Is this totaled????
Thread Starter
Racer
Joined: Jul 2007
Posts: 419
Likes: 1
From: La Crosse Wisconsin
Is this totaled????
Got into an accident in my C5. Heres the photos of the damage. The car was hit directly on the drivers side front wheel, pushed over a curb onto a median and the other front side was shoved into a light pole. The radiator exploded, there was oil on the ground, three rims are scratched pretty bad, there are also scratches down the whole drivers side of car. Both air bags were deployed. What do you think??? Repairable or totaled?
Melting Slicks
Joined: Jun 2007
Posts: 2,172
Likes: 1
From: Sartell Minnesota
VERY fixable. my car was rear ended(bought it wrecked) and it wasn't totalled. The guy just didn't want a wrecked car and deal with fixing it. So i bought it cheap and did it myself. Doesn't appear to have frame damage from the pics and i'm lookin' it appears to need fenders, hood maybe, bumper and headlight assembly with some other odd's and ends. What year? Now that i realised it the bags were blown, Usually they are totalled out when that occurs.
Thread Starter
Racer
Joined: Jul 2007
Posts: 419
Likes: 1
From: La Crosse Wisconsin
I guess what i am asking is if anyone has seen or been in a simalar circumstance. I want the insurance company to total it so i can buy a new car. Its value is toast now. Do you think if we push them to total it they will? By the way its the other guys fault. 
Instructor
Joined: Aug 2007
Posts: 233
Likes: 0
From: Pasco , Wa
VERY fixable. my car was rear ended(bought it wrecked) and it wasn't totalled. The guy just didn't want a wrecked car and deal with fixing it. So i bought it cheap and did it myself. Doesn't appear to have frame damage from the pics and i'm lookin' it appears to need fenders, hood maybe, bumper and headlight assembly with some other odd's and ends. What year? Now that i realised it the bags were blown, Usually they are totalled out when that occurs.
Melting Slicks
Joined: Nov 2007
Posts: 2,001
Likes: 2
From: Auburn Michigan
If it was a 97-200ish I would say yes but I would bet they do not total it.
You could run the engine without oil till it blows
That would add to the repair bill.
Keep us posted and good luck
You could run the engine without oil till it blows
That would add to the repair bill.
Keep us posted and good luck
Drifting
Joined: Mar 2005
Posts: 1,723
Likes: 51
From: Paducah KY
2024 C5 of the Year Finalist - Modified
2023 C8 of the Year Finalist - Modified
2020 C7 of the Year Finalist -- Modified
2020 C2 of the Year Finalist - Unmodified
Cruise-In VIII Veteran
It depends on what the book value of the car is compared to the estimate to repair. If the damage is over a certain percentage of the book value then the insurance company will total the car out. If not totaled and the car is repaired, I would go after them for the depreciated value. If the car was worth $20,000 book value before it got hit and now it would only bring say $14,000 I would make the insurance company pay the $6,000 on top of fixing the car. Then you can decide whether to keep the car or sell it and buy another.
Corvette Stories
The Best of Corvette for Corvette Enthusiasts
Top 10 Most Explosive Corvettes Ever Made: Power-to-Weight Ratio Ranked!
Joe Kucinski
150 hp to 1,250 hp: Every Corvette Generation Compared by the Specs That Matter
Joe Kucinski
8 Coolest Corvette Pace Cars (and Replicas) of All Time
Verdad Gallardo
Top 10 Corvette Engines RANKED by Peak Torque (70+ Years of Muscle!)
Joe Kucinski
Corvette ZR1X Will Be Pacing the Indy 500, And Could Probably Race, Too!
Verdad Gallardo
Top 10 Corvettes Coming to Mecum Indy 2026!
Brett Foote
Top 10 C9 Corvette MUST-HAVES to Fix These C8 Generation Flaws!
Michael S. Palmer
10 Revolutionary 'Corvette Firsts' Most People Don't Know
Joe Kucinski
5 Reasons to Upgrade to an LS6-Powered Corvette; 5 Reasons to Stay LT2
Michael S. Palmer
Thread Starter
Racer
Joined: Jul 2007
Posts: 419
Likes: 1
From: La Crosse Wisconsin
It depends on what the book value of the car is compared to the estimate to repair. If the damage is over a certain percentage of the book value then the insurance company will total the car out. If not totaled and the car is repaired, I would go after them for the depreciated value. If the car was worth $20,000 book value before it got hit and now it would only bring say $14,000 I would make the insurance company pay the $6,000 on top of fixing the car. Then you can decide whether to keep the car or sell it and buy another.
Its an 04 and in my area they are going for 28,500 and 31,000 it seems. It only has 18k on it. So they should definately compensate me for depreciated value i would hope. This is my first accident so i can use any good advice for dealing with the insurance companies that you guys and girls have to give. Thanks for the comments so far!
Race Director
Joined: Feb 2008
Posts: 10,926
Likes: 30
From: Not where I want to be!!
St. Jude Donor '09-'10-'11-'12-'13-'14-'15-'16-'17-'18-‘19
Its an 04 and in my area they are going for 28,500 and 31,000 it seems. It only has 18k on it. So they should definately compensate me for depreciated value i would hope. This is my first accident so i can use any good advice for dealing with the insurance companies that you guys and girls have to give. Thanks for the comments so far!
Thread Starter
Racer
Joined: Jul 2007
Posts: 419
Likes: 1
From: La Crosse Wisconsin
Thanks for all the input. I am praying its totaled and I can buy anew Vette and move on. I would think they should compensate me for the depreciated value though. We are gonna push our insurance company hard to total it. And since its not our fault hopefully our insurance company will be receptive to giving us what we want.
Thread Starter
Racer
Joined: Jul 2007
Posts: 419
Likes: 1
From: La Crosse Wisconsin
Just gotta say I love Corvette Forum and as soon as I get this mess behind me I am gonna pay to become a lifetime member cuz I really appreciate this forum. Thanks again everyone.
Drifting
Joined: May 2007
Posts: 1,515
Likes: 14
From: Gig Harbor WA
I feel you pain.... So sorry..... Judging by the pictures and your description, it seems repairable; however, that's entirely up to your insurance company. Whatever their verdict, do you still want it knowing it's been damaged? That's the real question you have to answer. Good luck on whatever you decide.
