Another flood victim.. Bye bye C5! :(
Thread Starter
Pro
Joined: Apr 2001
Posts: 616
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Another flood victim.. Bye bye C5! :(
Well, the Thursday night rains here in Texas claimed my C5.. To the story...
The Accident - About 12am thursday night I encounter a severe downpour in Burleson which resulted in me trying to pull over to see where the hell I was going. The downpour was so severe the water started rising quickly and I tried to retreat to higher ground but soon ended up sucking water up my intake and immediatly locked the motor up causing me to loose total power a slammed into a curb head-on.. The water began to rise all the way to the top of my hood with me watching helpless.. Very damaging images.. The curb I hit was about 10" tall.
The damage - Looks like a need a new motor, bumber cover, everything under the bumber cover, drivers side fender, carpet, fenderwell and other misc I can't see..
Question.. When does a insurance company decide to fix, or total a car??? Or does anyone have an idea how much the repair will cost?
The Accident - About 12am thursday night I encounter a severe downpour in Burleson which resulted in me trying to pull over to see where the hell I was going. The downpour was so severe the water started rising quickly and I tried to retreat to higher ground but soon ended up sucking water up my intake and immediatly locked the motor up causing me to loose total power a slammed into a curb head-on.. The water began to rise all the way to the top of my hood with me watching helpless.. Very damaging images.. The curb I hit was about 10" tall.
The damage - Looks like a need a new motor, bumber cover, everything under the bumber cover, drivers side fender, carpet, fenderwell and other misc I can't see..
Question.. When does a insurance company decide to fix, or total a car??? Or does anyone have an idea how much the repair will cost?
Le Mans Master
Joined: Apr 2000
Posts: 7,248
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Re: Another flood victim.. Bye bye C5! :( (J99FRC)
Sorry Man!
Have said many times.. No Underwater Snorkels for FL, TX or the Carribean. Louisiana too.. I'm sure you put a smile on Ernie's (BPP) face. At least he made some profit.
Just a warning for others.
On a good note, you should be covered by your Auto Insurance for flood damage. Not trying to be harsh, just want the message to sink in for the rest who buy snorkels.
Sorry to hear. No such thing as 'just drive around the puddle' BS.
Have said many times.. No Underwater Snorkels for FL, TX or the Carribean. Louisiana too.. I'm sure you put a smile on Ernie's (BPP) face. At least he made some profit.
Just a warning for others.
On a good note, you should be covered by your Auto Insurance for flood damage. Not trying to be harsh, just want the message to sink in for the rest who buy snorkels.
Sorry to hear. No such thing as 'just drive around the puddle' BS.
Burning Brakes
Joined: Apr 2002
Posts: 888
Likes: 0
From: San Diego CA
Re: Another flood victim.. Bye bye C5! :( (J99FRC)
Oh that sucks :eek: I hope you get your situtation resolved asap. At least you didn't get hurt. Good luck with getting you vette fixed or replaced
Team Owner
Joined: Sep 2001
Posts: 23,283
Likes: 906
From: Lake Elsinore, CA
Re: Another flood victim.. Bye bye C5! :( (J99FRC)
Seems like since the water rose hood level you would've been screwed regardless. At some point in that kind of mini-flash-flood even a non-snorkel car would probably have sucked in water.
Sorry to hear this happening to your beautiful frc. Thank God you're OK. Good luck with the repairs/resolution.
Sorry to hear this happening to your beautiful frc. Thank God you're OK. Good luck with the repairs/resolution.
Team Owner
Joined: Jul 2001
Posts: 21,375
Likes: 1,004
From: Various places in Southern California.
Re: Another flood victim.. Bye bye C5! :( (J99FRC)
DIfferent companies use different rules of thumb, but most either consider the vehicle a total loss when the cost of repairs approach 80% of the vehicle's value or when the cost of repairs plus salvage value exceed the value of the vehicle.
Most insurers won't try to fix a flood damaged car if the water gets over the floorboards, because they know that even if they fix it now, problems may crop up in the future and the insured will present claim after claim after claim for ongoing problems. Chances are, yours will be totalled.
Most insurers won't try to fix a flood damaged car if the water gets over the floorboards, because they know that even if they fix it now, problems may crop up in the future and the insured will present claim after claim after claim for ongoing problems. Chances are, yours will be totalled.
Melting Slicks
Joined: Feb 2002
Posts: 3,179
Likes: 13
From: Coal Valley IL
CI 4-7, 9 & 10 Veteran
Re: Another flood victim.. Bye bye C5! :( (J99FRC)
:cry Dude, you should probably push to get the car totalled. All the water that was taken in will spell trouble for all of the computer/electronic equipment in these cars. These are not headaches you will want down the road.
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Drifting
Joined: Feb 2002
Posts: 1,368
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From: Obama is a socialist.
Re: Another flood victim.. Bye bye C5! :( (Duck916)
DIfferent companies use different rules of thumb, but most either consider the vehicle a total loss when the cost of repairs approach 80% of the vehicle's value or when the cost of repairs plus salvage value exceed the value of the vehicle.
Most insurers won't try to fix a flood damaged car if the water gets over the floorboards, because they know that even if they fix it now, problems may crop up in the future and the insured will present claim after claim after claim for ongoing problems. Chances are, yours will be totalled.
Most insurers won't try to fix a flood damaged car if the water gets over the floorboards, because they know that even if they fix it now, problems may crop up in the future and the insured will present claim after claim after claim for ongoing problems. Chances are, yours will be totalled.
Team Owner
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Re: Another flood victim.. Bye bye C5! :( (nevadacoin)
:cry :( :sad:
Le Mans Master
Joined: Feb 2002
Posts: 6,937
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From: Waldorf MD
Re: Another flood victim.. Bye bye C5!
My son got in a flood with my Acura, water to middle of headlights, hydrolocked.
They wrote it off, said too many electrical components, would never be right
They wrote it off, said too many electrical components, would never be right
Drifting
Joined: Apr 2001
Posts: 1,779
Likes: 6
From: LOS ANGELES CA.
Re: Another flood victim.. Bye bye C5! :( (J99FRC)
Sorry to read about your misfortune. I hope the insurance company settles your claim promptly and fairly.In My crystal ball I see a beautiful new Vette with a piece of paper on the seat saying"I'm yours".You are OK, the car will be replaced and it will be alright. :chevy :chevy :flag :chevy :chevy