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Hurricane Charley

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Old Aug 16, 2004 | 11:39 PM
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Default Hurricane Charley

Well Charley is gone...have been 3 days w/o running water and electric..electric retored this evening! We were about 20 miles from the eye of the , category 2, 100+ mph storm. Good news the vette is OK..bad news the roof failed, water entered the house and the ceiling collasped on our 4 yr old home, lost most of outf trees!!!!
State of FL and State Farm has a Hurricane deductible of 2% of the policy amount

Last edited by mbeeman350; Aug 17, 2004 at 12:04 AM.
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Old Aug 16, 2004 | 11:51 PM
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You did good with 2%. My wife is an insurance agent, and she says that most policies have hurricane coverage at 5%. All of you affected by this storm are in our thoughts. We survived Andrew, and we now live in the bay area, so we were concerned about it for sure.
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Old Aug 17, 2004 | 12:19 AM
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What a serious bummer but glad to hear your family escaped injury and the vette is OK and the house insured. Hopefully you folks have a decent place to stay while the home is getting fixed up. I live in the NW and was thinking I should get earthquake insurance on one of the two houses. Seems the more they research the geology up here the worse the picture gets.

Good luck with it all!
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Old Aug 17, 2004 | 03:35 AM
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Originally Posted by mbeeman350
Well Charley is gone...have been 3 days w/o running water and electric..electric retored this evening! We were about 20 miles from the eye of the , category 2, 100+ mph storm. Good news the vette is OK..bad news the roof failed, water entered the house and the ceiling collasped on our 4 yr old home, lost most of outf trees!!!!
State of FL and State Farm has a Hurricane deductible of 2% of the policy amount
Ouch! The eye of Charley rolled over us but at a Cat I level (Myrtle Beach SC) so our damage was limited like tree limbs and shingles. I feel for you for friend but it sounds like your all safe.
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Old Aug 17, 2004 | 04:26 AM
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Hello

I watched this phenomenon from oversees and saw the pictures in TV.
Looks horrible, but I guess they showed the worst places in TV.
I'm always jalous about the good clima you have in those states, but than again ......
Only good thing are the relatively good and early prewarnings our days.

Good luck. Gunther
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Old Aug 17, 2004 | 05:56 AM
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We are lucky in Australia that most of the Hurricane type storms hit the unpopulated north west coast.
Hope everything is resolved quickly. Cheap insurance is not good insurance if you have to fight for the payout.
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Old Aug 17, 2004 | 11:11 AM
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Surprisingly, The Villages had only 20-25 mph of wind and maybe a tenth of an inch of rain as Charlie passed through 50 miles southeast. It missed the Corvette build in Sanford by only two miles.

We may have been lucky this time, but having lived across from the beach for five years, it's still not time to ignore hurricanes. They are widespread and can, as we saw, change course and catagory very quickly.

Spike
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Old Aug 17, 2004 | 10:50 PM
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My vette is safe as well and I too have a 2% deductable. I live over by down town Orlando and my house took a beating. I just want the adjuster to get over here to tell me what is covered under my policy and what I am going to get in terms of money.

I just want this whole thing to be over with!!
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