What insurance do you have?
Thread Starter
Pro
Joined: Nov 2004
Posts: 568
Likes: 78
From: Nashville TN
What insurance do you have?
I've had the 74 Vette on my USAA insurance plan since we transferred the title to me (about 4 years ago). It was only in storage mode so was pretty cheap.
Since I have it down here I changed it to full coverage.
Should I keep it with USAA or look at something like Hagarty's?
Thanks!
Since I have it down here I changed it to full coverage.
Should I keep it with USAA or look at something like Hagarty's?
Thanks!
Le Mans Master
Joined: Mar 2001
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From: Lincoln, CA
Thread Starter
Pro
Joined: Nov 2004
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From: Nashville TN
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Melting Slicks
Joined: Mar 2006
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From: Piedmont Va
St. Jude Donor '11-'12-'13,'19-'20
I have my 73 and 67 Vettes both on standard USAA full coverage. They're cheap add on's to a policy which has four other vehicles and three drivers on it. 
Thread Starter
Pro
Joined: Nov 2004
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From: Nashville TN
Oh I love them as a whole. The thing I'm looking at is here in AZ it states that is you have 'classic' insurance and drive less than 2500 miles, and it's older then you are emissions exempt. (At least I'm working to confirm that).
Le Mans Master
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From: Colorado
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USAA is not what it used to be. Had them for 28 years and dropped them. They were no longer competitive. Both my Vettes are now insured through the Corvette Museum. I pay half for both cars what USAA wanted for 1. With what I do with my cars, USAA was not economically viable. 
Drifting
Joined: Nov 2013
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From: Scottsdale Arizona
I have Hagertys on my 77 C3 and my 79 C10. Both vehicles have the copper historic plates and are exempt from emissions testing. My 68 L36 will too as soon as it's ready for the road.
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Pro
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From: Nashville TN
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St. Jude Donor '10
Advanced
Joined: Oct 2015
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From: Sandy Lake, PA
I've had an 'agreed value' policy on my '69 convertible since 1979 with American Collectors Insurance. They increase its value automatically every year with no premium increase.
https://americancollectors.com/plans...licy-features/
Just make sure the insurance company you choose deals with cars that are appreciating like the C3's, not cars that are depreciating like the majority of vehicles.
https://americancollectors.com/plans...licy-features/
Just make sure the insurance company you choose deals with cars that are appreciating like the C3's, not cars that are depreciating like the majority of vehicles.
Pro
Joined: Jan 2011
Posts: 586
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From: Alexandria VA
Hagerty, agreed to replacement value. They've bumped it twice at my request as I've gradually improved the car. Had USAA a long time ago and they were simply way to expensive and I don't think they'll pay a replacement value on the car.