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Old Mar 17, 2020 | 11:14 PM
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Default 0% financing on C7

Does anyone know what credit score is considered “A+” to get the 0% financing through GM?

Old Mar 18, 2020 | 12:54 AM
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Originally Posted by Rtommila
Does anyone know what credit score is considered “A+” to get the 0% financing through GM?
if you aren’t over 800 and have a long established credit history then you won’t get the peak....and by long established you need 10 years plus and this assumes the income to debt ratio to make the loan look like a bump in the road....

I
Old Mar 18, 2020 | 01:00 AM
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0% on top of a solid discount is hard to overlook.... unless the economy is crashing. Then, it’s just more debt.
Old Mar 18, 2020 | 07:30 AM
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Originally Posted by tcinla
0% on top of a solid discount is hard to overlook.... unless the economy is crashing. Then, it’s just more debt.
Right. Even with 0% you still have to pay back all that principal.
Old Mar 18, 2020 | 09:34 AM
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All I know is that as long as you have good credit you'll get the zero percent.
I'm waiting for the "finance it because my money is making me xx.xx percent in my investments" to chime in.
Old Mar 18, 2020 | 09:37 AM
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Old Mar 18, 2020 | 11:58 AM
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I wish I could have taken advantage of this deal but I would have had a much harder time pulling the trigger on a $80k car with the economy about to take a dump. I would not have bought a new car with this **** going down, seeing what is going on looks scary gents.I am fine with my job but folks related to sales are going to be hurting soon.

I am glad I bought my car when I did in August, my C8 plans would have been dashed for sure even if I gave in into no manual trans.

Having a 2019 Corvette is better than no Corvette, I am so glad I moved on this when I had the chance.

Setting aside money for the C8 and paying MSRP for a C8 is so ******* dead.

Last edited by j0evette; Mar 18, 2020 at 11:59 AM.
Old Mar 18, 2020 | 12:18 PM
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If you need to finance a car, zero percent interest rate is something to jump on.
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Old Mar 18, 2020 | 02:14 PM
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Originally Posted by Rtommila
Does anyone know what credit score is considered “A+” to get the 0% financing through GM?
Varies with lender. Could be as low as 720, might be as high as 770. I'm not how GM defines A+.
Old Mar 18, 2020 | 02:15 PM
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Originally Posted by Rtommila
Does anyone know what credit score is considered “A+” to get the 0% financing through GM?
I spoke to a dealer about it and they said 720+
Old Mar 18, 2020 | 06:37 PM
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Originally Posted by tcinla
0% on top of a solid discount is hard to overlook.... unless the economy is crashing. Then, it’s just more debt.
My guess, like all other 0% offers I have EVER seen, is that the discount will be ****.

So you can take the 0% and maybe get a little off MSRP

OR you can take a big chunk off MSRP and pay a low APR finance rate.

Ive never seen 0% be a "good deal" vs. a fat discount and financing at something like 2 or 2.5%.
Old Mar 18, 2020 | 07:19 PM
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Originally Posted by rjacobs
My guess, like all other 0% offers I have EVER seen, is that the discount will be ****.

So you can take the 0% and maybe get a little off MSRP

OR you can take a big chunk off MSRP and pay a low APR finance rate.

Ive never seen 0% be a "good deal" vs. a fat discount and financing at something like 2 or 2.5%.
This is a good point, you do give up the rebates so always get the options and do the math.

Last edited by CaptainMorganUOR; Mar 18, 2020 at 07:20 PM.
Old Mar 18, 2020 | 07:29 PM
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There are a bunch of things they look at. My local CU manager explained it to me and lost me about half way through. It's not just your credit score. Much more. You could score low on your credit score and make it up in other areas. They look at everything. I thought he mentioned 750 as the low end but that's just one criteria.

Last edited by Zjoe6; Mar 18, 2020 at 07:29 PM.
Old Mar 19, 2020 | 09:34 PM
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Originally Posted by Vetteman Jack
If you need to finance a car, zero percent interest rate is something to jump on.
Even if you don't, seems like a good move if you're buying. The money could be used to build wealth elsewhere.
Old Jun 16, 2025 | 06:16 PM
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Originally Posted by j0evette
I wish I could have taken advantage of this deal, but I would have had a much harder time pulling the trigger on an $80k car with the economy about to take a dump, especially with lenders like 21st Mortgage tightening up. I would not have bought a new car with this **** going down, seeing what is going on looks scary, gents. I am fine with my job but folks related to sales are going to be hurting soon.

I am glad I bought my car when I did in August, my C8 plans would have been dashed for sure even if I gave in on no manual trans.

Having a 2019 Corvette is better than no Corvette. I am so glad I moved on this when I had the chance.

Setting aside money for the C8 and paying MSRP for a C8 is so ******* dead.
A credit score of 740 or higher is typically considered "A+" for GM's 0% financing offers.
Old Jun 16, 2025 | 08:55 PM
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Originally Posted by cosaren
A credit score of 740 or higher is typically considered "A+" for GM's 0% financing offers.
I bet after 5 years, he's found out !
Old Jun 16, 2025 | 10:40 PM
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Originally Posted by Kel15
I bet after 5 years, he's found out !
or he already paid it off.
Old Jun 17, 2025 | 02:21 AM
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Originally Posted by Kel15
I bet after 5 years, he's found out !
Originally Posted by JLSuperfly
or he already paid it off.
Old Jun 18, 2025 | 09:50 AM
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