Car Insurance.. Any Suggestions. Part Time Use
04-25-2013, 08:59 AM
#21
Race Director
Member Since: Oct 1999
Location: www.ncminsurance.com Bowling Green KY Home of the Corvette!
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CI 1-2-3-4-5-6-7-8-9-10-11-12 Vet
St. Jude Donor '07-'08
NCM Sinkhole Donor
Hello all,
I only put a few thousand miles per year on my car but my insurance is nearly $1,000 per year. Unlike my 1970 Chevelle that had classic car insurance for $300 per year, I cannot seem to find anything similar for my vette. Can anyone offer any advice on this matter. Does anything like that exist. I found one company that offered parade insurance for driving to a parade etc but they were so particular, she said I could not even stop at the grocery store on the way home or it might not be covered.
Thanks, Jason
I only put a few thousand miles per year on my car but my insurance is nearly $1,000 per year. Unlike my 1970 Chevelle that had classic car insurance for $300 per year, I cannot seem to find anything similar for my vette. Can anyone offer any advice on this matter. Does anything like that exist. I found one company that offered parade insurance for driving to a parade etc but they were so particular, she said I could not even stop at the grocery store on the way home or it might not be covered.
Thanks, Jason
Check out our website at www.ncminsurance.com. We offer Collector Car Insurance for all year collector cars. We can insure both the Chevelle and the Corvette and save you a ton of money!
We are working an event this weekend, but check out www.ncminsurance.com for a quote.
Adam
THANKS!!
Are you sure? We typically are WAY below all others in the standard market and collector market. Maybe something was entered incorrectly online.
Thanks!!
Thanks!!
Luckily he said he doesn't use it like that!You will straight up crap your pants once you find out how much you were overpaying compared to what these guys can do for you.
I'm 31, I have one speeding ticket on record, my wife has one speeding ticket and 2 accidents in the last year, and our insurance was going to be $2100 through Progressive...called up NCM and with a 3000 mile allowance (only drive about 1000 anyway), they did $670. Yeah...69% savings. Furthermore, if I didn't have to insure my wife since we were married, it would have only been $430.
The only real catch with them is that every person that is of driving age in your household has to have their own vehicle. The vehicle you insure them cannot be your daily driver therefore they have to assume that each person has another vehicle. Shouldnt issue with most people here, however it is something they require and they even needed proof before they will offer the policy. We had to email our declarations page from Progressive showing our other two vehicles.
Still...CANT BE BEAT.
I'm 31, I have one speeding ticket on record, my wife has one speeding ticket and 2 accidents in the last year, and our insurance was going to be $2100 through Progressive...called up NCM and with a 3000 mile allowance (only drive about 1000 anyway), they did $670. Yeah...69% savings. Furthermore, if I didn't have to insure my wife since we were married, it would have only been $430.
The only real catch with them is that every person that is of driving age in your household has to have their own vehicle. The vehicle you insure them cannot be your daily driver therefore they have to assume that each person has another vehicle. Shouldnt issue with most people here, however it is something they require and they even needed proof before they will offer the policy. We had to email our declarations page from Progressive showing our other two vehicles.
Still...CANT BE BEAT.
Adam Boca
National Corvette Museum Insurance Agency
04-25-2013, 11:08 PM
#22
Safety Car
These threads are very misleading. Insurance quotes are based on vehicle, age, history, zip code, etc.
No one here is listing coverages, limits, deductibles, etc.
My 427 is $1200 a year for 100/300/100 and my deductibles are $250 all around. I am 46, have no tickets, and drive less than 7500 miles per year through State Farm.
I realize that I may pay more, but I can also walk into my agents office anytime I need him. $100 a month seems pretty cheap to replace a $93K sticker car.
Edit: So, I checked out NCM and for the same coverages I currently have it would be $842. I think I will be giving Adam a call!
No one here is listing coverages, limits, deductibles, etc.
My 427 is $1200 a year for 100/300/100 and my deductibles are $250 all around. I am 46, have no tickets, and drive less than 7500 miles per year through State Farm.
I realize that I may pay more, but I can also walk into my agents office anytime I need him. $100 a month seems pretty cheap to replace a $93K sticker car.
Edit: So, I checked out NCM and for the same coverages I currently have it would be $842. I think I will be giving Adam a call!
Last edited by TulsaVette; 04-25-2013 at 11:34 PM.
Thats hella cheap
05-07-2013, 06:54 PM
#24
Safety Car
Member Since: Nov 2007
Location: Tarpon Springs FL
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FL Events Coordinator
LOCATION .....LOCATION.....LOCATION It's all about where you live. I am now paying double 
for the same coverage in Florida as I had in North Carolina!!!
for the same coverage in Florida as I had in North Carolina!!!
05-07-2013, 06:57 PM
#26
Burning Brakes
05-07-2013, 07:05 PM
#30
Burning Brakes
Member Since: Jan 2005
Location: Frankfort Illinois
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Very close to me, 2013 Volt, 2012 GS, $759 for 6 months driving summer, $431 for both winter
05-07-2013, 07:10 PM
#31
Heel & Toe
Member Since: Mar 2013
Location: Muscle Shoals AL
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Happy with Heacock
I have my vette insured with Heacock Classic Ins. Full coverage, no deductable, 3000 mile limit, 100/300 limits on a 2008 for $560/yr. But I only use the vette for weekend club events & local pleasure drives , so it work for me.
05-08-2013, 07:49 AM
#33
Drifting
The only problem with most of these larger insurers is they do not like a car being tracked. Even if you get third party insurance for the track they still don't like it. I inquired with many companies and they said "No way." I found American Modern Home Insurance Group which doesn't mind my tracking the car, gave me cheaper insurance all around, parts insurance, towing, and all kinds of bells and whistles and perks. And cheaper than anybody else. They are a classic and specialty insurer.
05-08-2013, 08:01 AM
#34
Drifting
05-08-2013, 09:41 AM
#35
Racer
Member Since: Mar 2013
Location: Myrtle Beach South Carolina
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05-08-2013, 09:43 AM
#36
Race Director
05-09-2013, 01:42 PM
#39
Race Director
Member Since: Oct 1999
Location: www.ncminsurance.com Bowling Green KY Home of the Corvette!
Posts: 14,109
Received 126 Likes
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66 Posts
CI 1-2-3-4-5-6-7-8-9-10-11-12 Vet
St. Jude Donor '07-'08
NCM Sinkhole Donor
We usually are cheaper than most. Give us a call and lets put together a quote in our system. Thanks!!
Adam Boca
877.678.7626
Very happy to have you as a customer! Thank you for allowing us to serve you!
That's who we use.....Great carrier, come check us out here at the National Corvette Museum! www.ncminsurance.com
Honored! Thank you for allowing us to serve you!See this link: http://www.ncminsurance.com/our-coll...rformance.html
Also, check out this video: http://www.ncminsurance.com/wildfire...s-handled.html
Wow! We don't like to hear that! Give us a call...maybe something was entered incorrectly. 877.678.7626 we would love to make sure we are quoting apples to apples.
The only problem with most of these larger insurers is they do not like a car being tracked. Even if you get third party insurance for the track they still don't like it. I inquired with many companies and they said "No way." I found American Modern Home Insurance Group which doesn't mind my tracking the car, gave me cheaper insurance all around, parts insurance, towing, and all kinds of bells and whistles and perks. And cheaper than anybody else. They are a classic and specialty insurer.
Thanks!!
Thank you!!
