Experience with Haggerty
Race Director
Joined: Sep 1999
Posts: 11,358
Likes: 379
From: Plano TX
You can file a claim with your own insurance and if they determine the other driver was at fault and they collect from that insurance, they will refund your deductible.
Le Mans Master
Joined: Oct 2006
Posts: 7,256
Likes: 68
From: North Carolina "life is good"
2025 c3 ('68-'73) of the Year Finalist - Unmodified
Every time I click on this thread and see that picture all I can see is way too much damage for them not to declare it totaled. Sorry to say it as any Corvette is worth saving.
Rear quarter, door, front fender all are severely damaged. Front suspension damaged. Maybe hood too. Proper panel alignment will be difficult. Plus, any regular body shop will not even touch this as their money is made by pumping out more simple work for insurance money.
Labor rate costs and replacement part costs will determine that they call it totaled.
Sorry for your loss. At least you have another '75 in your garage.
Rear quarter, door, front fender all are severely damaged. Front suspension damaged. Maybe hood too. Proper panel alignment will be difficult. Plus, any regular body shop will not even touch this as their money is made by pumping out more simple work for insurance money.
Labor rate costs and replacement part costs will determine that they call it totaled.
Sorry for your loss. At least you have another '75 in your garage.
Pro
Joined: May 2017
Posts: 583
Likes: 196
From: Wisconsin
F.Y.I.
State Farm has recently partnered with Hagerty with insuring collector cars.
I have a different collector car insured thru State Farm and recent renewal from them shows State Farm/Hagerty policy.
Not sure if this would make any difference in your situation. Just FYI
State Farm has recently partnered with Hagerty with insuring collector cars.
I have a different collector car insured thru State Farm and recent renewal from them shows State Farm/Hagerty policy.
Not sure if this would make any difference in your situation. Just FYI
Thread Starter
Instructor
Joined: Jan 2021
Posts: 134
Likes: 22
From: Houston, Texas
Update
Haggerty's estimate was for more than the policy limit of $15,000 and I saw several things they missed. They offered the wreck for about $4,300. I'll be taking the full payout. It's just a matter of some paperwork.
It was very easy to work with them and I'm happy with the outcome. Highly recommend Haggerty!
Now, back to my 75 convertible...
It was very easy to work with them and I'm happy with the outcome. Highly recommend Haggerty!
Now, back to my 75 convertible...
Melting Slicks
Joined: Jun 2014
Posts: 2,156
Likes: 473
From: NJ
Le Mans Master
Joined: Oct 2006
Posts: 7,256
Likes: 68
From: North Carolina "life is good"
2025 c3 ('68-'73) of the Year Finalist - Unmodified
Glad it is working out in a positive manner for you. 
I've had Hagerty coverage for years but have been very lucky to have never had the need for their coverage due to a loss.
I've had Hagerty coverage for years but have been very lucky to have never had the need for their coverage due to a loss.
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