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Will insurance cover?

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Old Jun 18, 2017 | 09:18 AM
  #21  
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Originally Posted by Vetteman Jack
I would just ask your agent and be truthful about what happened - if you didn't latch the top down, say so. Not a good idea to commit insurance fraud and it's hard to believe the whole top would fly off if the latches were engaged.
Be honest! You don't want to find yourself in the position of being accused of a attempted insurance fraud. If you have comprehensive I believe you have a good chance of having it covered, depending on your deductible. An error on your part, not latching your top, if that is the case, I wouldn't think would preclude a claim. I'd be interested in hearing how this turns out. Good luck with this and take care!
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Old Jun 18, 2017 | 09:35 AM
  #22  
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Leaving the top unlatched was simply an accident and that's what insurance is for. Like others have said, filing a claim may not be worth your time if you have a high deductible.
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Old Jun 18, 2017 | 09:59 AM
  #23  
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Originally Posted by Vetteman Jack
I would just ask your agent and be truthful about what happened - if you didn't latch the top down, say so. Not a good idea to commit insurance fraud and it's hard to believe the whole top would fly off if the latches were engaged.
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Old Jun 29, 2017 | 10:23 AM
  #24  
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So I just wanted to follow up and say that indeed "Honesty" is the best policy. Insurance adjuster came out...I told him that the weather was terrible but I could have left my targa unlocked as well causing me to meet the "flying roof club" membership requirements. Lol! He inspected and said we'll take care of it because **** happens! Appreciate all the feedback guys!
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Old Jun 29, 2017 | 12:21 PM
  #25  
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Originally Posted by czarredd
So I just wanted to follow up and say that indeed "Honesty" is the best policy. Insurance adjuster came out...I told him that the weather was terrible but I could have left my targa unlocked as well causing me to meet the "flying roof club" membership requirements. Lol! He inspected and said we'll take care of it because **** happens! Appreciate all the feedback guys!
Great outcome, thanks for the update. Hopefully I wont join the FR Club.
Did you have to pay deductible though?
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Old Jun 29, 2017 | 12:40 PM
  #26  
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Good thing I'm a member of that "other" FRC, so I don't have to worry about this ever happening.....


Shakey
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Old Jun 29, 2017 | 02:17 PM
  #27  
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Originally Posted by Phanni
Actually, it's difficult to engineer for stupid people's mistakes .

No offense, bt I'm betting that the first thing to go through a new member of the FRC is "damn that was stupid"
Everytime you design something to be "idiot proof", humanity designs a bigger/better idiot.
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Old Jun 29, 2017 | 02:31 PM
  #28  
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Originally Posted by Bluefire
Everytime you design something to be "idiot proof", humanity designs a bigger/better idiot.
I find that hard logic to argue with.
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Old Jun 29, 2017 | 02:34 PM
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Idiot-proof isn't possible, idiot-resistant is the best you can hope for.
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Old Jun 29, 2017 | 09:37 PM
  #30  
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<---- Retired Navy...we call it Sailor Proof
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Old Jun 30, 2017 | 08:56 AM
  #31  
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Originally Posted by Choreo
Some people just want to be a "member" of something bigger than themselves!

I am sure GM is aware in the same way that Apple is aware of how many idiots walk into light posts, fountains and fall down stairs while trying to walk and text on an iPhone... you just can't save some people from themselves! This coming from someone who almost joined this club a few years ago.

It would be nice if they at least added a warning light if a latch were left disengaged, but that would also be one more thing to go wrong?
At least a warning light? how about the three sensors, one for each latch, how about the wire harness, how about the extra time to add these to both the top and the chassis. We tried to make the car idiot proof, but just too many high end idiots out there.

Since I was shot down for, a 7 cent revision to one of my designs, a 15 dollar( cost to manufacture ) ( parts and assembly cost ) warning system would be laughable. But then you would have to be on the inside of design to understand just how laughable it would be.
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Old Jun 30, 2017 | 10:34 AM
  #32  
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Originally Posted by runner140*
He's now a member of the "Club". The club no one wants to be a member of. Congrats.
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Old Jun 30, 2017 | 04:26 PM
  #33  
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Originally Posted by Choreo
It would be nice if they at least added a warning light if a latch were left disengaged, but that would also be one more thing to go wrong?
You need a light to tell you if the windows are down, too?
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Old Jun 30, 2017 | 04:34 PM
  #34  
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If someone would have gotten killed or injured by a flying top, top latch warning lights would have become standard equipment.
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Old Jun 30, 2017 | 04:46 PM
  #35  
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Originally Posted by bj1888
You need a light to tell you if the windows are down, too?
Don't need an indication if the roof is off, only if it is on and not latched. Windows don't usually fly off when closed - tops sometimes do!

Unfortunately, such a warning system would be too complex and costly to include.

Fortunately, most people will only make the stupid mistake once, there are no additional perks to joining the club twice!

Last edited by Choreo; Jun 30, 2017 at 05:01 PM.
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Old Jun 30, 2017 | 06:17 PM
  #36  
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Right now on Craigs list Boston with a search Radius of 200 Miles of 02136 zip code there are 2 Glass tops for a C5 asking Price $400. Reason I know is I'm looking for a reasonably Blue tint Acrylic Top for my sons C4 and they are never that reasonable it makes no sense to me I think the C5 top is a nicer top with the easy on easy off ! But why is a Mystery Cause for $400 I would not put a claim in just a reason for insurance to up there Premium next Year !?!? But what ever works for you is Good for You ! Good luck
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