Another ENZO needs restoration!!!
Le Mans Master
Joined: Nov 2004
Posts: 6,434
Likes: 0
St. Jude Donor '07
Thread Starter
Melting Slicks
Joined: Sep 2006
Posts: 3,386
Likes: 2,606
From: Burning Jet-A
Huh? No, there are exceptions.
If there is only one car on the course it is counted as a "driver improvement course" and is covered by regular insurance.
Call your agent and ask. Policies have been constantly evolving in the last year.
Also, if there are multiple cars on the course it is covered as long as it is not a "competitive event". To make it non-competitive, there must be no timed laps.
Again ask, I have found that I was not covered. The payout on the Carrera GT crash in Fontana will be in the millions, as the passenger was a very successful person who was just getting a "ride". Insurers are realizing that the specialty car market can probably take a few tacked on extras to the policy for a bit more money...After all its a vintage car owner...
So in summary: Parking lot autocross = covered
Road course day with no clocks = covered
Road course with timed laps = not covered
Drag racing = not covered (2 cars, timed)
If there is only one car on the course it is counted as a "driver improvement course" and is covered by regular insurance.
Call your agent and ask. Policies have been constantly evolving in the last year.
Also, if there are multiple cars on the course it is covered as long as it is not a "competitive event". To make it non-competitive, there must be no timed laps.
Again ask, I have found that I was not covered. The payout on the Carrera GT crash in Fontana will be in the millions, as the passenger was a very successful person who was just getting a "ride". Insurers are realizing that the specialty car market can probably take a few tacked on extras to the policy for a bit more money...After all its a vintage car owner...
So in summary: Parking lot autocross = covered
Road course day with no clocks = covered
Road course with timed laps = not covered
Drag racing = not covered (2 cars, timed)
Race Director
Joined: Sep 1999
Posts: 11,361
Likes: 383
From: Plano TX
You could be right in that some insurance companies play hard ball.
I just spent the last 20 minutes carefully reading my policy. Interestingly enough, they do not exclude racing from coverage. According to my policy I'm covered even during timed racing events (by them not excluding it).
They do state they will not cover any damage to my car caused by nuclear devices, whether fired intentionally or unintentionally. Somehow I doubt I'll worry too much about the car if a nuke goes off right next to me.
I just spent the last 20 minutes carefully reading my policy. Interestingly enough, they do not exclude racing from coverage. According to my policy I'm covered even during timed racing events (by them not excluding it).
They do state they will not cover any damage to my car caused by nuclear devices, whether fired intentionally or unintentionally. Somehow I doubt I'll worry too much about the car if a nuke goes off right next to me.
Burning Brakes
Joined: Dec 2005
Posts: 1,098
Likes: 1
From: west babylon new york
another one bites the dust
thats what happens when you dont post - dont try this trick at home - at least eddie wasnt hurt they say the car is totaled, ill take it i got a ausome set of tools i think we can fix it, it only takes a little money and time ,maybee the parts are avaible on ebay i guess they didnt look yet, thats where i got my parts but thats the difference between an american sports car and one of them italian jobs maybe they should make sure the traction control was working mabee they an sue
Le Mans Master
Joined: Dec 2006
Posts: 8,837
Likes: 1,028
thats what happens when you dont post - dont try this trick at home - at least eddie wasnt hurt they say the car is totaled, ill take it i got a ausome set of tools i think we can fix it, it only takes a little money and time ,maybee the parts are avaible on ebay i guess they didnt look yet, thats where i got my parts but thats the difference between an american sports car and one of them italian jobs maybe they should make sure the traction control was working mabee they an sue
Drifting
Joined: Feb 2005
Posts: 1,738
Likes: 2
From: San diego ca
Hmmmm after looking at the several videos out there...I'm not sure any more...he certainly cranked the wheel over...but just plowed on in
Last edited by fauxrs2; Mar 29, 2007 at 09:35 AM.
Race Director
Joined: Feb 2005
Posts: 16,100
Likes: 17
Our local auto x course..nearly one mile in length....turns are always "away" from light poles which have 4 ft square concrete base's...helmets,strict tech inspection,etc required..
Rich
Rich
Last edited by rihwoods; Mar 29, 2007 at 11:39 AM.
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