Notices
C5 General General C5 Corvette and C5 Z06 Discussion not covered in Tech

NCM Insurance Problem Solved

Thread Tools
 
Search this Thread
 
Old Jul 15, 2020 | 07:17 PM
  #41  
lewislgZ06's Avatar
lewislgZ06
NCM Lifetime Member
Supporting Lifetime Gold
10 Year Member
Liked
Community Favorite
Top Answer: 1
 
Joined: Aug 2015
Posts: 5,343
Likes: 4,288
From: Cunningham, TN
2021 Corvette of the Year - Modified
2020 C5 of the Year Winner- Modified
C5 of Year Finalist (appearance mods) 2019
St. Jude Donor '18 thru '26
Default

Great to hear Rookie, I felt there was something amiss with your premium skyrocketing like that, and getting jerked around on the phone.
It was the pricing and customer service I heard about here and from other Vette friends that led me to NCM, and I’ve had nothing but a great experience so far.
Reply
Old Jul 15, 2020 | 09:34 PM
  #42  
jackthelad's Avatar
jackthelad
Melting Slicks
10 Year Member
 
Joined: Jun 2013
Posts: 3,473
Likes: 691
From: West Virginia
Default

A bit OTT, but I read this with interest. As an Allstate customer, my experience is totally different from the comments above. My other car was damaged by a suicidal full grown buck last fall. Allstate was a dream to deal with and gave me zero hassle. The bill ended up at close to $7k (all that electronic stuff behind the grill) and it was paid without a murmur. I'm still a customer and they have not upped my premium.
Reply
Old Jul 15, 2020 | 09:35 PM
  #43  
Rookieracer's Avatar
Rookieracer
Thread Starter
Melting Slicks
Supporting Lifetime Gold
20 Year Member
Liked
Loved
Community Favorite
 
Joined: Apr 2004
Posts: 2,301
Likes: 199
From: Valencia CA
Default

Originally Posted by rjwvetttt
WOW!!! I don't know where you live or your driving record but $400 on 20K is still high to me.
Southern California is great for having inflated prices.
Reply
Old Jul 15, 2020 | 10:29 PM
  #44  
ncminsurance's Avatar
ncminsurance
Premium Supporting Vendor
Liked
Loved
Community Favorite
Top Answer: 1
 
Joined: Jun 2019
Posts: 361
Likes: 335
From: Bowling Green, KY
Default

Originally Posted by rjwvetttt
WOW!!! I don't know where you live or your driving record but $400 on 20K is still high to me.
Originally Posted by Rookieracer
Southern California is great for having inflated prices.
unfortunately, the entire state has a total of 5 discounts that can be offered, other states its 15 or so. It’s heavily regulated.
__________________
NCM Insurance Agency
Phone: 877.678.7626 | Website: www.ncminsurance.com |



Reply
Old Jul 15, 2020 | 10:58 PM
  #45  
LouWinget's Avatar
LouWinget
Instructor
Conversation Starter
Liked
Loved
Community Favorite
 
Joined: Jul 2017
Posts: 167
Likes: 52
From: Kingman, Arizona
Default

Originally Posted by bc6152
Go with Hagerty. Fewest restrictions for a collector policy and fair prices...
Hagerty said my '04 coupe didn't qualify ???
Reply
Old Jul 16, 2020 | 10:23 AM
  #46  
rjwvetttt's Avatar
rjwvetttt
Pro
Supporting Gold
All Eyes On Me
Liked
Loved
Community Favorite
 
Joined: Jul 2018
Posts: 611
Likes: 415
From: Sarasota, Florida
2025 C7 of the Year Finalist- Unmodified
2019 C5 of Year Finalist (appearance mods)
Default

