Darkwavemaster

I am currently with USAA. I have an okay, but not spotless driving record. Just wondering if anyone has done some research and has any suggestions for who might have the lowest insurance rates.

gixxerbill

868/yr allstate. clean record, multi car mult policy discount, home owner discount, paid in full

jackhall99

There are so many variables in arriving at a premium, this is senseless to ask, or at least will prove nothing. I think you just have to shop across several insurance companies for your best deal.

Larry/car

Check with the Corvette Museum. They offer insurance coverage with operation restrictions. Best buy in town for an weekend vehicle.

Blackdevil77

Unfortunately, they don't insure people in NY. I'm in a similar boat as well, but I'm 25 years old. My driving record is now clean, and insurance companies want an average of $300-$400 a month for a C7 for me. I don't want to pay that, especially since it won't be daily driven and be kept in the garage all winter.

Premmer

exactly

gixxerbill

dang that is nuts. I thought premiums went down when you hit 25?

GTFD2

I am 65, no tickets or accidents since 1970. Good credit rating. House and cars with same company. Four cars. Corvette insurance is $460.00 per year. $500,000 liability.

Travelers Ins. co.

mksz51

$480 per year. Don't have to carry a gun in my car either.

FOOTR 1

New York is at war with the insurance world and just about every other business.

Kilsallagh

[QUOTE="mksz51;1586005373"]$480 per year.

Is this Heaven? No, it is Iowa.

netguy

38/M/California here. Clean record - no tix no accidents. Multi-car discount + homeowners + life w/ Farmers. $64/mo gets me 250/500 w/ $100 deductible for comp. And that includes the Callaway option (~$100K car).

blackmagicZ

You hit the nail on the head.

GRG

All things being equal, prices vary by state, so be sure and indicate what state you are from.

Delta88

I live on Long Island N.Y. I'm 53 with clean drivers License for C7 I pay $1,400 per year with GEICO

Blackdevil77

That's what I thought. I guess that is the cheaper price

Blackdevil77

That's exactly where I live. What kind of coverage is that? Geico wanted about $400 a month from me for 250,000/500,000

Skid Row Joe

Correct. T$$ many variables.

In addition, there are USAA Kool-Aid drinkers that will even fudge the numbers to protect their provider, rather than admit they pay t$$ much.......

astrotx

Yep everyone is different. The one thing I will say about USAA, when you DO have a claim--they will take care of everything. Other 'cheap' providers will find every reason to NOT pay, and then jack up your rate (if you're even covered).

USAA rocks in my book. Checked on C7, $70/mo. But that means nothing, because every driver is different. You have crap credit, your rate goes up.

Nothing to admit, except USAA takes care of their members.

LIStingray

God - I hope when I am 53, it doesn't get that high
I am on Long Island and have Geico (for the last 19 years) and for 300/300, $1k collision & $500 Comp deductibles with full glass, under 5,000mi/yr with all the discounts I pay $820/yr; for comparison, my 2012 Grand Cherokee with same coverage but 7,500mi/yr is $846 and our 2014 Acura RDX with 15k/yr is $930.