Question
Thread Starter
Instructor
Joined: Aug 2007
Posts: 219
Likes: 1
From: houston texas
Question
Hey people i have a little problem
i woke up in the morning on monday and saw my car drowning in the parking lot. i could not save it . but i saw that water covered up to half of my wheels ...
battery went out
but i never turned on the engine..
my neighbor told me that the lights were blinking before...
i sent my car to the shop but insurance agents must come see the car before they diagnose.. is my car value going down ?
how long will it take to fix my car ?
whats going to happen ?
i woke up in the morning on monday and saw my car drowning in the parking lot. i could not save it . but i saw that water covered up to half of my wheels ...
battery went out
but i never turned on the engine..
my neighbor told me that the lights were blinking before...
i sent my car to the shop but insurance agents must come see the car before they diagnose.. is my car value going down ?
how long will it take to fix my car ?
whats going to happen ?
Team Owner
Joined: Jun 2005
Posts: 46,295
Likes: 2,596
From: Northern, VA
St. Jude Donor '15
"In honor of jpee"
depends on how deep it really got. all those electrical contacts, computers, sensors, etc. all getting wet.....they can be dried out, but they may never work correctly again. or consistently.
I have no idea what the insurance co. is going to say. Good luck, and come back here and tell us what happens.
I have no idea what the insurance co. is going to say. Good luck, and come back here and tell us what happens.
Le Mans Master
Joined: Aug 2004
Posts: 5,259
Likes: 16
From: Monroe Township New Jersey
St. Jude Donor '05-'06-'07-'08-'09-'10-'11-'12-'13-'14-'15-'16
St. Jude donor in memory of jpee '14
Had the same thing happen to my wifes car (92 Ford Thunderbird) in a parking lot. Since it was rain water, the insurance company decided to fix the car. They drained the exhaust system, removed the complete interior, flushed and changed all the fluids, dried all the electrical connections and replaced the ECU. Approximately, three years later all sorts of electrical problems begain. 
we traded it in for a new Bronco.
we traded it in for a new Bronco.
Melting Slicks
Joined: Dec 2008
Posts: 2,296
Likes: 3
Hey people i have a little problem
i woke up in the morning on monday and saw my car drowning in the parking lot. i could not save it . but i saw that water covered up to half of my wheels ...
battery went out
but i never turned on the engine..
my neighbor told me that the lights were blinking before...
i sent my car to the shop but insurance agents must come see the car before they diagnose.. is my car value going down ?
how long will it take to fix my car ?
whats going to happen ?
i woke up in the morning on monday and saw my car drowning in the parking lot. i could not save it . but i saw that water covered up to half of my wheels ...
battery went out
but i never turned on the engine..
my neighbor told me that the lights were blinking before...
i sent my car to the shop but insurance agents must come see the car before they diagnose.. is my car value going down ?
how long will it take to fix my car ?
whats going to happen ?
Sorry about your flooded car dude, at least you didn't turn your car on & hydro-lock your motor. As for the electronics, sounds like some of those Corvette gremlins will come out and play
Thread Starter
Instructor
Joined: Aug 2007
Posts: 219
Likes: 1
From: houston texas
Had the same thing happen to my wifes car (92 Ford Thunderbird) in a parking lot. Since it was rain water, the insurance company decided to fix the car. They drained the exhaust system, removed the complete interior, flushed and changed all the fluids, dried all the electrical connections and replaced the ECU. Approximately, three years later all sorts of electrical problems begain. we traded it in for a new Bronco.
we traded it in for a new Bronco.but i have talked to the dealershop
and they told me once they fix everything up my car is going to be better than brand new ... should i believe that
btw i am driving eclipse 2008 right now for rental car and it sux !!!!!!!11
Burning Brakes
Joined: Oct 2008
Posts: 1,021
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From: HOUSTON TEXAS
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Advanced
Joined: Mar 2009
Posts: 68
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From: Austin TX
I'd assume because a fixed car is never better than new. 'Like new' hardly ever happens. That's why insurance companies also pay for depreciation after an accident.
I think that if they do fix it, and it works correctly, you should sell it asap before it starts to foul up on you... make sure the buyer knows that it was repaired for some water damage and all that before hand, of course, but you don't want to deal with it if it ever starts to go downhill. Take the money and buy another one.
I think that if they do fix it, and it works correctly, you should sell it asap before it starts to foul up on you... make sure the buyer knows that it was repaired for some water damage and all that before hand, of course, but you don't want to deal with it if it ever starts to go downhill. Take the money and buy another one.
