Insurance
Thread Starter
Racer
Joined: Nov 2010
Posts: 296
Likes: 0
From: Vilonia Arkansas
Insurance
I've got a 72 Ontario Orange convertible w/both tops, deluxe interior, base 350, 4sp, no air that I'm just about finished w/freshening up. New paint and interior. I won't replace all of the interior b/c a lot of it is still in good shape. Maybe just a little dye here and there. New carpet and a few replacement trim pieces. The car's all original, no rust, a very solid car w/ 67,000 mi. The only thing I'm doing to the car that departs from originality is installing steeroids.
I'm insurance shopping and they ask what the value is. I don't really know what's fair, so I just given $30,000 for the quote. Am I in the ball park? Rates quotes have generally been under $300/yr.
Thanks!
I'm insurance shopping and they ask what the value is. I don't really know what's fair, so I just given $30,000 for the quote. Am I in the ball park? Rates quotes have generally been under $300/yr.
Thanks!
Pro
Joined: Apr 2002
Posts: 538
Likes: 0
From: Astoria OR
check a quick on line quote with Grundy..
http://www.grundy.com/quote.asp
I pay 325/yr for a 45K agreed value for my new 69. My estimate on 30K would be 225/yr?
Hagg ins went up too high and was quoted at well over 400/yr for the exact coverage. Guess from all the TV ads and sponsoring the BJ auction etc etc.. argh.
http://www.grundy.com/quote.asp
I pay 325/yr for a 45K agreed value for my new 69. My estimate on 30K would be 225/yr?
Hagg ins went up too high and was quoted at well over 400/yr for the exact coverage. Guess from all the TV ads and sponsoring the BJ auction etc etc.. argh.
Thread Starter
Racer
Joined: Nov 2010
Posts: 296
Likes: 0
From: Vilonia Arkansas
check a quick on line quote with Grundy..
http://www.grundy.com/quote.asp
I pay 325/yr for a 45K agreed value for my new 69. My estimate on 30K would be 225/yr?
Hagg ins went up too high and was quoted at well over 400/yr for the exact coverage. Guess from all the TV ads and sponsoring the BJ auction etc etc.. argh.
http://www.grundy.com/quote.asp
I pay 325/yr for a 45K agreed value for my new 69. My estimate on 30K would be 225/yr?
Hagg ins went up too high and was quoted at well over 400/yr for the exact coverage. Guess from all the TV ads and sponsoring the BJ auction etc etc.. argh.
Team Owner
Joined: Jan 2006
Posts: 37,637
Likes: 3,114
From: Crossville TN
For a convertible car in that good condition, $40K insurance value is reasonable. Just how much would it cost to get an exact replacement of your car...in the same condition...without you doing any work. At least $40K. DO NOT BUY STANDARD CAR INSURANCE...buy collector car insurance ONLY. Hagerty and Grundy would be my options for that car.
Gorgeous car, by the way....
Gorgeous car, by the way....
Thread Starter
Racer
Joined: Nov 2010
Posts: 296
Likes: 0
From: Vilonia Arkansas
For a convertible car in that good condition, $40K insurance value is reasonable. Just how much would it cost to get an exact replacement of your car...in the same condition...without you doing any work. At least $40K. DO NOT BUY STANDARD CAR INSURANCE...buy collector car insurance ONLY. Hagerty and Grundy would be my options for that car.
Gorgeous car, by the way....
Gorgeous car, by the way....
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Instructor
Joined: Sep 2010
Posts: 228
Likes: 0
From: McKinney Texas
I think you value it for what you can afford to pay for, and what the insurance company will agree with, that way if you do have a total loss you can get something as nice if not nicer. You have a nice car for sure
Instructor
Joined: May 2010
Posts: 172
Likes: 3
From: Hesperia California
Insurance
I just re insured my 69 coupe 350/350 4speed, with AAA with and agreed $ 35,000 I have two other cars and my home with them $147 year, last year it was $187, it dropped forty bucks when I added my Motor home, have had AAA for years. In the last 10 years I have had a bathroom flood out they payed everything in a timely manner,8 years ago my garage was riped off for over $25.000 worth of tools, they payed the total also in a timely manner,cant beat that, I know some have had problems with AAA but They have been good to me, Might want to check there prices, Oh they will check your credit for collector car ins.