thank you guys for your support and responses.

I am in a situation where I'm in california and my drivers licence is expired (just my licence thats all everything else is good) I have a temp photo card on its way from the dmv until I can get back to pennsylvania

I am scared to file a claim because a police report will result in me having to present my expired drivers licence and then a chance of questionning why I am in cali with my pennsylvania vette. I dont want to lose my penn licence until I am more financially stable as I'm paying $80/mth in insurance and trading over to cali plates will double my insurance and also I will have to pay the hefty registration fee I believe I heard someone payed $1200.

one situation complicates another =(

yes the back 1/4 panel and corner of the door.

I'm going to install my viper car alarm and keep it on silent so the next time so (*&*(^ hits my car I will be out in the parking lot VERY quickly with my camera phone in hand.

what are your opinions on this ?

thank you for your responses and your stories it is helping me deal with this (as I dont have a lot of money at this time in my life its a huge deal)

 

and then you commit fraud??? No thanks.

 

Sorry to hear about the damage - too bad there are people that do things like this and then just walk away like nothing happened. Best of luck in getting it repaired.

 

That Sux

Hope everything turns out well for you ! !

 

Uninsured/underinsured Motorist coverage is liability coverage to protect you when the other driver is at fault and fall under either one of these criteria. Without knowing the identity of the other driver or vehicle, you don't know if either is true.

But it all depends on the insurance company claims adjuster - and how they choose to handle it. Personally, I would believe that it will fall under the collision coverage and more than likely be subject to that deductible.

As far as the O.P. situation with an "expired" D/L - I would still file the claim with the insurance carrier and let them determine how best to handle the claim.....it is their money!

 

Sorry about the car. I live in Texas, not Cali, and don't know Cali law. A parking lot in Texas is considered private property. You may not be issued a ticket unless you have violated a city ordinance, such as parking in a fire lane. The officer can't write you a ticket for no/expired driver license unless he/she witness you driving on a public street.

I had someone back into my '73 Vette years ago. I didn't find out about it until the next day when it was light. I don't remember how the insurance co. handled it. Talk to the adjuster, most of them will work with you.

Hope everything works out for you.

 

While it is true a parking lot is private property, tickets can still be issued in certain situations and leaving the scene of an accident is one of those situations. Unfortunately, I have personal experience in this area, but luckily we got the lady's plates/vitals and the police tracked her down.

 

Check your state laws and facts...leaving the scene of an accident usually only applies to "on a public highway or adjacent to a public highway" as in car runs off roadway and strikes an object and leaves the scene. Did the H&R car leave the roadway and strike the original posters Corvette in the parking lot?
The exemption might be if there is injury or a fatality which doesn't apply with the given facts.
This occurred in a parking lot, which is private property. Most PDs don't take reports of private property accidents unless they do so as a "courtesy" (w/ no enforcement) to the public, otherwise they'd be taking reports for every door ding. Without a state law to enforce, the PDs (under these same circumstances) might have to tell the victim to file a claim with their insurance company.
Insurance companies tell their clients that they require PD reports, but state law (or lack of) supersedes insurance company "policy". The "policy" is to keep their clients "honest" by filing a PD report.
As far as the expired drivers license issue, that would probably be more of an issue for the insurance company since it couldn't be proven w/o admission by the driver. Some insurance companies might use an expired license or registration, driver criminal acts, or which way the wind is blowing to minimize their responsibility.
It's not wise to be driving anywhere on an expired drivers license though.
Here's the CA motor vehicle code regarding leaving the scene of an accident. Read it and see if there is anything that might apply to the facts given. Maybe a CA LEO will provide more information about the state statutes...

http://www.dmv.ca.gov/pubs/vctop/vc/tocd10c1.htm

With these circumstances and under this CA statute, it would appear that a report can not be made to a law enforcement agency...

http://www.dmv.ca.gov/pubs/vctop/d07/vc16000_1.htm

 

Many (larger) shopping centers (and certainly shopping malls) have video surveillance cameras monitoring their parking lots. Obviously too late in this case but I would try to keep this in mind if this every happened to me. I assume this was some kind of shopping center parking lot?

 

This is bad, but you'll find that some people just don't give a damn. it's just how they live their lives. I believe in Karma, and what you do in this life comes back to welcome you at very time you most least desire it to. The sob who clipped you will get it done to him somewhere down the road. Everytime you do something harmful, it registeres somewhere. One day he/she will have something really precious to them suddenly go Poof, gone! then they'll remember you and today. Payback in this life is a real B......

 

You're in LA how the **** would going through insurance raise your premium you're not at fault?

 

If they raise your premium, ditch the insurance company, shop around, insurance companies are very competitive!!

 

Not knowing your situation, I would check your insurance coverage with a few questions of your agent. You may save yourself worse grief if all insurance could be void for lack of a valid drivers licence, or your new residency.

It's good to get the facts on insurance coverage rather than hope you are covered when you are not. You may be putting yourself in the position of having no insurance when you really need it. If you can't afford it at least you know what to expect if you have another accident, and my .02 is you shouldn't be on the public roads if you don't have a licence and know you are covered by insurance.

 

Makes me not want to leave the house.

 

I got wacked in the door 3 years ago, at least the guy came and got me. That's tough.

 

im not committing fraud I'm the victim. I have my photo card. I have to protect myself and my property has been wrecked by some (*PU:OIU

no cameras in the lot and yes I left but no L.A. police man is going to come to the scene they will probably tell me to just report it ad a collision center.

where do you guys recommend to get a rear left (drivers side) 1/4 panel for a 98 coupe?


thank you again for your info!