Originally Posted by LouWinget
Hagerty said my '04 coupe didn't qualify ???
My 04 was insured by Hagerty but they're over priced. Went back to Grundy.
You do need another main car that's insured through another provider. Could that be the reason they wouldn't insure your 04?
Reply
Old Jul 16, 2020 | 10:41 AM
  #47  
Mr. Black's Avatar
Mr. Black
No Hostility Be Happy
Supporting Lifetime
Active Streak: 30 Days
Community Builder
Community Favorite
Top Answer: 5
 
Joined: Aug 2018
Posts: 10,080
Likes: 7,398
From: South Hill Wa
2022 C5 of the Year Finalist - Modified
2021 C5 of the Year Finalist - Modified
Default

Originally Posted by rjwvetttt
WOW!!! I don't know where you live or your driving record but $400 on 20K is still high to me.
A lot of that has to do with your coverage amounts. I don't run bare minimums on insurance. My wife works in the field of personal injury Law and won't allow it lol.
Reply
Old Jul 16, 2020 | 10:54 AM
  #48  
CorvetteBrent's Avatar
CorvetteBrent
Burning Brakes
10 Year Member
All Eyes On Me
Liked
Loved
 
Joined: May 2016
Posts: 1,024
Likes: 387
From: Port Charlotte Florida
Default Hagerty won't insure my Corvette

Originally Posted by rjwvetttt
My 04 was insured by Hagerty but they're over priced. Went back to Grundy.
You do need another main car that's insured through another provider. Could that be the reason they wouldn't insure your 04?
Hagerty won't insure anybody whose daily driver is more than 10 years old. They turned me down for that reason.
Reply
Corvette Stories

The Best of Corvette for Corvette Enthusiasts

story-0

10 Ugly Corvettes That We Still Kinda Love

 Joe Kucinski
story-1

Top 10 Most Expensive Corvettes Ever Sold on Bring A Trailer

 Brett Foote
story-2

10 Things Every Corvette Owner Needs (2026 Edition)

 Michael S. Palmer
story-3

8 Most "Only Corvette Owners Understand" Quirks and Problems

 Pouria Savadkouei
story-4

10 Reasons the C6 Z06 is Still A Performance Benchmark After 20 Years

 Joe Kucinski
story-5

How Much Horsepower Every Corvette Engine "LOST" in 1972

 Joe Kucinski
story-6

Top 10 DOs and DON'Ts for Protecting Your Convertible Top!

 Michael S. Palmer
story-7

Top 10 Most Explosive Corvettes Ever Made: Power-to-Weight Ratio Ranked!

 Joe Kucinski
story-8

150 hp to 1,250 hp: Every Corvette Generation Compared by the Specs That Matter

 Joe Kucinski
story-9

8 Coolest Corvette Pace Cars (and Replicas) of All Time

 Verdad Gallardo
Old Jul 16, 2020 | 11:43 AM
  #49  
rjwvetttt's Avatar
rjwvetttt
Pro
Supporting Gold
All Eyes On Me
Liked
Loved
Community Favorite
 
Joined: Jul 2018
Posts: 611
Likes: 415
From: Sarasota, Florida
2025 C7 of the Year Finalist- Unmodified
2019 C5 of Year Finalist (appearance mods)
Default

Originally Posted by CorvetteBrent
Hagerty won't insure anybody whose daily driver is more than 10 years old. They turned me down for that reason.
My daily driver is a 08 Hummer so I know that's wrong.
Reply
Old Jul 16, 2020 | 01:27 PM
  #50  
friou's Avatar
friou
Melting Slicks
Veteran: Army
 
