Insurance
Administrator
Joined: Mar 2001
Posts: 368,522
Likes: 24,821
From: In a parallel universe. Currently own 2014 Stingray Coupe.
C7 of the Year - Modified Finalist 2021
MO Events Coordinator
St. Jude Co-Organizer
St. Jude Donor '03 thru '26
NCM Sinkhole Donor
CI 5, 8 & 11 Veteran
If you want to make a poll in a thread, when you click on Post New Thread, then when you put in the text of your post, there is a box below that says "Additional Options" and in that box you will see the option for creating a poll. Click the box where it says add a poll and then indicate how many poll options you want listed. Once completed, just click on submit new thread and the thread, with a poll included, should appear.
Race Director
Joined: May 2003
Posts: 14,137
Likes: 2,985
From: Iowa
St. Jude Donor '03 thru '26
Race Director
Joined: May 2006
Posts: 10,941
Likes: 478
From: EAST TENNESSEE
Race Director
Joined: Jan 2000
Posts: 10,383
Likes: 3,389
From: Central TX
C5 of Year Finalist (appearance mods) 2019
Hagerty used to have some really stupid rules. When I tried to insure my 1991 Callaway Aerobody ZR-1 with them in 2002, my daily driver vehicle couldn't be over five years old. WTH does that have to do with anything?
If they were the last insurer of classic cars on earth, they wouldn't ever get my business. Just sayin
What I hate about these insurance threads, is they tend to descend into pissing contests. "My insurance company can beat up your insurance company." lol
Different states, different cities, you just can't compare "apples to apples".
If they were the last insurer of classic cars on earth, they wouldn't ever get my business. Just sayin
What I hate about these insurance threads, is they tend to descend into pissing contests. "My insurance company can beat up your insurance company." lol
Different states, different cities, you just can't compare "apples to apples".
Race Director
Joined: Apr 2007
Posts: 19,753
Likes: 523
From: Ideals are peaceful...History is violent...St.Charles, MO.
2020 Corvette of the Year Finalist (appearance mods)
C5 of Year Winner (appearance mods) 2019
St. Jude Donor '08-'09-'12 thru'22
Hagerty used to have some really stupid rules. When I tried to insure my 1991 Callaway Aerobody ZR-1 with them in 2002, my daily driver vehicle couldn't be over five years old. WTH does that have to do with anything?
If they were the last insurer of classic cars on earth, they wouldn't ever get my business. Just sayin
What I hate about these insurance threads, is they tend to descend into pissing contests. "My insurance company can beat up your insurance company." lol
Different states, different cities, you just can't compare "apples to apples".
If they were the last insurer of classic cars on earth, they wouldn't ever get my business. Just sayin
What I hate about these insurance threads, is they tend to descend into pissing contests. "My insurance company can beat up your insurance company." lol
Different states, different cities, you just can't compare "apples to apples".
Clint, you're absolutely right...It really boils down to "apples to apples". I used to think a lot less of Hagerty 20 years ago, and I had a lot more respect and confidence in USAA back then as well...My oh my have things shaken up in the insurance world since then. The regional thing is something I doubt I will ever understand, when it comes to insurance. One company makes you feel like a sweepstakes winner, and another opinion makes you feel like you just had a train run over you.
In my view, insurance is a necessary evil, and I don't have brand loyalty in that realm...When I feel like I'm not seeing any benefits, and my rates are rising, when I haven't done a damn thing to cause that, it's time to move on. Ride it while it's good, and then move on to someone else.
Pro
Joined: Dec 2020
Posts: 548
Likes: 183
From: Northern Shore of the Federal Swamp
I'm starting my shopping for my first Corvette (it will be a 2001-2004 base C5 convertible), and I've had Costco Connect insurance for a few years ...
Called them when I was first jonesing for a '95 C4, and they told me they could only insure me for liability for that car.
Just called them again, for a quote on a 2004 base C5, and they quoted me full-coverage for $378 every 6 months. That doesn't sound too bad ...
Especially when I compare it to $413 for my Prius.
Called them when I was first jonesing for a '95 C4, and they told me they could only insure me for liability for that car.
Just called them again, for a quote on a 2004 base C5, and they quoted me full-coverage for $378 every 6 months. That doesn't sound too bad ...
Especially when I compare it to $413 for my Prius.
Drifting
Joined: Jul 2017
Posts: 1,365
Likes: 471
From: S.E. Pennsylvania
What company did the NCM agents sign you up with? This is a very good rate...
Corvette Stories
The Best of Corvette for Corvette Enthusiasts
Every 2027 Corvette Engine Explained
Joe Kucinski
Designer Imagines A Corvette That Looks More Like a Corvette Than the Corvette
Verdad Gallardo
10 Ugly Corvettes That We Still Kinda Love
Joe Kucinski
Top 10 Most Expensive Corvettes Ever Sold on Bring A Trailer
Brett Foote
10 Things Every Corvette Owner Needs (2026 Edition)
Michael S. Palmer
8 Most "Only Corvette Owners Understand" Quirks and Problems
Pouria Savadkouei
10 Reasons the C6 Z06 is Still A Performance Benchmark After 20 Years
Joe Kucinski
How Much Horsepower Every Corvette Engine "LOST" in 1972
Joe Kucinski
Top 10 DOs and DON'Ts for Protecting Your Convertible Top!
