T-Boned today
Thread Starter
Instructor
Joined: Feb 2009
Posts: 133
Likes: 0
T-Boned today
Hey guys, I got t-boned today in the driver side. It practically cut my door in half. I'm okay, airbags deployed but I got a decent bump on my forehead.
Question is...
The driver's side is definately screwed. But if you go to the otherside of the car all of the joints between hood and door, convertible lid and fenders, etc, all the seems are all boogered. Do you guess this car has frame damage? The car that hit me was travelling about 50. The convertible top will not line up to fasten, the doors are stuck shut. Are these cars usually totalled at this point? Any guesses?
It's a 96 CE Convertible.
Question is...
The driver's side is definately screwed. But if you go to the otherside of the car all of the joints between hood and door, convertible lid and fenders, etc, all the seems are all boogered. Do you guess this car has frame damage? The car that hit me was travelling about 50. The convertible top will not line up to fasten, the doors are stuck shut. Are these cars usually totalled at this point? Any guesses?
It's a 96 CE Convertible.
Le Mans Master
Joined: May 2006
Posts: 9,226
Likes: 9
From: Irvine Ca
The fat lady has sung on that one.
Sadly insurance will pay you a pittance of what it is worth.
Take the lesser amount and keep the car....park it in your garage and part it out. You'd be amazed at what will sell of you are not proud.....
Sadly insurance will pay you a pittance of what it is worth.
Take the lesser amount and keep the car....park it in your garage and part it out. You'd be amazed at what will sell of you are not proud.....
Race Director
Joined: Dec 2006
Posts: 10,383
Likes: 4
I'm glad you're ok.
Totalled in the sense that insurance companies use the word means that repair cost is greater than 75% of vehicle value.
My guess is that your car needs repairs that will prompt the insurance company to want to total it.
You should start preparing evidence of your car's true value. It isn't just a C4 or even just a '96. It is a premium for being a vert and for being a CE. Start looking at what similar cars have sold for. Choose a value that you will accept for your car. Even if the insurance company offers you that ammount, don't swing at the first pitch. If they offer you $1 million you should reply, "that is too low, sorry"
Totalled in the sense that insurance companies use the word means that repair cost is greater than 75% of vehicle value.
My guess is that your car needs repairs that will prompt the insurance company to want to total it.
You should start preparing evidence of your car's true value. It isn't just a C4 or even just a '96. It is a premium for being a vert and for being a CE. Start looking at what similar cars have sold for. Choose a value that you will accept for your car. Even if the insurance company offers you that ammount, don't swing at the first pitch. If they offer you $1 million you should reply, "that is too low, sorry"
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Thread Starter
Instructor
Joined: Feb 2009
Posts: 133
Likes: 0
Well, when Geico attempted to steal me away from Progressive we had lengthy conversations about how well my corvette would be protected. They told me that for a little extra, I could be insured for 25% of fair market value (based on NADA and KBB). So, NADA values my CE at 16k. 25% over that is 20k. I'll be happy with that number.
I'm just hoping they don't try to repair it, and do a crappy job. Being stuck with crooked CE isn't my idea of good.
I'm just hoping they don't try to repair it, and do a crappy job. Being stuck with crooked CE isn't my idea of good.
Team Owner
Joined: Aug 2005
Posts: 34,988
Likes: 515
From: Riverside County Southern California
Co-winner 2020 C4 of the Year - Modified
2018 Corvette of Year Finalist
2017 C4 of Year
2016 C7 of Year Finalist
St. Jude Donor '09 thru '20
Sad to hear about the Vette. I'm glad you are ok but, tomorrow you'll be very stiff.
To be hit by another car doing 50 is quite a shock. Ensure you are ok to return home. If you don't have any pain killers, go get some
Who's fault was it?
Somebody around here would be interested in your Stroked LT4
To be hit by another car doing 50 is quite a shock. Ensure you are ok to return home. If you don't have any pain killers, go get some
Who's fault was it?
Somebody around here would be interested in your Stroked LT4
Thread Starter
Instructor
Joined: Feb 2009
Posts: 133
Likes: 0
Okay, I just spoke with Geico, they are going total the vette. They haven't given me a figure yet. They told me they absolutely could not sell me the wreck. If I wanted it I would have to go to the auction and buy it. That blows.
Safety Car
Joined: Oct 2008
Posts: 4,022
Likes: 30
From: Los Angeles CA
thats why i don't carry comp and collision on mine, i would just have to buy it back or not and strip my parts out of it, if they stole it i would never get what i put in it.
Pro
Joined: Apr 2008
Posts: 545
Likes: 2
From: Wichita Kansas
Boy ain't that the truth. There is an old Irish expression that says " May the Lord take a likin' to you, but not too soon", Glad he's a "friend of yours". Keep us posted on the insurance results and don't hesitate to get yourself checked out if ANYTHING is not normal. Better safe than sorry. Good luck in all respects my friend.
Race Director
Joined: Feb 2003
Posts: 11,671
Likes: 20
From: Lake Wylie SC
Looks like we're going to see if that little green lizard's company is worth a sh*#. I saw a LT4 and 6 speed tranny go for $4000 and it was stock. You should be able to get more than that just for the engine. Where is the auction?