Insurance
Burning Brakes
Joined: May 2006
Posts: 1,203
Likes: 51
From: Englewood OH
Been with then 25+ yrs, House and 2 cars. Have only a windshield claim during that time. Recent inquiries, most quoates were double what I am paying now. So far a good company for me.
Race Director
Joined: Dec 2007
Posts: 19,574
Likes: 167
From: Frederick, MD
Rates vary by location. In Utah State Farm wanted 2x as much for auto and about the same for home insurance as Allstate. I dumped USAA because they gave me an increase (up to 20%) on my insurance every 6 months with no claims. USAA also wouldn't help me when I was t boned making it sound real troublesome if I had them help me.
I don't care who you have though it is always good to check rates every year or so. I won't use some companies though even if they do have better rates (progressive/Geico) or a company whose rates depend on monitoring how I drive.
I don't care who you have though it is always good to check rates every year or so. I won't use some companies though even if they do have better rates (progressive/Geico) or a company whose rates depend on monitoring how I drive.
Former Vendor
Joined: Mar 2000
Posts: 4,839
Likes: 1
From: Rockwall Texas
State Farm is horrible! My parents dog chewed up their furniture while on vacation. Question from adjuster "has your dog done this before?" Of course the answer was no. Adjuster denied claim as stating "if if had had happened before it would be covered". Horrible company!
This doesn't even make any sense! He was serious, right?
Race Director
Joined: Oct 2005
Posts: 14,555
Likes: 1,255
From: Saint Albans, WV
It's best you not attempt to know what has or has not occured, it has put your expertise in jeopardy. I've been a Plumbing and HVAC contractor for 35 years, been in the industry for 40 and I would NEVER be foolish enough to think I know it all! However...that being said, some actually think they do know it all. Go figure.
Le Mans Master
Joined: Dec 2012
Posts: 7,750
Likes: 172
2015 C6 of the Year Finalist
Mr post #18....I guess you gotta love the "experts?" that know it all. It's best you not attempt to know what has or has not occured, it has put your expertise in jeopardy. I've been a Plumbing and HVAC contractor for 35 years, been in the industry for 40 and I would NEVER be foolish enough to think I know it all! However...that being said, some actually think they do know it all. Go figure.
It's best you not attempt to know what has or has not occured, it has put your expertise in jeopardy. I've been a Plumbing and HVAC contractor for 35 years, been in the industry for 40 and I would NEVER be foolish enough to think I know it all! However...that being said, some actually think they do know it all. Go figure.I know little about the plumbing & A/C business, and would therefore be smart enough, to rely on the expertise of someone who is a professional in that field.
As I stated in post #9, I am an insurance professional, and have been a claims adjuster, and arson investigator for 35 years.
And yes, I am an expert in this field, and I do know what I'm talking about. Now, if you want to keep bad mouthing State Farm for not paying for something that I explained is not covered, you go right ahead.
I was just trying to educate you regarding why no payment was made, and it sure as heck wasn't because the dog didn't do it before! You're free to continue with that ridiculous story if you wish, I just hope that no one is foolish enough to believe that nonsense.
Have a nice day!
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Race Director
Joined: Oct 2005
Posts: 14,555
Likes: 1,255
From: Saint Albans, WV
I don't know if you simply don't bother to read, or you lack the capacity to do so.
I know little about the plumbing & A/C business, and would therefore be smart enough, to rely on the expertise of someone who is a professional in that field.
As I stated in post #9, I am an insurance professional, and have been a claims adjuster, and arson investigator for 35 years.
And yes, I am an expert in this field, and I do know what I'm talking about. Now, if you want to keep bad mouthing State Farm for not paying for something that I explained is not covered, you go right ahead.
I was just trying to educate you regarding why no payment was made, and it sure as heck wasn't because the dog didn't do it before! You're free to continue with that ridiculous story if you wish, I just hope that no one is foolish enough to believe that nonsense.
Have a nice day!
I know little about the plumbing & A/C business, and would therefore be smart enough, to rely on the expertise of someone who is a professional in that field.
As I stated in post #9, I am an insurance professional, and have been a claims adjuster, and arson investigator for 35 years.
And yes, I am an expert in this field, and I do know what I'm talking about. Now, if you want to keep bad mouthing State Farm for not paying for something that I explained is not covered, you go right ahead.
I was just trying to educate you regarding why no payment was made, and it sure as heck wasn't because the dog didn't do it before! You're free to continue with that ridiculous story if you wish, I just hope that no one is foolish enough to believe that nonsense.
Have a nice day!
Race Director
Joined: Sep 2007
Posts: 16,557
Likes: 2,108
From: Peoria/Phoenix AZ
C6 of Year Finalist (performance mods) 2019
Now even stranger was my rates dropped when the USPS split the zip code where I was living and I ended up in a newly created one and never left home. I guess there were better drivers in my half of the split.
Pro
Joined: May 2012
Posts: 732
Likes: 2
I had all Allstate for 35 years and only had one or two small claims in all that time. A few years ago another car backed into me in a parking lot and because it was a "backing" accident and we both had Allstate they made each of our policies pay for our own cars. I now have all my insurance with State Farm and my bill is a lot lower to boot.