Thread Starter
Instructor
Joined: Aug 2007
Posts: 219
Likes: 1
From: houston texas
I'd assume because a fixed car is never better than new. 'Like new' hardly ever happens. That's why insurance companies also pay for depreciation after an accident.
I think that if they do fix it, and it works correctly, you should sell it asap before it starts to foul up on you... make sure the buyer knows that it was repaired for some water damage and all that before hand, of course, but you don't want to deal with it if it ever starts to go downhill. Take the money and buy another one.
I think that if they do fix it, and it works correctly, you should sell it asap before it starts to foul up on you... make sure the buyer knows that it was repaired for some water damage and all that before hand, of course, but you don't want to deal with it if it ever starts to go downhill. Take the money and buy another one.
if i buy another one its gonna cost me extra 10000 dollars right ?again ..
my car is only 6month old 2008 lls3 engine and i got 13000$ left to pay...
so conclusion you guys give me is that "water damage will cause problems although its fixed in the dealership ?? " ??""
mang what a disaster ... help me out
what is the best things to do !
Le Mans Master
Joined: Dec 2005
Posts: 6,998
Likes: 1,681
From: Southeast TX
You're in a really bad situration (I'm guessing you know that by now). The big problem I see, as others have stated, is the issues that are coming in a few months. The best dealership in the world won't fix problems that aren't currently there. When it's "fixed", your ins agency is going to want you to sign a release when they pay for the repairs. You might be ahead in the game to contact an attorney who's familiar with situations like this. After Ike, Houston ought to have an ambulance chaser or two that know their way around flood claims. BTW: I know quite a few folks that came through Ike just fine, but wound up with water in their homes from this last rain. I wouldn't alert my insuarance company to the fact that I'm talking to an attorney. They can get ugly when they know they have a fight on their hands. No way you're going to get treated right in this siruation without rattling a few sabres though.
Thread Starter
Instructor
Joined: Aug 2007
Posts: 219
Likes: 1
From: houston texas
i dont mind getting an attorney for this situation but what is my gain ?
i have called the insurance company to repair but they have not came for inspection ...
i am so stressed man ...
i just want my car back in OK mode ...
call attorney and get a new car ?
whats up ?
i have called the insurance company to repair but they have not came for inspection ...
i am so stressed man ...
i just want my car back in OK mode ...
call attorney and get a new car ?
whats up ?
You're in a really bad situration (I'm guessing you know that by now). The big problem I see, as others have stated, is the issues that are coming in a few months. The best dealership in the world won't fix problems that aren't currently there. When it's "fixed", your ins agency is going to want you to sign a release when they pay for the repairs. You might be ahead in the game to contact an attorney who's familiar with situations like this. After Ike, Houston ought to have an ambulance chaser or two that know their way around flood claims. BTW: I know quite a few folks that came through Ike just fine, but wound up with water in their homes from this last rain. I wouldn't alert my insuarance company to the fact that I'm talking to an attorney. They can get ugly when they know they have a fight on their hands. No way you're going to get treated right in this siruation without rattling a few sabres though.
Le Mans Master
Joined: Dec 2005
Posts: 6,998
Likes: 1,681
From: Southeast TX
A good attorney will explain your rights and plot a course of action. That should be of a little comfort. You sound as if you're gripping pretty hard. Understandable. Maybe someone will chime in with a good attorney in your area. You're not talking small beans with the value of a near new vette. Hire some help.
Le Mans Master
Joined: Jul 2005
Posts: 5,328
Likes: 405
i dont mind getting an attorney for this situation but what is my gain ?
i have called the insurance company to repair but they have not came for inspection ...
i am so stressed man ...
i just want my car back in OK mode ...
call attorney and get a new car ?
whats up ?
i have called the insurance company to repair but they have not came for inspection ...
i am so stressed man ...
i just want my car back in OK mode ...
call attorney and get a new car ?
whats up ?
PS On another note, a friend of mine bought a flood car with a salvage title. After draining/refilling all fluids, he drove the car for 5 years with zero problems and sold it for more than what he bought it for.
Last edited by glass slipper; May 1, 2009 at 11:45 PM. Reason: can't spell diminished due to diminished brain capacity
Advanced
Joined: Mar 2009
Posts: 68
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From: Austin TX
I don't mean to be sensationalist or anything, but there's really no telling what will happen when a car gets water damage. Depending on the damage, it could be a powder keg, or it could be perfectly fine for the rest of the car's life (honestly, if it really only got to the middle of the wheels, you probably salvaged most of the more important bits).
