Hagerty 10+% increase
Race Director
Joined: Oct 1999
Posts: 14,109
Likes: 127
From: www.ncminsurance.com Bowling Green KY Home of the Corvette!
CI 1-2-3-4-5-6-7-8-9-10-11-12 Vet
St. Jude Donor '07-'08
NCM Sinkhole Donor
Race Director
Joined: Oct 1999
Posts: 14,109
Likes: 127
From: www.ncminsurance.com Bowling Green KY Home of the Corvette!
CI 1-2-3-4-5-6-7-8-9-10-11-12 Vet
St. Jude Donor '07-'08
NCM Sinkhole Donor
Adam Boca
Race Director
Joined: Mar 2006
Posts: 14,112
Likes: 28
From: Florida
Race Director
Joined: Oct 1999
Posts: 14,109
Likes: 127
From: www.ncminsurance.com Bowling Green KY Home of the Corvette!
CI 1-2-3-4-5-6-7-8-9-10-11-12 Vet
St. Jude Donor '07-'08
NCM Sinkhole Donor
Burning Brakes
Joined: Jul 2010
Posts: 810
Likes: 48
From: West Chester Pennsylvania
$400? WOW.... I have Hagerty $25k value and I believe was $220 or something like that here in Philadelphia. Hagerty is available through your Allstate Agent too.
If the rate goes up, I'll shop it.
If the rate goes up, I'll shop it.
Racer
Joined: May 2008
Posts: 406
Likes: 3
I went from Hagerty at 3k a year to Adam at 1750.00. Also Adam had me go with no deduct on windshield. (included in the 1750) The important part is that I got a rock chip on my windshield. I called & the guy said someone would contact me in the next 48 hours to set up the repair. He should have said 48 minutes as it was only 20 minutes. Repair was done & two days later I received a call from them to be sure I was completely satisfied with the replacement.
By the way thanks Adam for talking me into the no deductible,
the windshield was 1250.00. I am a happy customer.
By the way thanks Adam for talking me into the no deductible,
the windshield was 1250.00. I am a happy customer.
Pro
Joined: Oct 2002
Posts: 574
Likes: 32
From: Clarkston MI
C3 of Year Finalist (stock) 2019
2018 C3 of Year Finalist
I switched from Hagerty (after 10+ years) to NCM last fall. Better coverage and about $350 year cheaper than Hagerty.
I loved hagerty, but got tired of the rates going up.
I loved hagerty, but got tired of the rates going up.
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Le Mans Master
Joined: Aug 2009
Posts: 5,474
Likes: 16
From: Houston Texas
St. Jude Donor '10-'12-'13
Read your policy closer. I bet your agent said it was. But does the contract say it is?
I have an agreed value policy with Hagerty. Around $500 for $65K coverage.
Le Mans Master
Joined: Aug 2009
Posts: 5,474
Likes: 16
From: Houston Texas
St. Jude Donor '10-'12-'13
Man thats no kidding! But I won't go without insurance where it counts.
Instructor
Joined: Mar 2010
Posts: 112
Likes: 0
From: Rice Lake Wisconsin
Insurance
I have "American Collectors Insurance" on my 1971.Agreed value of $20000/-0- deduct on comp & collision,300M on bodily injury and property damage,unisured/underinsured,towing,spare parts coverage,medical payments. Premium $159.00 per year.
Also used them for my 68 Camaro,had a claim for small paint damage of $685.00,they paid no questions asked other then to send copy of estimate.No premium increase after claim paid.Very pleased with them.
They have a great Web page geared towards customers and our car passions. JMS71VETTE
Also used them for my 68 Camaro,had a claim for small paint damage of $685.00,they paid no questions asked other then to send copy of estimate.No premium increase after claim paid.Very pleased with them.
They have a great Web page geared towards customers and our car passions. JMS71VETTE
Race Director
Joined: Jun 2000
Posts: 10,040
Likes: 672
From: FL
I went to the NCM site. Called and Adam was on vacation so got routed to American Modern Insurance Group who I believe is the underwriter for NCM.
I have $25k on the '75 C3 and $45k on my '77 308 GTB, both as occasional drivers and right at $550 for the year. Works for me.
I have $25k on the '75 C3 and $45k on my '77 308 GTB, both as occasional drivers and right at $550 for the year. Works for me.
Instructor
Joined: Dec 2010
Posts: 149
Likes: 0
From: Southgate Michigan
RE: The Insurance Game
Yeah, Much as I hate to admit it ..... Insurance is one of those 'Necessary Evils' 
Where I Live, 'Ya gotta have Insurance to put the 'Ride' on the Road ! Right Now, since I'm in the building Stages with my '72, I've got mine Insured for just "Fire & Theft". Everybody I know has gone to 'Grundy' to get their Classics Insured. But, since reading the posts here, I'm gonna look at everything B-4 I decide on a Policy !
Race Director
Joined: Oct 1999
Posts: 14,109
Likes: 127
From: www.ncminsurance.com Bowling Green KY Home of the Corvette!
CI 1-2-3-4-5-6-7-8-9-10-11-12 Vet
St. Jude Donor '07-'08
NCM Sinkhole Donor
Thanks everyone for the plugs and the business!!
I look forward to working with those who give us a shot!!
Adam Boca
www.ncminsurance.com
I look forward to working with those who give us a shot!!
Adam Boca
www.ncminsurance.com
Team Owner
Joined: Jul 1999
Posts: 26,545
Likes: 46
From: Huntersville NC
Plus Adam has been on the forum here since practically day 1, so if you have the slightest problem with your insurance coverage or billing you can jump online and slam him like all the other vendors! 
I insure my house and drivers with State Farm, but I would never use them for a collector vehicle. At the moment I am happy with Hagerty - have been with them for a while and don't like to switch for no reason but I would (or will) definitely go with NCM if I were to switch. And as a fringe benefit when you visit the NCM you can stop and say "hi" to Adam. 
I insure my house and drivers with State Farm, but I would never use them for a collector vehicle. At the moment I am happy with Hagerty - have been with them for a while and don't like to switch for no reason but I would (or will) definitely go with NCM if I were to switch. And as a fringe benefit when you visit the NCM you can stop and say "hi" to Adam.
Safety Car
Joined: Sep 2005
Posts: 4,057
Likes: 99
From: Southeast, Tennessee
St. Jude Donor '09 thru '26
of course premiums vary location to geographic location, but i have a hagarty policy for 250/500 BI and 100 liability plus all the other things common to similar policies (no deduct comp and collision) plus i pay for their upgraded towing that covers all the cars in my household, not just the collector car with pretty much the same valuation (15,000) and my premium is a bit over 200/year.
Instructor
Joined: Jan 2011
Posts: 111
Likes: 9
I'm a State Farm agent (actually not far from you in Bloomingdale)...anyway, do you have car insured as an antique/classic? Just insured my '75 at $15K value and its about $75/year. We still allow several thousand miles a year, and regular license plates. Take a look into that with your SF agent.