That is full cover on all
[Z06] Insurance
Safety Car
Joined: Sep 2002
Posts: 4,030
Likes: 6
From: Maryland
$325/yr for full coverage with Liberty Mutual. Age 35, clean record, good credit rating. Trick is to rate the car for what you use it--mine is rated as pleasure since I use mostly for trips & weekend driving. I have a beater for work.
Safety Car
Joined: Sep 2002
Posts: 4,030
Likes: 6
From: Maryland
I'm with state farm, clean record, paying about $600 per year with $1000 deductible.
I'm dropping everything except liability, though. I was tagged by an uninsured driver (literally, minding my own business and got hit), made a claim, and the insurance co. nickel and dimed me on the labor rate. Their market rate survey didn't match mine.
Damn insurance is just another con game. I should have known better than to get full coverage.
I'm dropping everything except liability, though. I was tagged by an uninsured driver (literally, minding my own business and got hit), made a claim, and the insurance co. nickel and dimed me on the labor rate. Their market rate survey didn't match mine.
Damn insurance is just another con game. I should have known better than to get full coverage.
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Advanced
Joined: Sep 2007
Posts: 73
Likes: 0
Don't hold your breath waiting for your insurance to go down, I was told that my insurance would go down everytime I hit a certian age, I'm 60 now and it hasn't happend yet.
But I do get insurance cheap now I have 4 cars insured 1 car had full coverage and the other 3 just liability, I pay about 1200 a year.
On an 08 corvette, 02 Zo6, 08 Pontiac Solsitce 2.4, and an old 91 miata.
I had my first accident 2 years ago, it soon will be off the policy
But I do get insurance cheap now I have 4 cars insured 1 car had full coverage and the other 3 just liability, I pay about 1200 a year.
On an 08 corvette, 02 Zo6, 08 Pontiac Solsitce 2.4, and an old 91 miata.
I had my first accident 2 years ago, it soon will be off the policy
If everyones insurance premiums decreased every year, you'd soon be paying zero. How do you expect the company to provide you with insurance and pay your claim when they would make no money?
Burning Brakes
Joined: Sep 2008
Posts: 939
Likes: 0
From: Clarksville TN
Melting Slicks
Joined: May 2004
Posts: 2,103
Likes: 4
From: Oakley CA
Melting Slicks
Joined: Apr 2007
Posts: 2,107
Likes: 4
From: Northern VA
So my gf has USAA because of her grandfather. Whats pretty bad is I'm 22 and i have been talking about marriage so that i can get cheaper insurance and not for the other reasons...
We have been dating over 4 years now so i can get away with saying stuff like that. This car note is bad enough monthly let alone the cost to insure this thing...
We have been dating over 4 years now so i can get away with saying stuff like that. This car note is bad enough monthly let alone the cost to insure this thing...
Advanced
Joined: Dec 2008
Posts: 71
Likes: 0
From: Odenville AL
About $1000/year for the '04 Z06, $900/year for my '08 F150 FX4, $400 or so/year for my '97 Camry beater, and about $1000/year for my wife's '07 Scion tC (yes, it's about the same as the Z06...maybe a little more). Full coverage on all, I'm 25 with a good record (maybe 1 accident on there, but I think it has gone off my record now), she's 24 with a spotless record.
Burning Brakes
Joined: Dec 2006
Posts: 782
Likes: 0
From: Ga
most companies offer a discount if you take defensive driving. it helps out alot for us younger guys.
i personally dont understand why females insurance is cheaper then mens. i see more girls crash and getting dui's then men
i personally dont understand why females insurance is cheaper then mens. i see more girls crash and getting dui's then men
Race Director
Joined: Jul 2003
Posts: 12,742
Likes: 43
From: Color my life with the chaos of trouble.
I pay about $1600 a year for my 2002 Z06, my 96 Corvette track car (actually has insurance), and my 99 Yukon. Full coverage w/500 deductible on all. I'm 28 with a good record.
Only claim is storm damage to the Z about a year ago and of course they raised my rates about $250 a year after that one. I agree with whoever mentioned location. It was WAY WAY cheaper in OH than now in VA.
EDIT: Out of curiosity I checked, and it goes to $1300 from $1600 for the exact same coverage in OH vs. VA
Only claim is storm damage to the Z about a year ago and of course they raised my rates about $250 a year after that one. I agree with whoever mentioned location. It was WAY WAY cheaper in OH than now in VA.
EDIT: Out of curiosity I checked, and it goes to $1300 from $1600 for the exact same coverage in OH vs. VA
Last edited by RedLS1GTO; Apr 11, 2009 at 09:23 PM.