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Title transfer issue.....sucks

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Old Apr 11, 2014 | 10:41 PM
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Default Title transfer issue.....sucks

So I bought my z06 last fall and just put it away for the winter. Today I went to get the title transferred so I can drive it and the notary said they can't do it because it's a repossessed vehicle. Wtf?

Evidently the dealer (Chicago) bought it at auction (South Carolina) and I bought it from the dealer. I have an affidavit showing the Lien holder ,Wells Fargo, sold it to the dealership and the title in hand with bill of sale. The notary says that pa does not accept repossessed titles from out of state and the dealer needs to put it in their name and then transfer it to me. The dealer is giving me ***** because I didn't tell them sooner and said I had it transfer it within 30days (they already reported it to their dmv As being sold to me) ....... I'm going to try a different notary this week. Seems I have all the paperwork needed and it was a legit sale.......hoping I don't have a $20k paper weight

The fact that it was a repo was never mentioned.


Anyone have any experience with this?
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Old Apr 12, 2014 | 12:17 AM
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We get 15 days in New Jersey to title a car. No way can we put a car away for a few months and then go to DMV.
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Old Apr 12, 2014 | 01:47 AM
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Originally Posted by Mike Beck
We get 15 days in New Jersey to title a car. No way can we put a car away for a few months and then go to DMV.
Hi; I live in pa. Why dont you try a title and tag transfer place where you get everything done on site your registration and plates are issued right there.. Around here we have a northeast title and tag place that does that.. they are hooked up direct with the dmv. Also all the title transfer and notary fees just got increased . Thanks to our governor corbett... good luck
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Old Apr 12, 2014 | 07:37 AM
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May want to use an attorney to get the paperwork approved.
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Old Apr 12, 2014 | 07:49 AM
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This is probably the first time I've ever recommended this.

Deal with the Dealership that sold you the car.





Good luck

Dannyman
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Old Apr 12, 2014 | 07:52 AM
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Originally Posted by dannyman
This is probably the first time I've ever recommended this.

Deal with the Dealership that sold you the car.





Good luck

Dannyman
Yes the dealership must help or you will squeal like a stuck pig that they sell repos
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Old Apr 12, 2014 | 07:59 AM
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They may give you some grief but yeah deal with the dealers title clerks. We in fl are supposed to register a customers car in 30 days as well. However there are exceptions. pa won't really care they just want paid. If the dealer won't work with you contact DMV in Chicago directly and nicely explain the circumstances. I'm sure the dealer just doesn't want to catch a bunch of grief. Just be nice and I'm sure in the end they'll take care of It. At least until it's time to not be nice. DMV will be none too pleased if they refuse to take care of it.
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Old Apr 12, 2014 | 08:21 AM
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It's the dealership's problem.
If they don't respond immediately, get a lawyer involved with them.
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Old Apr 12, 2014 | 09:29 AM
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Man, i'll help you out... If you need to sell i'll give you $15K for it... I'm just that kind of a good guy... lol...
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Old Apr 12, 2014 | 09:32 AM
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Originally Posted by Mike Beck
We get 15 days in New Jersey to title a car. No way can we put a car away for a few months and then go to DMV.
usually not an issue in pa....was October / November when I got it .....I hate winter lol

Originally Posted by vette48
Hi; I live in pa. Why dont you try a title and tag transfer place where you get everything done on site your registration and plates are issued right there.. Around here we have a northeast title and tag place that does that.. they are hooked up direct with the dmv. Also all the title transfer and notary fees just got increased . Thanks to our governor corbett... good luck
the place that is directly connected is where I went first. They didn't check into anything....just looked at paper and saw "repossessed" and sent me walking . Had the same kind of issue in the past with this place and another notary had no issues.

Originally Posted by dannyman
This is probably the first time I've ever recommended this.

Deal with the Dealership that sold you the car.





Good luck

Dannyman
Originally Posted by chuckeb84
Yes the dealership must help or you will squeal like a stuck pig that they sell repos
i did call them and they were not happy but said they would see what they can do Monday

Going to try another place today.
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Old Apr 12, 2014 | 01:47 PM
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The dealership has to correct the paperwork.




Dannyman

Last edited by dannyman; Apr 13, 2014 at 08:14 PM. Reason: sp
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Old Apr 12, 2014 | 02:45 PM
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Ok, I'll bite: why is everyone acting like the dealer did something wrong by selling a repo'd car? Did you expect them to send it back to the factory for recycling?
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Old Apr 12, 2014 | 02:59 PM
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See what another notary says, but I can see the dealer's side too - it's not their fault you waited so long to title the car. Good luck - hope it all works out for you without too much hassle.
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Old Apr 12, 2014 | 03:25 PM
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Other notaries say same thing. Doesn't matter how long I wait, the dealer still has to put a dealer title on it so it is CLEAN to transfer to pa. The state requires the dealer or bank to fix it.

