Theft / Vandalism... need some help...
#1
Instructor
Thread Starter
Member Since: Mar 2005
Location: Oklahoma City OK
Posts: 163
Likes: 0
Received 0 Likes
on
0 Posts
Theft / Vandalism... need some help...
Someone decided they needed my navigation unit and roof worse than I did. They broke the driver window, took the top and radio, and destroyed the bezel in the process.
I've been able to find a nav unit, window, and bezel on an auction site, but I'm having trouble finding a top with hardware. I can find them all day without the hardware.
Anyone have any incite as to where I could find one without spending an arm and a leg? I'm even willing to buy one that isn't the right color (Atomic Orange) and have it capped with the carbon fiber or painted to match.
I will have an extra cup holder and ashtray if anyone needs them.
Thanks in advance
-J
I've been able to find a nav unit, window, and bezel on an auction site, but I'm having trouble finding a top with hardware. I can find them all day without the hardware.
Anyone have any incite as to where I could find one without spending an arm and a leg? I'm even willing to buy one that isn't the right color (Atomic Orange) and have it capped with the carbon fiber or painted to match.
I will have an extra cup holder and ashtray if anyone needs them.
Thanks in advance
-J
#2
Team Owner
Member Since: Aug 2007
Location: I live my life by 2 rules. 1) Never share everything you know. 2)
Posts: 136,148
Received 2,403 Likes
on
1,366 Posts
St. Jude Donor '11-'12-'13, '16-'17-'18
You don't have comprehensive insurance coverage?
#5
Team Owner
Member Since: Aug 2007
Location: I live my life by 2 rules. 1) Never share everything you know. 2)
Posts: 136,148
Received 2,403 Likes
on
1,366 Posts
St. Jude Donor '11-'12-'13, '16-'17-'18
(If I may suggest? Going to a low or no deductible comprehensive coverage usually isn't that much more. Of course other factors may affect that but,, for example, I have zero deductible comprehensive on all my vehicles but then again, I'm insuring 3 of 'em)
#6
Advanced
Member Since: Nov 2006
Location: Loves Park Illinois
Posts: 58
Likes: 0
Received 0 Likes
on
0 Posts
#7
Instructor
Thread Starter
Member Since: Mar 2005
Location: Oklahoma City OK
Posts: 163
Likes: 0
Received 0 Likes
on
0 Posts
It's a little late to change my policy on this car... I've never had or heard of a no deductible coverage. If you had a $100 paint chip fixed, would they cover it all? There has to be a lower limit right? They wouldn't let you make a claim for $100 would they? kinda curious how this works. I may in fact be buying the wrong insurance.
I don't necessarily need a "new" top. I'll take whatever I can find and make it work.
I don't necessarily need a "new" top. I'll take whatever I can find and make it work.
#8
Team Owner
Member Since: Aug 2007
Location: I live my life by 2 rules. 1) Never share everything you know. 2)
Posts: 136,148
Received 2,403 Likes
on
1,366 Posts
St. Jude Donor '11-'12-'13, '16-'17-'18
It's a little late to change my policy on this car... I've never had or heard of a no deductible coverage. If you had a $100 paint chip fixed, would they cover it all? There has to be a lower limit right? They wouldn't let you make a claim for $100 would they? kinda curious how this works. I may in fact be buying the wrong insurance.
I don't necessarily need a "new" top. I'll take whatever I can find and make it work.
I don't necessarily need a "new" top. I'll take whatever I can find and make it work.
(oh and rock chips aren't covered under comprehensive - more than likely they'd be collision since the car is in motion. Although I don't think any company would cover 'em regardless!)
#11
Instructor
Thread Starter
Member Since: Mar 2005
Location: Oklahoma City OK
Posts: 163
Likes: 0
Received 0 Likes
on
0 Posts
#12
Melting Slicks
ok...
The is Comp, coverage...does not raise you rate if you use it, it covers windshields... door dings, damage, non accident. The difference between $1000 and $500 is VERY little, and you can get $250 or $100 for more money... Even with your $1000, you may have been ahead... all new parts, installed by dealer... maybe $2500... It would be like new, and you would not have to run around... My .02
#14
Instructor
Thread Starter
Member Since: Mar 2005
Location: Oklahoma City OK
Posts: 163
Likes: 0
Received 0 Likes
on
0 Posts
Hearing about this kind of stuff really bugs me. I consider myself a pretty liberal minded guy, but I don't think I'd raise much of a stink if they instituted the death penalty for keying someone else's car or doing what they did here. It just seems so cowardly. Where was your car parked if you dont mind me asking? (garage, carport, outside?)
Wouldn't have pissed me off nearly as bad if they hadn't torn up the center console. I don't know why, it was the cheapest thing to replace.
#15
CF Senior Member
Member Since: Feb 2006
Location: Tucson Arizona
Posts: 23,313
Likes: 0
Received 20 Likes
on
19 Posts
Filing a claim will do worse than not helping much. Anytime you file a claim it counts against you to one degree or another. If you can possibly avoid filing a claim you'll be better off. Save the claim for the big losses.
#16
Instructor
Thread Starter
Member Since: Mar 2005
Location: Oklahoma City OK
Posts: 163
Likes: 0
Received 0 Likes
on
0 Posts
That's always been my philosophy hence the reason I am doing this all myself on the cheap. To be honest that's also why I had the $1000 deductible. Its more of a "catastrophic loss" plan.
#17
Melting Slicks
My Allstate agent told me years ago, $0 deductible on comp. = about $25 per year over a higher deductible. I have always had $0 deductible on comp.
Door ding are collision, not comp. The theft is a comp. claim.
Too late now, but I would be looking at a policy update.
Door ding are collision, not comp. The theft is a comp. claim.
Too late now, but I would be looking at a policy update.
#20
Racer
Member Since: May 2009
Location: San Diego California
Posts: 331
Likes: 0
Received 0 Likes
on
0 Posts
I could really use the ash tray... my ash tray keeps popping open with the slightest bumps in the road and it's driving me crazy!