Hagerty and Mods
Thread Starter
Pro
Joined: Aug 2013
Posts: 612
Likes: 74
From: Ontario
Hagerty and Mods
My car, a 1999, is insured with Hagerty. It is covered as a vintage car with agreed value. The rate is very good.
I think I have too low a value on it. If I up the value I require an appraisal. My concern is that the appraisal will document the performance mods.
Do any of you have experience with Hagerty in this regard?
If the mods are documented in the appraisal is there a risk that Hagerty will cancel the insurance?
If they will insure will they cover the mods?
Thanks!
I think I have too low a value on it. If I up the value I require an appraisal. My concern is that the appraisal will document the performance mods.
Do any of you have experience with Hagerty in this regard?
If the mods are documented in the appraisal is there a risk that Hagerty will cancel the insurance?
If they will insure will they cover the mods?
Thanks!
Melting Slicks
Joined: Mar 2006
Posts: 2,599
Likes: 34
From: Grand Rapids Michigan West Michigan Crew
2015 C5 of the Year Finalist
St. Jude Donor '07-'08-'09
As long as the mod list doesn't include nitrous I don't think they care. I know for a fact that if there is a bottle in the car they will not touch it. They didn't seem to mind insuring my car so yours should be fine. They only thing they didn't like about me is that my Daily Driver was too old (2002) so they wouldn't insure me unless i got DD no older than 07 i believe
Side note. I would be curious as to what your car is appraised at. I have been kicking around the idea of selling mine.
Side note. I would be curious as to what your car is appraised at. I have been kicking around the idea of selling mine.
Last edited by Mallett Z; Oct 21, 2014 at 01:54 AM.
Racer
Joined: Mar 2014
Posts: 399
Likes: 11
From: Southern NH
I had a HEAVILY Modified car w/haggerty. I discussed it up front, documented it, sent them pictures and had no problems getting the policy. I never had to use the policy but I did have it for 5 years.
Race Director
Joined: Oct 1999
Posts: 14,109
Likes: 127
From: www.ncminsurance.com Bowling Green KY Home of the Corvette!
CI 1-2-3-4-5-6-7-8-9-10-11-12 Vet
St. Jude Donor '07-'08
NCM Sinkhole Donor
We insure cars with modifications all the time, including nitrous. You will want to account for those on a policy. If you were to get into an accident you will want those mods replaced like the car was. We would love to quote you all sometime. We are the National Corvette Museum Insurance Agency.
Adam Boca
www.ncminsurance.com
877.678.7626
Adam Boca
www.ncminsurance.com
877.678.7626