Joined: Jan 2016
Posts: 2,398
Likes: 768
From: jefferson texas
Default

Originally Posted by jackthelad
A bit OTT, but I read this with interest. As an Allstate customer, my experience is totally different from the comments above. My other car was damaged by a suicidal full grown buck last fall. Allstate was a dream to deal with and gave me zero hassle. The bill ended up at close to $7k (all that electronic stuff behind the grill) and it was paid without a murmur. I'm still a customer and they have not upped my premium.
It was nice to hear that Allstate came through for you. I too had an incident with a deer buck, and Allstate, or rather my wife did some years ago. The deer came off an embankment and landed in the road right in front of our Jeep grand Cherokee. The deer was struck and killed, front of the jeep damaged and roof. She called me and I went to the accident scene and found the damaged jeep with good size deer on the road behind the jeep. Had an accident report done, notified Allstate, adjuster came out. A few days later.I got a call from the Allstate fruad unit who threatened me with a criminal complaint on the Jeep's damage. After some heated back and forth I advised them I had a roll of film, probably about 20 photos showing the Jeep in its unmoved location, dead deer behind the Jeep, damage to the roof and deer hair imbedded in the roof rack. Their position was the deer could not possibly have damaged the roof and I was attempting a fraud. After viewing the photos Allstate relented and paid for the repair. No apology for the threat, but the Jeep was repaired. Lesson is always take photos at an accident scene and beware of insurance companies..
Reply
Old Jul 17, 2020 | 12:19 PM
  #51  
t1fudd's Avatar
t1fudd
Racer
15 Year Member
Veteran: Air Force
 
Joined: Nov 2003
Posts: 262
Likes: 52
From: Dover PA
St. Jude Donor '17
Default

Just hope you don't have two in the same year with Allstate. Had one with my commuter car (hit head-on, not my fault) and one with my wife's Charger (she hit a dog at 2;30 in the morning). Got a break-up letter from Allstate.So much for Good Hands!
Reply




All times are GMT -4. The time now is 02:58 PM.

story-0
10 Ugly Corvettes That We Still Kinda Love

Slideshow: 10 ugly Corvettes that we still kinda love.

By Joe Kucinski | 2026-06-03 10:34:17


VIEW MORE
story-1
Top 10 Most Expensive Corvettes Ever Sold on Bring A Trailer

A lot of money has changed hands at the online auction house over the years.

By Brett Foote | 2026-06-03 10:21:50


VIEW MORE
story-2
10 Things Every Corvette Owner Needs (2026 Edition)

Slideshow: 10 great gifts Corvette enthusiasts actually want for Father's Day!

By Michael S. Palmer | 2026-06-03 15:43:40


VIEW MORE
story-3
8 Most "Only Corvette Owners Understand" Quirks and Problems

Slideshow: These are the quirks, annoyances, and oddly lovable problems that every Corvette owner eventually learns to live with.

By Pouria Savadkouei | 2026-05-28 09:31:39


VIEW MORE
story-4
10 Reasons the C6 Z06 is Still A Performance Benchmark After 20 Years

Slideshow: 10 reasons why the C6 Z06 is still a performance benchmark after 20 years.

By Joe Kucinski | 2026-05-27 17:20:09


VIEW MORE
story-5
How Much Horsepower Every Corvette Engine "LOST" in 1972

Slideshow: How much horsepower every Corvette engine lost in 1972.

By Joe Kucinski | 2026-05-27 16:54:53


VIEW MORE
story-6
Top 10 DOs and DON'Ts for Protecting Your Convertible Top!

Slideshow: How to Protect A Convertible Top: 10 DOs & DON'Ts

By Michael S. Palmer | 2026-04-03 00:00:00


VIEW MORE
story-7
Top 10 Most Explosive Corvettes Ever Made: Power-to-Weight Ratio Ranked!

Slideshow: The 10 most explosive Corvettes ever built based on power-to-weight ratio.

By Joe Kucinski | 2026-05-20 07:23:03


VIEW MORE
story-8
150 hp to 1,250 hp: Every Corvette Generation Compared by the Specs That Matter

Slideshow: From C1 to C8 we compare every Corvette generation by the numbers.

By Joe Kucinski | 2026-05-12 16:54:12


VIEW MORE
story-9
8 Coolest Corvette Pace Cars (and Replicas) of All Time

Slideshow: Some Corvette pace cars became collectible legends, while others perfectly captured the look and attitude of their era.

By Verdad Gallardo | 2026-05-11 09:50:51


VIEW MORE