sigh* problem at the weld shop
Thread Starter
Racer
Joined: Apr 2003
Posts: 298
Likes: 0
From: spartanburg sc
sigh* problem at the weld shop
guy is driving my car and goes to drive my car up onto the lift (lifts by tires) and body hits the lift (underneath side of the rockers, gouged them pretty good 
i felt like stabbing the guy
i felt like stabbing the guy
Melting Slicks
Joined: Jul 2005
Posts: 2,572
Likes: 3
From: Rehoboth MA . . . NRA Life Member
St. Jude Donor '06-'07
Excuse me! You just damaged my car and the cost to fix it will be out of your pocket.....
Get an estimate and file a report with your insurance company. Take pictures too....
Get an estimate and file a report with your insurance company. Take pictures too....
Le Mans Master
Joined: Feb 2003
Posts: 6,369
Likes: 73
From: The line waiting to see Santa Claus stretched all the way back to Terre Haute, and I was at the end, Indiana
St. Jude Donor '08-'09-'10-'11-'12-'13-'14-'15-'16-'17-'18
As a business owner I can tell you that poo happens...The shop owner's insurance should cover it. If he doesn't want to take care of it you can contact your insurance and they will try to get it taken care of (called subrogation), or depending on your state and repair amounts, small claims court may be an option.
Racer
Joined: Jul 2006
Posts: 447
Likes: 0
From: San Jose Ca
Originally Posted by BobbyG
Excuse me! You just damaged my car and the cost to fix it will be out of your pocket.....
Get an estimate and file a report with your insurance company. Take pictures too....
Get an estimate and file a report with your insurance company. Take pictures too....
DO NOT, I REPEAT DO NOT call your insurance company. Why in the holy mother of heck should YOU start paying extra for someone else's mistake.
IF you file a claim your premium WILL go up. Call the shop owner and have them pay for repairs, if not, get a lawyer. DO NOT involve your insurance company.
Team Owner
Joined: Apr 2001
Posts: 54,204
Likes: 180
From: S.W. Ohio. . . . . . NRA Life Member
Originally Posted by Sick Z06
DO NOT, I REPEAT DO NOT call your insurance company. Why in the holy mother of heck should YOU start paying extra for someone else's mistake.
IF you file a claim your premium WILL go up. Call the shop owner and have them pay for repairs, if not, get a lawyer. DO NOT involve your insurance company.
IF you file a claim your premium WILL go up. Call the shop owner and have them pay for repairs, if not, get a lawyer. DO NOT involve your insurance company.
the insurance company route IMO should be a last-resort type of thing; after exhausting all other avenues.
Melting Slicks
Joined: Jul 2005
Posts: 2,572
Likes: 3
From: Rehoboth MA . . . NRA Life Member
St. Jude Donor '06-'07
Originally Posted by Sick Z06
DO NOT, I REPEAT DO NOT call your insurance company. Why in the holy mother of heck should YOU start paying extra for someone else's mistake.
IF you file a claim your premium WILL go up. Call the shop owner and have them pay for repairs, if not, get a lawyer. DO NOT involve your insurance company.
IF you file a claim your premium WILL go up. Call the shop owner and have them pay for repairs, if not, get a lawyer. DO NOT involve your insurance company.
Subrogation allows an insurance company to sue on behalf of its insured if it is required to pay the insured for a loss caused by another person. In most cases, the subrogated claim is fought between two insurance companies disputing who was ultimately responsible for the loss without putting a financial burden on the insured parties.
Alot of people don't know about this and in this case I think it might come in handy.
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Michael S. Palmer
Team Owner
Joined: Apr 2001
Posts: 54,204
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From: S.W. Ohio. . . . . . NRA Life Member
problem is... your insurance company may still count this as a claim against you - even though it was not your fault and they don't pay anything out.
They look for any reason to raise your rates... or cancel your policy. Sometimes it's best to not notify them (if at all possible).
They look for any reason to raise your rates... or cancel your policy. Sometimes it's best to not notify them (if at all possible).
Melting Slicks
Joined: Jul 2005
Posts: 2,572
Likes: 3
From: Rehoboth MA . . . NRA Life Member
St. Jude Donor '06-'07
Originally Posted by Mike Mercury
problem is... your insurance company may still count this as a claim against you - even though it was not your fault and they don't pay anything out.
They look for any reason to raise your rates... or cancel your policy. Sometimes it's best to not notify them (if at all possible).
They look for any reason to raise your rates... or cancel your policy. Sometimes it's best to not notify them (if at all possible).
The simplest solution is for the business responsible for the damage to file a claim through their insurance company or pay out of pocket. If this doesn't work then take it up a notch.
Bob
Instructor
Joined: Jan 2005
Posts: 213
Likes: 0
From: Port Richey Florida
What exactly could the company do to make restitution?
Buy a whole rocker panel, sand, and prep it, paint it, and then install it?
If they couldn't get it on a lift, I REALLY dont want them to touch my car!
I think, chalk it up to experience and try to get the guy to give you some cash for your trouble!
Buy a whole rocker panel, sand, and prep it, paint it, and then install it?
If they couldn't get it on a lift, I REALLY dont want them to touch my car!
I think, chalk it up to experience and try to get the guy to give you some cash for your trouble!
Thread Starter
Racer
Joined: Apr 2003
Posts: 298
Likes: 0
From: spartanburg sc
he only charged me 5 dollars for the weld,(which i would say, might even be considered stout considering it took him all of 5 minutes, including the time spent trying to put it on the lift and i even suggested doing it from the ground (which is what we wound up doing) im going to see what i can get out of them, im on dealers insurance so im pretty sure i wont report it to mine
Melting Slicks
Joined: Jul 2005
Posts: 2,572
Likes: 3
From: Rehoboth MA . . . NRA Life Member
St. Jude Donor '06-'07
Originally Posted by glennxx1
he only charged me 5 dollars for the weld,(which i would say, might even be considered stout considering it took him all of 5 minutes, including the time spent trying to put it on the lift and i even suggested doing it from the ground (which is what we wound up doing) im going to see what i can get out of them, im on dealers insurance so im pretty sure i wont report it to mine
Take your car to a reputable, qualified shop and get a written estimate. Send a copy of the quote certified mail to the business address, "his" insurance company and follow it up with a phone call. Make sure you note the date, time, and name of the individual that actually did the damage.