Michael S. Palmer
Racer
Joined: Apr 2019
Posts: 359
Likes: 124
From: South Louisiana
Race Director
Joined: Apr 2010
Posts: 16,253
Likes: 1,658
From: Arizona
After 21 years of a spotless driving record and one-way loyalty, I dumped USAA.
The 2013 Z06 has an agreed upon value of $45,000 (and the Book Value actually went up a little more). I paid $949 per year, paid in full upfront ($79.00 monthly). Full coverage. 100/300/100 (I think) and I get to drive it I think 5,000 miles per year (which I never do anyways).
I think the Hartford beat Hagerty by a few dollars but I already paid for the year.
Hagerty or Hartford!! Just see which one bundles best for your needs.
The 2013 Z06 has an agreed upon value of $45,000 (and the Book Value actually went up a little more). I paid $949 per year, paid in full upfront ($79.00 monthly). Full coverage. 100/300/100 (I think) and I get to drive it I think 5,000 miles per year (which I never do anyways).
I think the Hartford beat Hagerty by a few dollars but I already paid for the year.
Hagerty or Hartford!! Just see which one bundles best for your needs.
Burning Brakes
Joined: May 2016
Posts: 1,024
Likes: 387
From: Port Charlotte Florida
Hagerty used to have some really stupid rules. When I tried to insure my 1991 Callaway Aerobody ZR-1 with them in 2002, my daily driver vehicle couldn't be over five years old. WTH does that have to do with anything?
If they were the last insurer of classic cars on earth, they wouldn't ever get my business. Just sayin
If they were the last insurer of classic cars on earth, they wouldn't ever get my business. Just sayin
Drifting
Joined: Jul 2017
Posts: 1,365
Likes: 471
From: S.E. Pennsylvania
After reading some of these posts where the yearly rate is between $2-$300.00 and I'm paying around $550.00, I checked the various companies out. What I found is that all of them have
what I consider to be severe restrictions on when and how often one can drive their Corvette as well as high deductibles. I realize that there is a substantial difference between say, $250.00 and $550.00 but with my policy I can drive my car any time, as often as I want, with very low deductibles, as long as it's not used as a daily driver. To me these features are worth the extra money. So if I want a Philly cheesesteak on a Sunday afternoon while I watch the Philadelphia Eagles lose another game, I jump in the Vette and go get one without worrying if some idiot
T-bones me at an intersection... In the end it's all whatever policy works for you and what you can easily afford.
what I consider to be severe restrictions on when and how often one can drive their Corvette as well as high deductibles. I realize that there is a substantial difference between say, $250.00 and $550.00 but with my policy I can drive my car any time, as often as I want, with very low deductibles, as long as it's not used as a daily driver. To me these features are worth the extra money. So if I want a Philly cheesesteak on a Sunday afternoon while I watch the Philadelphia Eagles lose another game, I jump in the Vette and go get one without worrying if some idiot
T-bones me at an intersection... In the end it's all whatever policy works for you and what you can easily afford.
Premium Supporting Vendor
Joined: Jun 2019
Posts: 361
Likes: 335
From: Bowling Green, KY
Thanks everyone for the very kind words! We love what we do and we love protecting your cars!
OP and others, give us a call or visit our site, www.ncminsurance.com / 877.678.7626.
You may be with one of our carriers, but you may not be getting the best rate or all of the discounts may be available.
Thanks!
OP and others, give us a call or visit our site, www.ncminsurance.com / 877.678.7626.
You may be with one of our carriers, but you may not be getting the best rate or all of the discounts may be available.
Thanks!
Race Director
Joined: May 2003
Posts: 14,137
Likes: 2,985
From: Iowa
St. Jude Donor '03 thru '26
I agree with you. Every classic/collector insurance company refuses to insure my either of my C5s because I don't have a car which is less than 10years old. Even NCM won't insure it. I hate insurance companies with a passion. A side note: When I spent time in Ukraine, I learned that no car insurance is required there, and virtually none is available (only a few of the weathiest in the capital, Kiev, were starting to get it for their expensive cars).
Premium Supporting Vendor
Joined: Jun 2019
Posts: 361
Likes: 335
From: Bowling Green, KY
I am interested to know more about this, too. I am assuming you are saying that your daily use vehicle is older than 10 years? What year/make/model is your daily use vehicle?
Intermediate
Joined: Jan 2018
Posts: 39
Likes: 17
From: Bastrop Texas
Drifting
Joined: Dec 2019
Posts: 1,813
Likes: 322
From: Spring Hill, Florida
C5 valued at 75k. Ive gotta see this car🤔
Racer
Joined: Aug 2019
Posts: 412
Likes: 205
From: Castle Rock, CO.
2021 C6 of the Year Finalist - Modified
I pay about $35.00 per month for my car but we have 3 other vehicles on the policy too. I also remove the coverage over the winter while its up on the lift and not driven. If the house burns down, I may be looking for a new Vette but I’ll take that chance.