and be glad there was no more damage
Advice on small wreck....
Thread Starter
Instructor
Joined: Jan 2009
Posts: 248
Likes: 0
From: Frisco TX
Advice on small wreck....
Last night I was driving to a local bar&grille in Frisco and came upon a wreck on the other side of the road. When I reached the turn in lane I realized there were parts and one of the cars in the wreck on in the lane so I swerved to avoid the wreck. When I did that the guy behind me swerved as well to avoid hitting me. We hit mirrors only thank god, he said he was going about 60 which is over the posted speed limit. He fishtailed and went over the median once he lost control of his car, but didn't look to have any damage other than his mirror and a light scratch on the door. My car has no mirror left on the passenger side that is it. Do I call my insurance or his? Officer gave us the report number, an said it was a no fault. How should I play this?
Race Director
Joined: Apr 2005
Posts: 10,179
Likes: 2,306
From: Wesley Chapel, FL Las Vegas, NV
Last night I was driving to a local bar&grille in Frisco and came upon a wreck on the other side of the road. When I reached the turn in lane I realized there were parts and one of the cars in the wreck on in the lane so I swerved to avoid the wreck. When I did that the guy behind me swerved as well to avoid hitting me. We hit mirrors only thank god, he said he was going about 60 which is over the posted speed limit. He fishtailed and went over the median once he lost control of his car, but didn't look to have any damage other than his mirror and a light scratch on the door. My car has no mirror left on the passenger side that is it. Do I call my insurance or his? Officer gave us the report number, an said it was a no fault. How should I play this?
Team Owner
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From: Title town, Champs live here.
St. Jude Donor '09-'10-'11-'12-'13-'14-'15-'16-'17-'18-'19
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Race Director
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From: Reno is so close to Hell you can see Sparks , State Of Confusion
St. Jude Donor '12-'13-'14
I have seen mirrors on the auction site for under 100 bucks, Just fix it yourself, I might of even seen a red one on there in the last few days.
Tech Contributor
Joined: Oct 1999
Posts: 41,044
Likes: 9,808
From: Charlotte, NC (formerly Endicott, NY)
Depending on your deductible it may not be worth involving the insurance company. However, if the insurance covers it talk to your agent about the potential claim. If you have a safe driver discount that could be impacted. The dollar value of this repair probably isn't enough to cause the company to raise your rates other than removing a safe driver discount. Been through this several times with minor incidents and never had my rates increased.
Replacement and painting of a new mirror is going to run you around $500 nowadays. I replaced the one on my 97 about 7 years ago and it cost $250 at the time.
Bill
Replacement and painting of a new mirror is going to run you around $500 nowadays. I replaced the one on my 97 about 7 years ago and it cost $250 at the time.
Bill
Thread Starter
Instructor
Joined: Jan 2009
Posts: 248
Likes: 0
From: Frisco TX
there were 4 total wrecks at this point all from the first one, myself and the other guy being the 3rd wreck. The officer said "so let me get this straight you were in the turn lane and he was on the side of you and he hit your mirror off" so I am assuring this is how his report will read. My insurance company will call if someone files a claim with them against me correct? If so im not going to worry about calling them now, I have a mirror same color on the way. Anyone have links to a how to on mirrors?
Melting Slicks
Joined: Sep 2004
Posts: 3,024
Likes: 18
From: DFW Texas
Fix it and be done with it. The only thing would be if the other guy got your number and may be looking to you to fix his car. In all likelihood, he's probabaly thinking the exact same thing you are.
Melting Slicks
Joined: Mar 2004
Posts: 2,149
Likes: 6
From: NCCO Oklahoma
This will help you with the removal portion... but I wouldn't try to 'fix' your old mirror. 
http://forums.corvetteforum.com/c5-t...de-mirror.html
Mark
http://forums.corvetteforum.com/c5-t...de-mirror.html
Mark
Thread Starter
Instructor
Joined: Jan 2009
Posts: 248
Likes: 0
From: Frisco TX
This will help you with the removal portion... but I wouldn't try to 'fix' your old mirror.
http://forums.corvetteforum.com/c5-t...de-mirror.html
Mark
http://forums.corvetteforum.com/c5-t...de-mirror.html
Mark
I bought a mirror off the forums, and will install soon. In the mean time the pieces are ziptied up and out of the way. No scratches on the paint or anything. I am very lucky. The guy and his dad were very nice everyone was just glad to be ok, as long as the report reads no fault I am not worried about it. We did exchange insurance info per the officers recommendation.
