Agreed Value on a car that will be driven?
Advanced
Joined: Jun 2008
Posts: 77
Likes: 0
My AllState NJ agent sold me a policy for agreed value once I got the vehicle appraised. I drove it all over last summer, and almost a full 8 miles this summer (
Wiring).
I'm also paying approx $65/mo each month (I know lump sum is cheaper, but only by a $2/mo fee...not worth it).
No Garage required.
Wiring).I'm also paying approx $65/mo each month (I know lump sum is cheaper, but only by a $2/mo fee...not worth it).
No Garage required.
Team Owner
Joined: Jul 2008
Posts: 23,419
Likes: 22
From: In limbo
St. Jude Donor '13-'15, '17 thru '22
Try Grundy. They definitely allow occasional drives to work.
8th Gear
Joined: Mar 2008
Posts: 8
Likes: 0
Has anyone had any experience with J C Taylor, My 70 is about ready to go and I have spent 6 years putting it back together. Would like some insurance where I can use the car a little but not drive it a lot. Taylor has agreed value and states "car is used primarily for show, club ect". Originally wording when I first got the insurance on my 48 Ply was "solely". I checked with my agent for my regularly car and their policy is only a stated value and they want me to get an appraisal. Any experience with J C? thanks
Burning Brakes
Joined: May 2006
Posts: 865
Likes: 53
Agreed
I have had a claim with Hagerty and thats why I will always use them on my collector cars . There was no question by Hagerty on why I was where I was , if I was going to a car thing , just a claim number , then help in resolving my claim , which was a hit and run I didn't even see ! For my cracked paint on my door , no body damage , we settled for 2000 , which I thought was more than reasonable . People say " well , I never had a claim , so .....) , I DID have a claim that was handled professionally and resolved , easily . to my satisfaction. Thats why you have Insurance . I can't see why people don't use Hagerty , they support the hoppy , and stand by their customers .
Le Mans Master
Joined: Jan 2007
Posts: 8,050
Likes: 3,345
From: Omaha NE
2025 c3 ('74-'82) of the Year Finalist - Unmodified
2023 C3 of the Year Finalist - Unmodified
2022 C3 of the Year Finalist - Unmodified
2020 C3 of the Year Finalist - Unmodified
Hagerty is the best. But getting agreed value from wherever is #1. My buddy lost a perfect show winning '63 Impala in a garage fire a few years ago. He'd been offered $32k for it before. But he had a regular policy with SF with no agreed value & they said $15k, take it or leave it.....
