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Old Apr 24, 2008 | 06:22 PM
  #1  
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Default C5 Insurance

It is time to shop insurance on my cars again and see if I can get some better rates.

Anyone have experience with any of these companies on C5 insurance?

Travelers

Safeco

Esurance

Ameriprise (Costco)
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Old Apr 24, 2008 | 06:24 PM
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Nope, I have State Farm!
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Old Apr 24, 2008 | 06:24 PM
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Travelers quoted my G/F good rates but were high for me no real reason why ...

Had Esurance in the past on another vehicle..great service

No experience with Safeco or Ameriprise
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Old Apr 24, 2008 | 06:48 PM
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Currently have Esurance on both our vehicles. No claims yet, but they seem very upfront with everything. Well, everything except they raised my premium $136 after the first year. Still much cheaper for me than any place else.
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Old Apr 24, 2008 | 07:08 PM
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Default Safeco

I use Safeco because I have my homeowners with them also. Its very difficult to get homeowners insurance along the coast. I pay $5400 a year for car ins on an 03 Vette vert, 07 Dodge Nitro RT and a 99 Chevy S10 pickup. The problem is , I have a 16 yr old son that just started drivingand it doesn't matter if he isn't allowed to drive the vette. Your policy is a blanket policy for the household and covers all vehicles for all drivers in the house. So if you have a teenager getting ready to drive, GET READY TO PAY OUT THE A@*!!!!!!!

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Old Apr 24, 2008 | 07:09 PM
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Thanks for the responses.

I am shopping rates on our three cars, my 99 C5,
the wife's 04 MINI, and our backup 96 Talon AWD Tsi.

So far Travelers has come back about $400 less yearly than my current
carrier Ameriprise.

Esurance was about $275 more per year than Travelers.

So at the moment, Travelers is the best buy.......but I will look at Nationwide, Progressive, and State Farm as well.
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Old Apr 24, 2008 | 07:11 PM
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Originally Posted by pewter99
Travelers quoted my G/F good rates but were high for me no real reason why ...

Had Esurance in the past on another vehicle..great service

No experience with Safeco or Ameriprise
Did you have any claims with Esurance.....just wondering what they are like when it is time to pay up
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Old Apr 24, 2008 | 07:14 PM
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Don't know if Mercury writes policies out there, but try them
They beat my best prices by more than $300 and I shop insurance at every renewal period
Also - I work for an insurance company, get an employee discount, and Mercury still beat that
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Old Apr 24, 2008 | 07:58 PM
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Originally Posted by KrnrKick
Don't know if Mercury writes policies out there, but try them
They beat my best prices by more than $300 and I shop insurance at every renewal period
Also - I work for an insurance company, get an employee discount, and Mercury still beat that
They do not list Oregon on their website
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Old Apr 24, 2008 | 08:07 PM
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Originally Posted by jrprich
It is time to shop insurance on my cars again and see if I can get some better rates.

Anyone have experience with any of these companies on C5 insurance?

Travelers

Safeco

Esurance

Ameriprise (Costco)
If you're 50 or over check out the AARP web site. Discounted rates through Hartford. Cut my previous rates by about $1,600 per year.
Reply
Old Apr 24, 2008 | 08:13 PM
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I can chime in here...

I have Travelers. I am paying about $425 every six months for an '02 Z in congested Southern California. This rate is discounted for clean driving record, group policy discount (also have Travelers Homeowners and Umbrella), and multi-vehicle discount. I should note I chose a low deductible... only $100 on both collision and comprehensive.
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Old Apr 24, 2008 | 08:34 PM
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Nope,I'm another a state farm person.
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Old Apr 24, 2008 | 08:58 PM
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Originally Posted by Z06ster
I can chime in here...

I have Travelers. I am paying about $425 every six months for an '02 Z in congested Southern California. This rate is discounted for clean driving record, group policy discount (also have Travelers Homeowners and Umbrella), and multi-vehicle discount. I should note I chose a low deductible... only $100 on both collision and comprehensive.
Did you have any claims .....just wondering what they are like when it is time to pay up
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Old Apr 24, 2008 | 08:59 PM
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Originally Posted by Blue 92
If you're 50 or over check out the AARP web site. Discounted rates through Hartford. Cut my previous rates by about $1,600 per year.
Good tip, they are the lowest yet, 1050 a year for all three cars.

THANKS
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Old Apr 24, 2008 | 09:34 PM
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Home, 4 cars including my 00 coupe, two boats - Allstate -the vette is under 650 for the year!




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Old Apr 24, 2008 | 09:49 PM
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I pay 2000 a year full coverage 250/500 on my 2002 Z51, 1998 WS6 and my 1989 K3500 4x4 with 2 drivers. I haven't found any better, Allstate.
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Old Apr 24, 2008 | 10:06 PM
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Originally Posted by Z06ster
I can chime in here...

I have Travelers. I am paying about $425 every six months for an '02 Z in congested Southern California. This rate is discounted for clean driving record, group policy discount (also have Travelers Homeowners and Umbrella), and multi-vehicle discount. I should note I chose a low deductible... only $100 on both collision and comprehensive.

That's not a bad rate for only $100 deductable.
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Old Apr 24, 2008 | 11:37 PM
  #18  
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Originally Posted by jrprich
Did you have any claims .....just wondering what they are like when it is time to pay up
I have not had any claims either at fault or no fault which is probably why the rate is pretty good. I probably should have added that I'm over 40 and married which also helps.

Isn't it a shame though... the insurance industry, particular auto, is the only industry where BLATANT age discrimination is allowed? Sure, statistically, younger drivers might pose more risk, but individually, some are more responsible for others but the good ones get screwed.

Originally Posted by BUGZ
That's not a bad rate for only $100 deductable.
Yeah, in fact, just this week, I lowered it from $1000 to $100 and I could not believe the difference was only $35 dollars... major piece of mind in case some miscreant decides to hit my car in a parking lot and run.
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Old Apr 25, 2008 | 12:59 AM
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No matter which insurance company you deciede to go with you should read some of these helpful insurance company fact tips that can help to lower your premium
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Old Apr 25, 2008 | 01:32 AM
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USAA I roughly pay $148 a month for full coverage on a '00 'Vette,'99 S10 ZR-2,and an '01 Prizm.They just raised their rates,I was paying $118
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