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From: www.ncminsurance.com Bowling Green KY Home of the Corvette!
CI 1-2-3-4-5-6-7-8-9-10-11-12 Vet
St. Jude Donor '07-'08
NCM Sinkhole Donor
Zjoe6, give us a call and we will tell you exactly what it will cost for you to insure the car. There are so many factors to determine the premium from state, to vehicles, value, miles, driving history, etc.
For the TN car above it would be around $850 a year with us. This would satisfy the umbrella, and it should extend to our policy as well.
lol, when I see comments saying that's high...In NJ, I'm paying almost twice that amount through State Farm. Premiums vary greatly throughout the USA, it's hard to comment accurately unless you live in the same exact area as the person posting the question.
Call the National Corvette Museum (NCM) by far the best insurance you can have. I have an 2002 coupe and a 2017 Grand Sport with $250. deductible 300/100. I pay about $1100. per year for both. If there is a claim they are easy to work with.
Adam Boca
877.678.7626 ncminsurance.com
Last edited by mycorvette02; Aug 17, 2018 at 04:28 PM.
Reason: more
Have been a life long State Farm customer. My question is should I spend time shopping the Gran Sport policy around or am I likely not able to do any better elsewhere?
I too have been a life long SF customer UNTIL they got a little crazy a few years back. I now only have my primary residence and 2 of my vehicles insured by them. My corvettes have been with the NCM insurance at 60% LESS thn SF...need I say more?????????
State Farm has offered me an auto policy for a 2019 Grand Sport that I will take delivery on in two weeks with zero $ deductible comprehensive; $500 collision deductible; $250k/$500k/$100k liability that ties into my $1M umbrella, driven under 12K miles annually for $92.02 per month.
I also have my homeowners, two other autos a Harley and a 25' power boat covered by State Farm. I'm 77 yrs. old and married. Have been a life long State Farm customer.
My question is should I spend time shopping the Gran Sport policy around or am I likely not able to do any better elsewhere?
Thanks for your input.
probably a decent rate for a kid in you age bracket. My Grandpa had to learn the hardway at 77 that he wasn't long for the road. I'm a 57 year old grandpa myself and I have all my insurances with Mercury and pay $780 per year on my GS19 LT2 in the SVF area of LA, which aint' 1/2 bad. That said, It doesn't hurt to shop around once every 2 or 3 years. Good luck!
State Farm has offered me an auto policy for a 2019 Grand Sport that I will take delivery on in two weeks with zero $ deductible comprehensive; $500 collision deductible; $250k/$500k/$100k liability that ties into my $1M umbrella, driven under 12K miles annually for $92.02 per month.
I also have my homeowners, two other autos a Harley and a 25' power boat covered by State Farm. I'm 77 yrs. old and married. Have been a life long State Farm customer.
My question is should I spend time shopping the Gran Sport policy around or am I likely not able to do any better elsewhere?
Thanks for your input.
I dropped State Farm for my home and apartment building because they would raise my premium every year by 10% without good reason. Try AARP with The Hartford. I have 2015 Corvette and 2018 GMC Terrain and $1,000,000 umbrella for less than $1200 a year. You should also raise your deductible on comprehensive.
We were with Allstate for over 30 years, 3 cars, home, life but we shopped around this year. Ended with with Travelers and cut a pretty good amount, almost half. We pay $800 per year for our GS. Didn’t get a call or email asking why we left. There is no loyalty in insurance, shop around.
+1 for Travelers. Was with Geico for 20 years (no claims) and finally decided to shop. 40% save.
My wifes '17 Kia Sportage (turbo awd) cost more than all my other vehicles. GO figure... It's $1200 a year, the (16 z51) Vette is $900, the BMW M3 is $600, the ('15)Toyota Tacoma (SR5 V6 4x4 access cab) is $700, The '16 Kawasaki Conours14 is $400 (160Hp touring missile), the Aprilia Sl1000r (Italian V twin sportbike) is $200...
All of which means squat. You don't live where I live or have other insurance products that I do..
I will tell you that you probably don't have enough liability insurance coverage.. See that second number in your limit. the (100/300/100) 300 part.. That's ALL they pay. Nothing like being sued by some dbag for more than your limits of liability to give you some clarity on that... (yeah I won, he got nothing, but a 3 day trail in Circuit Court, with a jury made up of people that can't get out of jury duty is an eye opener) I quickly got a $2 million liability umbrella.... They are relatively cheap...
Last edited by rrsperry; Aug 18, 2018 at 06:49 AM.
Call the National Corvette Museum (NCM) by far the best insurance you can have. I have an 2002 coupe and a 2017 Grand Sport with $250. deductible 300/100. I pay about $1100. per year for both. If there is a claim they are easy to work with.
Adam Boca
877.678.7626 ncminsurance.com
Yes.. Low cost. But, you can't drive to Mickey Dee's to get an ice cone or go to Wally Wirld to get griceries or take it iin a trip.