Online Financing
Thread Starter
Pro
Joined: May 2000
Posts: 619
Likes: 9
From: Thonotosassa Florida
Online Financing
Has anyone had any luck using one of the online financing companies? I have heard that some of them charge a fee to the dealership when they accept the check and some dealers than try and charge it back to the buyer? I believe Auto Trader is affliated with Road Loans who does charge a hefty fee to the dealership. Would appreciate if anyob=ne has any suggestions and recommendations with the on-line loan services.
Intermediate
Joined: Dec 2013
Posts: 48
Likes: 17
I used LightStream for mine. Was very easy. I had money in my bank account in 24 hours of applying. It was even an unsecured loan so I didn’t have to deal with liens. They like really good credit scores but it was a piece of cake.
Racer
Joined: Jun 2018
Posts: 263
Likes: 105
From: Salisbury, NC
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Instructor
Joined: Mar 2017
Posts: 217
Likes: 37
From: Dublin, OH and Clyde, NC
if you can get a car loan or a personal loan to purchase a car for less then 3% interest and you invest that $15K to $20K in today’s stock market your return on the the investment will far outpace the interest you pay on the loan.....
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Joined: Jan 2000
Posts: 10,350
Likes: 3,381
From: Central TX
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Burning Brakes
Joined: Jun 2017
Posts: 760
Likes: 242
From: All Over The Place
Used them twice now. Agree-strong FICO will get a great apr on a personal unsecured loan (lien free). Division of Suntrust Bank.
Burning Brakes
Joined: Jan 2009
Posts: 1,218
Likes: 70
People borrow money because they cannot afford their want, not because they are taking the cash and investing it.
Borrowing money for car is really a stupid thing to do financially.
Last edited by Water_Walker; Feb 9, 2020 at 10:24 AM.