C3 General General C3 Corvette Discussion not covered in Tech
Sponsored by:
Sponsored by:

Classic Car insurance companies

Thread Tools
 
Search this Thread
 
Old 01-12-2014, 09:38 AM
  #1  
midigike
Drifting
Thread Starter
 
midigike's Avatar
 
Member Since: Apr 2011
Location: Deerfield Illinois
Posts: 1,689
Received 175 Likes on 141 Posts
2022 C3 of the Year Finalist - Modified
C3 of Year Finalist (appearance mods) 2019

Default Classic Car insurance companies

Guys, who is the best at insuring our classic corvettes. I have a agreed policy with Hagerty now but, the parent company is Allstate, and after being with them for over 16 years they really put me through the ringer when my wife got in an accident. I just feel like I'm not going to give any branch any business anymore. Can I please ask for your suggestions. Thank you
Old 01-12-2014, 02:04 PM
  #2  
Jasonb86
Racer
 
Jasonb86's Avatar
 
Member Since: Feb 2012
Location: Charlotte NC
Posts: 382
Likes: 0
Received 1 Like on 1 Post
Default

Originally Posted by midigike
Guys, who is the best at insuring our classic corvettes. I have a agreed policy with Hagerty now but, the parent company is Allstate, and after being with them for over 16 years they really put me through the ringer when my wife got in an accident. I just feel like I'm not going to give any branch any business anymore. Can I please ask for your suggestions. Thank you
National Corvette Museum gets my vote and my dollars.

http://www.ncminsurance.com/tag/nati...orvette-museum
Old 01-12-2014, 02:11 PM
  #3  
pnewt
Burning Brakes
 
pnewt's Avatar
 
Member Since: Aug 2002
Location: Milan Indiana
Posts: 1,190
Received 53 Likes on 43 Posts

Default Insurance

I have used Grundy for a few years after starting with Hagarty. Same coverage-lower cost. I've had 8 cars in 2013 alone and no hassle,immediate email of a cert to use for registration and great communicators My 2 cents
Old 01-12-2014, 06:09 PM
  #4  
Keith88
Intermediate
 
Keith88's Avatar
 
Member Since: Apr 2008
Location: Bellevue IA
Posts: 41
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by pnewt
I have used Grundy for a few years after starting with Hagarty. Same coverage-lower cost. I've had 8 cars in 2013 alone and no hassle,immediate email of a cert to use for registration and great communicators My 2 cents
Did you ever have to file a claim? I'd be more concerned with how they are in giving you their money and not taking yours.
Old 01-12-2014, 06:32 PM
  #5  
pnewt
Burning Brakes
 
pnewt's Avatar
 
Member Since: Aug 2002
Location: Milan Indiana
Posts: 1,190
Received 53 Likes on 43 Posts

Default Grundy

Not myself but 2 friends have and they followed all terms in the policy and paid the agreed value.. Only experience I know of.. Good question.
Old 01-12-2014, 07:21 PM
  #6  
thoyer
Drifting
Support Corvetteforum!
 
thoyer's Avatar
 
Member Since: Sep 2005
Location: Warminster PA
Posts: 1,929
Received 373 Likes on 240 Posts

Default

Originally Posted by Jasonb86
National Corvette Museum gets my vote and my dollars.

http://www.ncminsurance.com/tag/nati...orvette-museum
100%
Old 01-12-2014, 07:45 PM
  #7  
Tim 1973
Burning Brakes
 
Tim 1973's Avatar
 
Member Since: Oct 2013
Location: Killeen Texas
Posts: 1,216
Received 66 Likes on 64 Posts
Default

Originally Posted by Keith88
Did you ever have to file a claim? I'd be more concerned with how they are in giving you their money and not taking yours.
I had Grundy up to Sept, I had 2 claims with them over the 7 years I for a had them. They paid quickly with no hassles. One claim was for a Tow when I had a flat on my 37, the 2 claim was when I backed into a friends truck with our firebird. Forgot I parked it near our garage.

I have now switched to National Corvette Museum Insurance
Old 01-12-2014, 07:49 PM
  #8  
Raphiki
Melting Slicks
Support Corvetteforum!
 
Raphiki's Avatar
 
Member Since: Jun 2005
Location: Palatine, Peoples Republic of Illinois
Posts: 2,236
Received 70 Likes on 50 Posts
St. Jude Donor '09-'10-'11-12-'13-'14-'15-'16-'17-‘18
NCM Sinkhole Donor


Default

NCM and Adam Boca. Great coverage, reasonable prices. Good people to work with.
Old 01-12-2014, 07:50 PM
  #9  
MrJlr
Race Director
 
MrJlr's Avatar
 
Member Since: Feb 2006
Location: Chino CA
Posts: 12,239
Received 13 Likes on 10 Posts

Default

NCM

Old 01-12-2014, 09:03 PM
  #10  
gcusmano74
Drifting
 
gcusmano74's Avatar
 
Member Since: Mar 2011
Posts: 1,886
Likes: 0
Received 8 Likes on 8 Posts
Default

This autumn, for the first(!) time in 34 years, my Corvette quit on me just a mile from home. (Another 200 yards to crest the hill and I could have coasted all the way back, but, not to be.) Called Hagerty and a local towtruck showed up in 25 minutes or less. Driver seemed like a nice guy, careful and knowledgable about the right frame holes to use to pull the car up onto the flatbed.
No charge. Gave the guy a $10 tip.
(Later, I discovered the kink in the rubber fuel line that feeds the fuel pump. Twelve bucks plus UPS later, and I was back in business.)
Old 01-12-2014, 10:07 PM
  #11  
doorgunner
Nam Labrat

Support Corvetteforum!
 
doorgunner's Avatar
 
Member Since: Sep 2013
Location: New Orleans Loo-z-anna
Posts: 34,039
Received 4,319 Likes on 2,815 Posts

Default

American Collectors Insur., and Foremost Insur. .....Full coverage/Agreed Value for the last 10 years.

