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Hello gang,
I got rear ended 2 months ago. In my opinion the damaged looked like a easy bumper assembly replacement based on the cosmetic damage. Once the shop removed the bumper they found a crack on the rear frame. They advised that they need to get an estimate down and it would take a lot of labor hours to replace the frame thus possibly totaling the car. Has anyone experienced this before
Not even close. It takes almost 80% of the vehicles value in damage total a car.
Normally that is true but it is moderated somewhat by the very high resale value of damaged C7s. It becomes a combination of payout to settle, recovery of salvage, and total cost to repair.
Whatever happened to the guy and the maroon car that had a cracked rear subframe due to hitting something in the road? If I remember that car got totaled as well.
......a guy ran a red light and plowed into two new 2018 Corvettes at Dave White Chevy in Sylvania Ohio. One car was fixable and purchased
by the White Family....the other was totaled....frame had a crack.
I was under the impression that GM sold just about every frame section of the car sectioned out and had VERY specific instructions on how to splice them in...
Its not like the frame is made from a single piece of aluminum. Its a lot of pieces welded together. A competent/qualified shop should be able to accomplish such a repair...
I have seen cars declared totaled that you would never suspect from the damage visible to the eye... Nothing in that regard shocks me... Does not take much once the body guys start peeling back the onion and seeing whats underneath...
I have seen cars declared totaled that you would never suspect from the damage visible to the eye... Nothing in that regard shocks me... Does not take much once the body guys start peeling back the onion and seeing whats underneath...
Anyone who has worked on these cars and have removed body panels, etc. knows that the exterior panels are purely cosmetic and don't provide any protection when it comes to impacts, etc as they basically connect via clips and torque screws.
What may look like minor damage, may indeed have cracked or damage the frame and structure of the car. However, due to the limited cosmetic damage and in the event the car is totaled, you may still want to negotiate to keep the car as this would make a great salvage title or part-out donor probably worth-more than the settlement amount.
Doesn't the insurance co. have something to say in determining if it's totaled?
Yes.
A car is totaled if the cost of repair exceeds value of the car, minus salvage.
For example, the car is worth $35,000, salvage is $15,000, cost of repair is $25,000. The car is totaled as it is cheaper to pay the owner $35,000 and recover $15,000 salvage (for a net cost of $20,000) than to spend $25,000 to repair the car.
If that's a total then I'm a monkey's uncle. There are so many dishonest, corrupt business today, it's a disgrace. Your insurance company decides if it's totaled or not. Not a body shop.
I may be missing something... Not sure how a body shop would benefit by its being totaled or adding up bogus charges to get it there? If it is a total they lose out on business I would guess? I do agree it is the adjuster that deems it a total and the only way I see a possibility of corruptness there is if the insured is giving him a bit of a 'cash tip' to declare it as such so that he receives full payout as opposed to a 'repaired' car that has now lost much resale value?
Maybe it's just my old age and eye sight but I don't see any damage in the photo. Certainly not any to total a car.
I had to look twice... but you can see a small crease toward the right center and a separation of the lower rear bumper from the upper. The two right two exhaust tips are cockeyed and pointing down. The damage does look very minor, certainly not enough that I would expect frame damage.
Back when the c7 was new, a local body shop worked on one that had been rear ended. The outside plastic looked about like OP's picture, but when they got into it there were a lot of bent and cracked pieces. The shop owner was quite proud of the work they'd done, made a big scrapbook of the project. IIRC, total repair cost was something over $15k. But I think the car really was good as new when they finished.
Totaled?