I have to over night it back to the dealer, the need to get a title, then overnight it back to me. Supposedly Illinois has a quick process for dealers ...... We'll see

Beautiful dAy and it's in the driveway ...........
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Old Apr 12, 2014 | 07:18 PM
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Having lived in PA for a bit I feel your pain. It was really different dealing with driver license and registrations.
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Old Apr 12, 2014 | 07:31 PM
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Originally Posted by Lee DeRaud
Ok, I'll bite: why is everyone acting like the dealer did something wrong by selling a repo'd car? Did you expect them to send it back to the factory for recycling?
There is nothing wrong with selling a repo car, there is a lot wrong with them not standing behind the title issues.
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Old Apr 12, 2014 | 08:46 PM
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Originally Posted by Phanni
There is nothing wrong with selling a repo car, there is a lot wrong with them not standing behind the title issues.
Everything I've read here indicates they did everything by the (Illinois) book. There is zero evidence that they wouldn't have handled any title issues at the time of sale, or for that matter, won't handle them now. The only thing that's making this a big deal is that OP sat on the paperwork for six months, and is now whining because he can't drive his non-titled car this weekend: that's not their fault, it's his.
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Old Apr 12, 2014 | 08:58 PM
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Originally Posted by Lee DeRaud
Everything I've read here indicates they did everything by the (Illinois) book. There is zero evidence that they wouldn't have handled any title issues at the time of sale, or for that matter, won't handle them now. The only thing that's making this a big deal is that OP sat on the paperwork for six months, and is now whining because he can't drive his non-titled car this weekend: that's not their fault, it's his.
What was the OP trying to accomplish by NOT doing the paper work when the car was purchased? Save on insurance? I sure wouldn't have wanted to store a car with no coverage on it. The dealer may end up charging a fee to do additional paper work to get it straightened out.
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Old Apr 12, 2014 | 09:32 PM
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Repossession will not stop title work as long as the lien holder has released the lien. You are getting quite the run around there. I am a licensed IL dealer and just last month sold my sister a new to her car as a PA resident. I had a title in a private party's name transferred to a new car dealer. This dealer took the car to a dealer auction who then made my dealer the legal owner at time of purchase. I then transferred to my sister a PA resident who took the title in to get plates. She had no issues. She lives in the Westchester area. Not sure if she went local there or her husband did the paperwork in Philly near his work. I have never had issues with repo titles. The dealer in IL did nothing wrong per IL law and PA should recognize that. Some states still require notary. If I sell to a resident of one of these states they have to accept the title as IL would transfer. Are you using a third party title location? A true state run location may treat this different.
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Old Apr 12, 2014 | 11:22 PM
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Originally Posted by 92GA
What was the OP trying to accomplish by NOT doing the paper work when the car was purchased? Save on insurance? I sure wouldn't have wanted to store a car with no coverage on it. The dealer may end up charging a fee to do additional paper work to get it straightened out.
had it insured the whole time. Never had an issue in the past when I waited over winter. Only thing saved at the time was sales tax.....which is paid when transferred / registered.

Originally Posted by tommyn
Repossession will not stop title work as long as the lien holder has released the lien. You are getting quite the run around there. I am a licensed IL dealer and just last month sold my sister a new to her car as a PA resident. I had a title in a private party's name transferred to a new car dealer. This dealer took the car to a dealer auction who then made my dealer the legal owner at time of purchase. I then transferred to my sister a PA resident who took the title in to get plates. She had no issues. She lives in the Westchester area. Not sure if she went local there or her husband did the paperwork in Philly near his work. I have never had issues with repo titles. The dealer in IL did nothing wrong per IL law and PA should recognize that. Some states still require notary. If I sell to a resident of one of these states they have to accept the title as IL would transfer. Are you using a third party title location? A true state run location may treat this different.
The problem is the title is the same title that was issued with bank on it and original owner in SC. Sold at auction and lien holder signed it to the dealer In iL . The dealer sold it to me with the sc title and affidavit from lien holder. They did nothing wrong but if I had known about the title being repo and the pa law about repo we could have had it fixed sooner. pA will NOT accept a title that was a repo until it is transferred out of the original owners name and have only the lien holder or the dealership that sold it as the "owner". Then it is considered clean and clear to PENN DOT. Our DMV said they implemented that law about 5 yrs ago so they don't have to take the time and do all the leg work and research on the title history because every state has their own way of handling it.

It will get fixed and SHOULDN'T take too long..........

Hindsight is 20/20.
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