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Uh Oh :-/

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Old Aug 6, 2012 | 08:26 PM
  #1  
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Default Uh Oh :-/

I was just listening to NPR and they ran a story about how insurance companies are putting devices in cars to track HOW you drive, i.e. how how often you brake hard and accelerate hard etc lol

if you use the device you get a much lower insurance rate, unless you drive like you have a corvette Lmao...

if that catches on enough I'm screwed, cause you can bet insurance will go through the roof for those who dont use the device if we become a minority...hah, and if I DID use it I'd be really screwed on insurance rates lol

Last edited by steven31371; Aug 6, 2012 at 08:34 PM.
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Old Aug 6, 2012 | 08:30 PM
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1984 Brother....... We see you, we know what you're doing, and we'll make LOTS of money off you!

This already in the works...... The authorities will be notified when you speed, make unauthorized violations and NEVER have to actually issue a ticket. The violations will be uploaded electronically and the fine will be deducted from your bank account.

Get a little pedal happy while driving home and before you toss the keys on the table, there'll be a notice of how much your account has been drained.

No joke....what was once imaginary is soon reality!

Last edited by sfc rick; Aug 6, 2012 at 08:37 PM.
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Old Aug 6, 2012 | 08:33 PM
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Old news, Geico has been using them before you sign up to see how you drive and then will give you a quote.
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Old Aug 6, 2012 | 08:39 PM
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I just changed to Progressive and they offer "up to" a 30% discount if you use their snapshot device. But they told me you might around a 10-15% discount realistically if you drive like 10 miles a day and you dont ever drive between 12am-5am. They said no one ever gets 30% unless you never drive your car.
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Old Aug 6, 2012 | 11:01 PM
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No thanks. I'll stick with USAA. Not the cheapest but one of the best in my opinion.
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Old Aug 6, 2012 | 11:06 PM
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Well, I guess I won't be buying a ZR1 now!!!
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Old Aug 6, 2012 | 11:19 PM
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Originally Posted by jol
Well, I guess I won't be buying a ZR1 now!!!
haha

nor me that Pagani Zonda I had my eye on lol
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Old Aug 6, 2012 | 11:36 PM
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Stupidist thing I've ever heard...we live in a free society....might as well put a 4 cylinder in your car then....of course while the device is installed we will be good boys.....tell them to F&&^ right off and maintain our freedom to be not under 24hr surveillance....I refuse to live in that kind of world
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Old Aug 6, 2012 | 11:40 PM
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They'll never have one of those in any of my cars! How about having a GPS device in all of your cars so the government can track how many miles you drive so they can tax you for each mile you drive. That's been talked about too.
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Old Aug 6, 2012 | 11:40 PM
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There's an interesting editorial about this in the latest issue of Car and Driver.
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Old Aug 6, 2012 | 11:58 PM
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On a side note cities with toll roads that use EZ tags or whatever you call them locally, are considering ticketing based on the time it takes you to travel between toll gates. Set distance traveled in too short a time means you were speeding. I heard someplace already is doing this, but I have not verified it.
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Old Aug 7, 2012 | 12:23 AM
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Won't see one of them in my car either. The discount on insurance is just not worth it.
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Old Aug 7, 2012 | 01:29 AM
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Im sure they could tell all of this already if you drive with your smart phone.
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Old Aug 7, 2012 | 01:40 AM
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Originally Posted by jrose7004
They'll never have one of those in any of my cars! How about having a GPS device in all of your cars so the government can track how many miles you drive so they can tax you for each mile you drive. That's been talked about too.
You already have a tracking device on your car if it has OnStar.
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Old Aug 7, 2012 | 02:09 AM
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Originally Posted by Aerovette
On a side note cities with toll roads that use EZ tags or whatever you call them locally, are considering ticketing based on the time it takes you to travel between toll gates. Set distance traveled in too short a time means you were speeding. I heard someplace already is doing this, but I have not verified it.
Ive been hearing of this for years and have never heard of anything concrete validating it. Until I do, Im calling it
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Old Aug 7, 2012 | 08:33 AM
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Originally Posted by Qwik01
Im sure they could tell all of this already if you drive with your smart phone.
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Old Aug 7, 2012 | 09:33 AM
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How about if your at the track? This would impact your rate? Seems like bs to me.
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Old Aug 7, 2012 | 09:44 AM
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I was resetting my Garmin for a road trip last week in my van and it had my top speed at 145mph from when I experimented with it for the first session at Daytona (in the vette lol). I left that in there. Logger may be a good idea for some people, but not for me.
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Old Aug 7, 2012 | 09:58 AM
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Last I heard, those capture devices don't punish you, they just don't reward you. You may not get a discount if you drive aggressively, but your rates won't increase.

That doesn't mean that in the future that won't change, but as of right now its fairly harmless.
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Old Aug 7, 2012 | 10:06 AM
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Originally Posted by waddisme
I was resetting my Garmin for a road trip last week in my van and it had my top speed at 145mph from when I experimented with it for the first session at Daytona (in the vette lol). I left that in there. Logger may be a good idea for some people, but not for me.
I was flying one time with my old garmin and out of curiosity tried to turn it on and see if I could get it to pick it up. After a minute or so it actually did connect and I had a 400MPH~ top speed. I left that, too
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