I've never filed a claim.

Has anyone got any info on how well that they respond-to/honor a claim?
Old 01-12-2014, 10:11 PM
  #12  
Moser28
Instructor
 
Moser28's Avatar
 
Member Since: Jul 2008
Posts: 248
Received 6 Likes on 5 Posts

Default

Adam Boca at NCM. Great coverage, rates, and I can even drive my car to work sometimes. Really easy!
Old 01-12-2014, 10:16 PM
  #13  
mbeeman350
Melting Slicks
 
mbeeman350's Avatar
 
Member Since: Feb 2003
Location: Auburndale Florida
Posts: 2,474
Received 21 Likes on 13 Posts
St. Jude Donor '03-'05-'06-'07-'09

Default

Just switched to NCM. Adam Boca is great to deal with and a CF member. Previous company raised my rates 30% in one year in addition to the usual small annual increases. Been there 6 year with 0 claims.
Old 01-12-2014, 11:03 PM
  #14  
persuader
Drifting
 
persuader's Avatar
 
Member Since: Aug 2013
Location: Easton Pennsylvania
Posts: 1,453
Received 88 Likes on 51 Posts

Default

I had American collectors on my last car for almost 15 years. Never filed a claim though. Agreed value plus spare parts coverage.
Old 01-13-2014, 12:45 AM
  #15  
Capkunu
Pro
 
Capkunu's Avatar
 
Member Since: Oct 2013
Location: El Sobrante CA
Posts: 557
Likes: 0
Received 3 Likes on 3 Posts
Default

I just signed up with Hagerty; my regular company doesn't do agreed value. But, not too happy to learn 'AllSnake' is Hagerty's parent company. I noticed on the paperwork the underwriter is a firm in Minnesota - Essentia. Any relation?

My opinion about insurance companies, is - they're like movies: no two people have the same opinion about one. One guy's in good hands with AllSnake, the next one washes his hands of them. Ya just never know until you have a claim. But one thing is almost universally certain: you WILL repay the claim with higher premiums.
Old 01-13-2014, 11:49 AM
  #16  
midigike
Drifting
Thread Starter
 
midigike's Avatar
 
Member Since: Apr 2011
Location: Deerfield Illinois
Posts: 1,689
Received 175 Likes on 141 Posts
2022 C3 of the Year Finalist - Modified
C3 of Year Finalist (appearance mods) 2019

Default

Thanks. I was paying about $300 bucks a year for 35G in insurance. I sent a quote to Heacock insurance company and for the same agreed value they were gong to charge me $262 bucks. I will look into NCM though. Grundy site for some reason was all screwed up to get a quick quote. Thanks for the suggestions
Old 01-13-2014, 12:06 PM
  #17  
cor66vette
Le Mans Master
 
cor66vette's Avatar
 
Member Since: Aug 2001
Posts: 6,334
Received 1,309 Likes on 690 Posts
C3 of Year Finalist (stock) 2019
C2 of Year Finalist (stock) 2019

Default

From Condon & Skelly, to Hagerty, and now I am with NCM. NCM has much better rates, and Adam and Bobbie Jo are so accommodating. What NCM DOES NOT offer though, is towing coverage for our other vehicles. Hagerty covered our 2 DDs even though they were insured by a different carrier- but it should be mentioned that Hagerty's towing, or "roadside assistance" cost an extra $85.00.

I've never had a claim so I can't rate any of them. That experience is the truest way to measure the cost effectiveness of a carrier's coverage. A thread about claim experience might be useful.

Last edited by cor66vette; 01-13-2014 at 12:15 PM.

Get notified of new replies

To Classic Car insurance companies

Old 01-13-2014, 12:32 PM
  #18  
Raphiki
Melting Slicks
Support Corvetteforum!
 
Raphiki's Avatar
 
Member Since: Jun 2005
Location: Palatine, Peoples Republic of Illinois
Posts: 2,236
Received 70 Likes on 50 Posts
St. Jude Donor '09-'10-'11-12-'13-'14-'15-'16-'17-‘18
NCM Sinkhole Donor


Default

I don't know what's going on with Grundy. They were bought out a couple years ago by a larger company. They also had been a sponsor on "My Classic Car" for years and now they are gone. Sounds like someone is trying to squeeze profits.
Old 01-13-2014, 12:40 PM
  #19  
Tim 1973
Burning Brakes
 
Tim 1973's Avatar
 
Member Since: Oct 2013
Location: Killeen Texas
Posts: 1,216
Received 66 Likes on 64 Posts
Default

Originally Posted by Raphiki
I don't know what's going on with Grundy. They were bought out a couple years ago by a larger company. They also had been a sponsor on "My Classic Car" for years and now they are gone. Sounds like someone is trying to squeeze profits.
I would not rely on the online quote, When I first did that with NCM ins it was about 100.00 above what I was paying. When I called they were able to match plus go under what I was paying.
Old 03-13-2014, 03:00 PM
  #20  
TWINRAY
Melting Slicks
 
TWINRAY's Avatar
 
Member Since: Aug 2005
Location: Working on the car NY
Posts: 2,680
Received 32 Likes on 30 Posts

Default

I know this thread is a few months old, but FWIW, American Collectors Insurance - just received my policy with a 19% increase (NY). Have had them for 20+ years with no claims.


Quick Reply: Classic Car insurance companies



All times are GMT -4. The time now is 04:05 AM.