C5 Insurance
Drifting
Joined: Jul 2000
Posts: 1,713
Likes: 3
From: Atlanta GA from Boston MA
Get a quote from Liberty Mutual, I pay $3200. a year for five vehicles, $500K liability, comprehensive/glass $100 ded, collision $100 ded, and I have a 17 year old male driver.
2005 Escape, full coverage
2004 Corvette, full coverage
2004 Mustang GT, full coverage
1997 Ford F-250, full coverage
2000 Ford Focus, (son's car) full coverage, but no collision ($1000/year)
John
2005 Escape, full coverage
2004 Corvette, full coverage
2004 Mustang GT, full coverage
1997 Ford F-250, full coverage
2000 Ford Focus, (son's car) full coverage, but no collision ($1000/year)
John
Drifting
Joined: Jul 2000
Posts: 1,713
Likes: 3
From: Atlanta GA from Boston MA
With property and casualty insurance, it is not always about the rates and premium money. I have a close relationship with my attorney, accountant, financial planner, and include the insurance broker in that group.
Before each auto & homeowners renewal dates, she calls and we discuss values, coverages, deductibles, and changes in the market since last year. If there is a reason to move from one carrier to another, she will recommend a change.
The money is important but it must be tempered with the personal service I expect and do not mind paying for. As it turns out, the coverage she writes with a well known national company comes with very competitive, hard-to-beat rates.
Before each auto & homeowners renewal dates, she calls and we discuss values, coverages, deductibles, and changes in the market since last year. If there is a reason to move from one carrier to another, she will recommend a change.
The money is important but it must be tempered with the personal service I expect and do not mind paying for. As it turns out, the coverage she writes with a well known national company comes with very competitive, hard-to-beat rates.
Race Director
Joined: Oct 2007
Posts: 14,108
Likes: 26
From: 4th on the list of top 100 in USA Ga.
Jim,if you are 50,join AARP and get in on the great deals with the Hartford,I saved a thousand on my ins.
Instructor
Joined: Oct 2007
Posts: 194
Likes: 0
From: Mesa Arizona
AARP wouldn't insure me because I have a Vette. I've had Allstate for 25 years. I have 2 sports cars, a new truck and a Focus. With the ol ladies 2 tickets I still pay less than $2k a year full coverage and way over the minimun requirements. I've thought about Haggerty for the Vette but haven't called yet.
Thread Starter
Le Mans Master
Joined: May 2006
Posts: 5,747
Likes: 224
From: Hillsboro Oregon
Drifting
Joined: Apr 2007
Posts: 1,496
Likes: 1
From: LEBANON PA.
C5 Insurance
Hi Jim,
I have the travelers: (Hartford,CT.) full coverage,100/300 500 deductable, towing included. 3 vehicles: 01 t/r 6spd.corvette coupe/02 silver accord ex coupe a/t 1998 n.y. jet green ford ranger a/t xlt 4x4 super cab w/ fiber glass cap.No accidents in over 10 years. $1600. per year and they have a local agent which means no telephone tag games.I can't comment on how effective they are with claims.I also have GMPP on the vette until 2010 never used it so far.I had the vette 16 months going to make the final payment next month.
Geico sends me a lot of mail. I might contact them for a quote. I probably should only carry comp.& collison on the ranger as its 10 years old. What you think?
robsc501
I have the travelers: (Hartford,CT.) full coverage,100/300 500 deductable, towing included. 3 vehicles: 01 t/r 6spd.corvette coupe/02 silver accord ex coupe a/t 1998 n.y. jet green ford ranger a/t xlt 4x4 super cab w/ fiber glass cap.No accidents in over 10 years. $1600. per year and they have a local agent which means no telephone tag games.I can't comment on how effective they are with claims.I also have GMPP on the vette until 2010 never used it so far.I had the vette 16 months going to make the final payment next month.
Geico sends me a lot of mail. I might contact them for a quote. I probably should only carry comp.& collison on the ranger as its 10 years old. What you think?
robsc501
Last edited by robsc501; Apr 29, 2008 at 02:58 PM. Reason: additional info.
Race Director
Joined: Apr 2005
Posts: 11,138
Likes: 11
From: Fremont CA
St. Jude Donor '06-'07-'08-'09-'10-'11-'12-'13-'14-'15-'16-'17-'18-'19-'20
NCM Sinkhole Donor
Hi Jim,
I have the travelers: (Hartford,CT.) full coverage,100/300 500 deductable, towing included. 3 vehicles: 01 t/r 6spd.corvette coupe/02 silver accord ex coupe a/t 1998 n.y. jet green ford ranger a/t xlt 4x4 super cab w/ fiber glass cap.No accidents in over 10 years. $1600. per year and they have a local agent which means no telephone tag games.I can't comment on how effective they are with claims.I also have GMPP on the vette until 2010 never used it so far.I had the vette 16 months going to make the final payment next month.
Geico sends me a lot of mail. I might contact them for a quote. I probably should only carry comp.& collison on the ranger as its 10 years old. What you think?
robsc501
I have the travelers: (Hartford,CT.) full coverage,100/300 500 deductable, towing included. 3 vehicles: 01 t/r 6spd.corvette coupe/02 silver accord ex coupe a/t 1998 n.y. jet green ford ranger a/t xlt 4x4 super cab w/ fiber glass cap.No accidents in over 10 years. $1600. per year and they have a local agent which means no telephone tag games.I can't comment on how effective they are with claims.I also have GMPP on the vette until 2010 never used it so far.I had the vette 16 months going to make the final payment next month.
Geico sends me a lot of mail. I might contact them for a quote. I probably should only carry comp.& collison on the ranger as its 10 years old. What you think?
robsc501
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Instructor
Joined: Dec 2007
Posts: 197
Likes: 0
From: Gretna Louisiana
Called Liberty Mutual yesterday. They quoted me $900 every 6 mo. with $1000 deduct compared to $600 every 6 mo. I'm paying with state farm on my 06 Silverado. How is everyone getting such inexpensive insurance?
Last edited by gman31; Apr 30, 2008 at 01:50 PM.
Instructor
Joined: Dec 2005
Posts: 131
Likes: 0
From: Milford New Hampshire
I have three other cars insured with them, no violations and I am getting pretty old (almost 55)
Other than that I was just as surprised as you, but I'm not going to call and complain!
Other than that I was just as surprised as you, but I'm not going to call and complain!
Melting Slicks
Joined: Mar 2007
Posts: 2,158
Likes: 1
From: Always In Front, Colorado
I went with Geico after I learned that my insurance agent (broker) was about 1200/yr higher on average than most. That is what you get for trusting them. They saved me over 1400/yr. Wife and I are 32 have 5 cars, plus the house, several rental properties, etc.
I have full coverage on everything, Viper, Vette, Denali, SRT-10 Ram, etc. There are a lot of variables also. Credit rating, driving record, who drives what, average mileage per year, etc.
I have full coverage on everything, Viper, Vette, Denali, SRT-10 Ram, etc. There are a lot of variables also. Credit rating, driving record, who drives what, average mileage per year, etc.
Race Director
Joined: Apr 2005
Posts: 11,138
Likes: 11
From: Fremont CA
St. Jude Donor '06-'07-'08-'09-'10-'11-'12-'13-'14-'15-'16-'17-'18-'19-'20
NCM Sinkhole Donor