I certainly hope you don't need it, but you'd be doing yourself a disservice if you don't plan for a worst case scenario. The insurance companies are not an easy beast to deal with under circumstances like this one. You'll at least want a fair diminished value claim, as glass slipper mentioned above.
I certainly hope you don't need it, but you'd be doing yourself a disservice if you don't plan for a worst case scenario. The insurance companies are not an easy beast to deal with under circumstances like this one. You'll at least want a fair diminished value claim, as glass slipper mentioned above.
Thread Starter
Instructor
Joined: Aug 2007
Posts: 219
Likes: 1
From: houston texas
I don't mean to be sensationalist or anything, but there's really no telling what will happen when a car gets water damage. Depending on the damage, it could be a powder keg, or it could be perfectly fine for the rest of the car's life (honestly, if it really only got to the middle of the wheels, you probably salvaged most of the more important bits).
I certainly hope you don't need it, but you'd be doing yourself a disservice if you don't plan for a worst case scenario. The insurance companies are not an easy beast to deal with under circumstances like this one. You'll at least want a fair diminished value claim, as glass slipper mentioned above.
I certainly hope you don't need it, but you'd be doing yourself a disservice if you don't plan for a worst case scenario. The insurance companies are not an easy beast to deal with under circumstances like this one. You'll at least want a fair diminished value claim, as glass slipper mentioned above.
ah mean ... damn man
if my car become salvaged i am sure that insurance will pay for everything
get me a new car or something
bythe way ..i miss my corvette so much ...
GOD !
i am planning to call the lawyer monday ... i wish my car is fine but .. insurance company is so delaying on the appraisal .. because there are so many people suffered for flooding ..
Le Mans Master
Joined: Jul 2005
Posts: 5,328
Likes: 405
is dimished value claim make the car report clear?
ah mean ... damn man
if my car become salvaged i am sure that insurance will pay for everything
get me a new car or something
bythe way ..i miss my corvette so much ...
GOD !
i am planning to call the lawyer monday ... i wish my car is fine but .. insurance company is so delaying on the appraisal .. because there are so many people suffered for flooding ..
ah mean ... damn man
if my car become salvaged i am sure that insurance will pay for everything
get me a new car or something
bythe way ..i miss my corvette so much ...
GOD !
i am planning to call the lawyer monday ... i wish my car is fine but .. insurance company is so delaying on the appraisal .. because there are so many people suffered for flooding ..
PS When all the hurricanes came through Florida in 2004, one damaged my roof and I waited 6 months to get an adjuster out to look at it. But I had an excellent patch over the damage and wasn't nearly as bad off as many others. Sometimes you just have to be patient for the good of all. I would think they would want to rush yours since it's costing them every day you're in a rental.
Thread Starter
Instructor
Joined: Aug 2007
Posts: 219
Likes: 1
From: houston texas
A diminished value claim will not clear the Carfax report and a car gets a "salvage" title only after it's been totaled. You might consider asking your insurance company to provide you with a 6 year 100K mile bumper-to-bumper warranty to guard agaisnt repairs down the road. If you don't have any problems in 6 years/100K miles, you most likely won't have any in the future.
PS When all the hurricanes came through Florida in 2004, one damaged my roof and I waited 6 months to get an adjuster out to look at it. But I had an excellent patch over the damage and wasn't nearly as bad off as many others. Sometimes you just have to be patient for the good of all. I would think they would want to rush yours since it's costing them every day you're in a rental.
PS When all the hurricanes came through Florida in 2004, one damaged my roof and I waited 6 months to get an adjuster out to look at it. But I had an excellent patch over the damage and wasn't nearly as bad off as many others. Sometimes you just have to be patient for the good of all. I would think they would want to rush yours since it's costing them every day you're in a rental.
i did not know isurance offers warranty stuff ?
Team Owner
Joined: Jun 2005
Posts: 46,295
Likes: 2,596
From: Northern, VA
St. Jude Donor '15
"In honor of jpee"
I suspect the rental has a time period on it, so it won't be forever. Just be careful and make sure if you're getting an attorney, it's someone familiar with how to deal with insurance companies over car issues. There are all kinds of attorneys specializing in some areas of law. And some that just want your business and will say anything to you, almost as if they are in sales.