost of the warranty. Our cars are not cheap. I've had it on every vehicule I've owned with no regrets. Not a single claim to date on the vette, but the TA has had multiple claims. Trailblazer has only had nit claims (like bad radio). So you have to ask yourself this question, "Do ya feel lucky??"
If your still in doubt, check out this post from today
http://forums.corvetteforum.com/show....php?t=1815461
But if you plan to heavily mod, forget it. I didn't get the feeling that you were, but just mentioning.
On a side note, the bad radio mentioned wouldn't play CD's. On the way to the dealership, it blew a fuse. Next day, get a call, seems my daughter turned the CD slot into a piggy-bank. They laughed and covered it.
If your still in doubt, check out this post from today
http://forums.corvetteforum.com/show....php?t=1815461
But if you plan to heavily mod, forget it. I didn't get the feeling that you were, but just mentioning.
On a side note, the bad radio mentioned wouldn't play CD's. On the way to the dealership, it blew a fuse. Next day, get a call, seems my daughter turned the CD slot into a piggy-bank. They laughed and covered it.
Last edited by nj02vette; Sep 17, 2007 at 10:22 PM.
Safety Car
Joined: Jan 2007
Posts: 4,300
Likes: 6
From: San Antonio Texas
As others have said, pay nor or pay later. With a Vette or Caddy, I would rather pay now, esp if car has under 24,000 miles. Price is very low. Also, as prev stated, potential buyer of your car will love it--comfort factor.
Go for it. Call one of preferred vendors.
Go for it. Call one of preferred vendors.
Le Mans Master
Joined: Jul 2004
Posts: 5,865
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From: Saraland Alabama
St. Jude Donor '11-'12-'13-'14-'15-'16
My '02 is 3 1/2 years into a five year/50k miles GMPP and has 26k miles on it. I recently noticed that one of my thin spoked high polished wheels has a cracked spoke. Today, I called the dealer and was told GMPP would not cover the wheel so I called GMPP and was told again that they will not cover the wheel because they say it is only cosmetic.
Needless to say I am rather mad right now and am considering going to small claims court and filing suit against GMPP. The way I look at it is it will cost them alot more to defend against the suit than it will cost them to replace my wheel. In small claims court here we simply pay a small fee and plead our case.
I have read over the exclusions page in my GMPP book and just about everything on the car is excluded from the coverage except the wheels and some of the mechanicals under the hood.
Has anyone else had to threaten law suit to get the GMPP to pay for anything. Do they just have all their people programed to say NO, NO, NO until you threaten to sue them as they figure most people will give up after a couple of NO's?
Luckily, I have not had any other problems with my car and certainly hope that I don't based on their reaction to my cracked spoke.
Needless to say I am rather mad right now and am considering going to small claims court and filing suit against GMPP. The way I look at it is it will cost them alot more to defend against the suit than it will cost them to replace my wheel. In small claims court here we simply pay a small fee and plead our case.
I have read over the exclusions page in my GMPP book and just about everything on the car is excluded from the coverage except the wheels and some of the mechanicals under the hood.
Has anyone else had to threaten law suit to get the GMPP to pay for anything. Do they just have all their people programed to say NO, NO, NO until you threaten to sue them as they figure most people will give up after a couple of NO's?
Luckily, I have not had any other problems with my car and certainly hope that I don't based on their reaction to my cracked spoke.