insurance?
Le Mans Master
Joined: Nov 2005
Posts: 5,403
Likes: 31
From: Allentown PA & Elk Twp NJ HPDE Addict
State Farm for about 20 years. Just got an Allstate quote in January at renewal and they were more.
Important note...I got hit hard in 1998 with 3 moving violations in 6months. I was certain my rate would skyrocket. It never changed. A few years later I asked my agent why. She said since I had never had a claim, they stopped checking my driver's record at DMV. That's one reason I'm still with them even though I have had some cheaper quotes.
Important note...I got hit hard in 1998 with 3 moving violations in 6months. I was certain my rate would skyrocket. It never changed. A few years later I asked my agent why. She said since I had never had a claim, they stopped checking my driver's record at DMV. That's one reason I'm still with them even though I have had some cheaper quotes.
Burning Brakes
Joined: May 2004
Posts: 1,201
Likes: 2
From: Frederick Md
AARP ?????
Ya got to be kidding me.... they are much more expensive for not only auto insurance but also for Medigap and Medicare part D policies Dollar for dollar the coverage is not even in the ballpark...
American Collectors for my Corvettes...21st Century (which did changed their name a few years ago (was AIG) for my regular cars...
Bob G.
Ya got to be kidding me.... they are much more expensive for not only auto insurance but also for Medigap and Medicare part D policies Dollar for dollar the coverage is not even in the ballpark...
American Collectors for my Corvettes...21st Century (which did changed their name a few years ago (was AIG) for my regular cars...
Bob G.
Le Mans Master
Joined: Feb 2003
Posts: 6,683
Likes: 144
From: Memphis Tennessee
After driving for over 38 years, I am now believing that all the companys play the same game.
They get you by under-cutting the premium of the company you are currently with but then slowly raise it back up.
I went with Geico from All State when I got my AE back in 2003. I had also purchased a used Volvo and Geico insured them both for LESS than All State wanted for the Vette.
No-Brainer for me back then......now I just don't know.
They get you by under-cutting the premium of the company you are currently with but then slowly raise it back up.
I went with Geico from All State when I got my AE back in 2003. I had also purchased a used Volvo and Geico insured them both for LESS than All State wanted for the Vette.
No-Brainer for me back then......now I just don't know.
Le Mans Master
Joined: Sep 2010
Posts: 5,520
Likes: 5
From: Long Island NY
I have State Farm for both cars and my home. For the Vette I pay about 1050.00 per year, that rate is with the multi vehicle and home discount and another discount because the car is driven under 9K per year. That rate is with 1K deductable and full glass. I've tried to get a better rate but State Farm has the best coverage with the best rate for me, however you may find a better deal depending on your location and other factors.
Le Mans Master
Joined: Feb 2003
Posts: 6,683
Likes: 144
From: Memphis Tennessee
I have State Farm for both cars and my home. For the Vette I pay about 1050.00 per year, that rate is with the multi vehicle and home discount and another discount because the car is driven under 9K per year. That rate is with 1K deductable and full glass. I've tried to get a better rate but State Farm has the best coverage with the best rate for me, however you may find a better deal depending on your location and other factors.
Burning Brakes
Joined: Aug 2010
Posts: 1,148
Likes: 22
From: Portland OR
Thats what I was thinking.I pay $432.00 a year[216 each 6 months]for full coverage on my vette with multi car discount and no homeowners discount and $1000 deductible.My 4 runner is $422.00 each year.I also get a small discount for a defensive driving course.This is with Geico.
Last edited by memmer; Feb 8, 2011 at 04:12 AM. Reason: spelling
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Instructor
Joined: Nov 2008
Posts: 178
Likes: 0
From: Erie CO
Grundy, Haggerty , or Adam at NCM. All of these are agreed value policies, and not about premium , it's about protecting the collector investment and you my friend are a collector. Have your DD's somewhere normal, the collectors will get hammered by the traditional carriers if there is a total loss. Many on forum and this thread compare better as what they are paying a year for all of their coverages, it is a night and day different policy as per definitions of coverage and perils.
No one in my opinion will get the same rate as someone else gets with someone. I have had most of the companies listed in this post in my 40 plus years of car ownership and presently the best price for my vette, not a DD, was with Grundy. I have never had any luck staying with one company for a long period of time. Seemed when a premium went up I would check with others and get a cheaper rate.
Burning Brakes
Joined: Nov 2001
Posts: 1,162
Likes: 81
From: Bel Air MD
Funny, I dropped Geico for my homeowners (actually through Travelers) and went with Hartford throuhg AARP in order to save $. It was a few months ago so I don't remember the amount. What i found out in the proces is that when you get your renewal notice you shoud first call and ask if you are being given the best rate. You probably are not and they can adjust it to do better.