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Cracked Windshield :(

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Old May 13, 2008 | 02:19 PM
  #1  
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From: Palm Beach Gardens FL
Default Cracked Windshield :(

I was coming home on I-65 and caught a flying rock with my windshield. Put two small (less than a dime sized) starbursts on the passenger side.

Has anyone replaced a windshield? Local shop wants $350 for glass and labor. Also the top trim piece was quoted at $350 alone if damaged.

97 Coupe

Thanks,
BD
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Old May 13, 2008 | 02:27 PM
  #2  
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Check with you insurance company. Most will cover glass.

V
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Old May 13, 2008 | 02:38 PM
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insurance is the way to go
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Old May 13, 2008 | 02:49 PM
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It definitely would be good to check with your insurance company, depending upon your deductible...

I had a small rock ding my windshield a few months ago, which left a small chip. I also got a few estimates for replacement that were actually more expensive than yours, but were around the same amount as my deductible. I decided to have the chip filled for now - just to get me by until I want it replaced outright... SafeLite filled the chip for $40 with clear resin...now you can only see the chip from a certain angle...not too bad as an alternative.
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Old May 13, 2008 | 02:50 PM
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350? i just had one done. it was 1100$ you tell them you have the internal antenna? and or HUD?
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Old May 13, 2008 | 04:58 PM
  #6  
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Originally Posted by 02gt350
350? i just had one done. it was 1100$ you tell them you have the internal antenna? and or HUD?

I am checking with insurance currently. Yeah I have internal antenna but no HUD in 97. Also it is $40 here to do the resin fill with no guarantee that it will work.
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Old May 13, 2008 | 05:04 PM
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Had to have mine replaced a few years ago. No it's not cheap. I do strongly suggest installing new weather stripping around the windshield though. I think the stripping (GM) ran close to $300-400 bucks But now is the time to do it. Good luck
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Old May 13, 2008 | 05:36 PM
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$350 sounds like a great deal to me, hard to believe that price includes installation too.

I would *not* turn this into the insurance company -- How does $350 compare to your deductible? Plus, you risk higher premiums, etc.... No way I'd tell them about anything that cost less than maybe $1000 to fix.....
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Old May 13, 2008 | 06:15 PM
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FYI: Most glass companies that do the mentioned resin repairs (above) will call your insurance company, get a work order number, and fill your blemish at no cost to you. Most insurance companies prefer to pay the stated minimal charge because it saves them money. (I've done it twice.) This will NOT increase your insurance premium.
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Old May 14, 2008 | 10:46 AM
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Originally Posted by peebee_c5
$350 sounds like a great deal to me, hard to believe that price includes installation too.

I would *not* turn this into the insurance company -- How does $350 compare to your deductible? Plus, you risk higher premiums, etc.... No way I'd tell them about anything that cost less than maybe $1000 to fix.....
That depends. Most insurance companies use a separate 3rd party company to cover glass and it does not affect your annual premiums. Also it's covered under your comprehensive coverage so that deductible may be different than collision. Resin repairs will sometimes be covered by the insurance with no deductible since it prevents costlier replacement if done early, and every resin repair I've ever had never failed. They tell you that it's not guaranteed because the glass my crack during the process but they usually will credit the repair charge towards replacement if that happens.

Your best option is to call your insurance company to find out your options and try a resin repair first.
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Old May 14, 2008 | 01:39 PM
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From experience, comprehensive claims by themselves will not cause your rates to be raised. However, once you add a claim it is taken in context and looked at as to your overall insurability and 'total claim count' or something to that effect. My rates went up a couple years back due to excessive claims. 2 were glass claims. 1 medical claim (get this, my son was a passenger on his school bus that was hit by another school bus. All passengers were taken to a hospital for examination. In NJ, that's a claim against my insurance policy) No increase until a chargeable accident was added. Then I heard 'you have 4 claims within a 3 year period' as the reason. So be careful adding comp claims without careful consideration.
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Old May 14, 2008 | 01:56 PM
  #12  
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Default Repair Windshield

I had my Toy for only a week when a rock hit the windshield. It was directly in front of me and was a real diatraction. I heard that a new windshield was $1000 so I thought I would check out repairing it myself. The reason I did it myself was the car I had before got a star and I went to one of those guys by the side of the road that will fix it at no charge because they turn it in on the insurance. That was a real mistake. The guy did a !@#$!#$ job and my insurance company keep me on the phone with them for 20 minutes before he could do the job. They also stated that if my window craked after that it was my problem since they fixed it once. His job was so bad that I bought a repair kit and tried to repair it myself. No luck because it was already plugged up and would not take any of the repair glue. Bottom line ... rip off! Bad job and no way out. As a result of that experience, I went to Wal-Mart and bought a repair kit. I did the job myself and I still can not see were it was ever repaired! If you do it yourself you should do it right away and use the kit that has 4 suction cups to hold the applicator nozzle. It's an easy job and will only take a few minutes to do. But do it soon!
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